Utah Mortgage Loan Originator (MLO) pre-licensing courses
(Complete RealEstateU's 20-Hour SAFE Comprehensive: Mortgage Fundamentals Course)
Choose your perfect study plan
4×$37.25
- 20 Hour SAFE Comprehensive: Mortgage Fundamentals + e-Textbook
4×$54.75
- 20 Hour SAFE Comprehensive: Mortgage Fundamentals + e-Textbook
- RealEstateU National MLO Test Prep
4×$74.75
- 20 Hour SAFE Comprehensive: Mortgage Fundamentals + e-Textbook
- RealEstateU National MLO Test Prep
- How to Succeed As An MLO
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Other schools add an NMLS credit banking fee at checkout. Ours is already included — compare total prices, not advertised ones.
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Licensed in four steps
NMLS ID
The first step to obtaining your MLO license is creating an NMLS account to get your NMLS ID.
Obtain your NMLS ID if you don't have one:
- if you apply through your employer then you can find more information in the NMLS getting-started instructions
- if you will apply as an individual then you can find more information in the NMLS individual account setup guide (PDF)
You will need your NMLS ID when you go through your National and State Modules.
Email us at support@realestateu.com if you have any questions.
Industry-Leading Value. Guaranteed.
At RealEstateU, we're committed to offering one of the most affordable paths to becoming a licensed Mortgage Loan Originator.
If you find a lower price for a state-approved MLO course, let us know — we'll match it.
Our mission is to make MLO licensing accessible, high-quality, and budget-friendly.
Commonly Asked Questions on Getting Licensed in Utah
An MLO license is a Mortgage Loan Originator license. The license is issued by the Utah Department of Financial Institutions. It authorizes a compensated individual to take residential mortgage loan applications and negotiate the terms of residential mortgage loans secured by properties located within the state of Utah.
Generally, Mortgage Loan Originators work in Utah on commission. This might be a straight commission, some sort of draw against future commissions arrangement, or perhaps as salary plus commission. Utah MLO employers who hire entry level mortgage loan originators understand that training and building a “pipeline” of business takes some time, so they may pay an initial salary.