Does an FHA appraisal look at the roof?

Yes. FHA minimum property standards cover safety, security, and soundness, and the appraiser inspects the roof as part of the appraisal, checking for problems such as holes, loose or missing shingles, and proper gutter and downspout connections, and confirming the roof has remaining economic life. The appraisal is not a full home inspection, but roof issues that affect health and safety or the property's long-term economic viability must be corrected.

Yes, the roof is part of an FHA appraisal. Under HUD Handbook 4150.2, the appraiser must make a complete visual inspection of the interior and exterior of the property, and the roof is among the General Acceptability Criteria the appraiser evaluates. Required repairs are limited to those necessary to preserve the property's continued marketability and protect the health and safety of the occupants.

Yes. An FHA appraiser checks that the roof is functional for at least another two years. This is one of HUD's minimum property requirements for safety, soundness, and security, along with working heating, electrical, and plumbing systems, safe road access, and an undamaged foundation with adequate drainage.

Yes. FHA appraisers evaluate roof condition as part of HUD's Minimum Property Standards for safety, soundness, and security. The roof must have at least two years of remaining economic life, and active roof leaks are among the most common reasons an FHA appraisal is flagged. If the appraiser identifies required repairs, the loan cannot close until the work is done and the appraiser re-inspects.

Yes. An FHA appraisal checks the home against HUD's minimum property standards for safety, soundness, and security, and the roof must be in sound condition with adequate remaining life to pass that review. Roof problems can be flagged for repair before an FHA loan can close.

Yes. Under HUD Handbook 4150.2, the FHA appraiser inspects roof condition as part of the required complete visual inspection of the property. Re-roofing over three existing layers of shingles requires removal of the old shingles first, and flat roofs require further inspection. Required roof repairs are limited to those needed to preserve the property's continued marketability and to protect the health and safety of occupants.

Yes. An FHA appraiser inspects the roof as part of HUD's minimum property requirements, and the roof must be functional for at least another two years. Appraisers also review the foundation, siding, utilities, and site drainage; common repair requirements include peeling paint, broken windows, and drainage problems.