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Benefits of Becoming a Licensed Insurance Agent in California
- Independence — Many insurance agents work independently or as contractors, allowing flexible schedules and income potential.
- Strong, Ongoing Demand — Insurance is a regulated industry with consistent consumer demand across life, health, property, and casualty products.
- Multiple Career Paths — Licensed insurance professionals can work as:
- Insurance agents or producers
- Claims adjusters
- Underwriters
- Agency owners
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Regulatory Information
A student cannot get credit for any course and earn a Certificate of Completion until after they have passed the course final exam.
- California Department of Insurance Provider ID: 6017648
Commonly Asked Questions on Getting Licensed in California
There are 4 main steps to becoming a licensed insurance agent in California. Step 1: Complete Required Education Complete the 12-Hour California Ethics Course. Step 2: Pass the California Insurance Exam Exams are administered by PSI Each license type has its own exam Passing score is 60% or higher Step 3: Get Fingerprinted Fingerprints are required for a background check Must be completed through an approved fingerprint vendor Step 4: Apply for Your California Insurance License Apply online through the California Department of Insurance Submit proof of education, exam results, and fingerprints Pay the state licensing feeSee the answer for every state
Must be at least 18 years old No college degree required Must pass a background checkSee the answer for every state
Anyone who sells, solicits, or negotiates insurance in California must be licensed by the state.See the answer for every state
Yes. RealEstateU’s California insurance courses and study guides are 100% online and self-paced.See the answer for every state
Costs vary by license type, but typically include: Education costs (starting at $59 with RealEstateU) State exam fee Fingerprinting fee State license application feeSee the answer for every state
Entry-level insurance agents in California typically earn between $40,000 and $55,000 per year, with higher earning potential through commissions and experience.See the answer for every state
Insurance agent or producer Claims adjuster Underwriter Agency owner or managerSee the answer for every state