Can I complete insurance courses online?
Yes. The National Association of Insurance Commissioners (NAIC) uniform licensing standards require states that mandate prelicensing education to accept classroom study, verifiable self-study, or a combination, and most prelicensing courses can be completed online. Many states also offer the licensing exam itself online with a remote proctor, including California, Colorado, and Illinois. Check your state's rules before enrolling, since delivery rules and required classroom hours vary.
Yes. Alabama stopped requiring prelicensing education on January 1, 2024, so there is no required course to sit for the exam. The state exam itself can be taken online through remote proctoring on a desktop or laptop with a camera and microphone. Continuing education, 24 hours per two-year cycle including 3 hours of ethics, can also be completed through self-study in approved online formats.
Sources: NAIC chart PR-20: Producer education and examination requirements by state (Alabama entry); University of Alabama: Alabama insurance testing (state exam administrator).
Yes. Alaska does not require prelicensing education for insurance producers, so any preparation you do is your choice, and prep courses are commonly offered online. Pearson VUE sells online life, health, property, and casualty practice tests for $19.95. The Alaska licensing exam itself can also be taken online through Pearson VUE's OnVUE system, with four attempts allowed per exam.
Sources: Pearson VUE: Alaska insurance licensing exams.
Yes. Arizona requires no pre-licensing education for an insurance license, so any course you take is optional exam preparation, and training is available in both classroom and online formats. The continuing education required to renew a producer license can also be completed online.
Sources: NIPR: Arizona resident individual licensing requirements; NIPR: Arizona resident individual renewal requirements.
Yes. Arkansas prelicensing courses may be completed in a classroom or electronically, and online study time must be tracked and verified. Each producer line requires 20 hours of instruction, and the certificate of completion is valid for 2 years and must be presented at the exam.
Sources: Arkansas AID: 23 CAR pt 18 continuing education for producers and adjusters; Arkansas AID: 23 CAR pt 14 prelicense education for producers and adjusters.
Yes. RealEstateU’s California insurance courses and study guides are 100% online and self-paced.
Yes. Colorado accepts online and self-study prelicensing courses from state-approved providers, with the course certification exam monitored by a disinterested third party. The state licensing exam can also be taken online through Pearson VUE's OnVUE platform or at a test center. Once you pass, you complete the license application electronically through sircon.com or nipr.com.
Sources: Colorado DOI: For Producers / Agents (DORA Division of Insurance); Colorado DOI press release: Insurance Licensing Testing Now Available Online (July 15, 2020).
Yes. Connecticut pre-licensing courses may be delivered as classroom instruction, self-study (correspondence), or fully online, so you can complete the required hours from home. Continuing education also permits remote proctoring, and the license application itself is submitted online through the National Insurance Producer Registry (NIPR).
Sources: Connecticut CID: Licensing application process and requirements; Connecticut CID: Exam testing and pre-licensing FAQ.
Yes. Delaware requires no prelicensing education for producer or adjuster licenses, so courses are optional exam preparation and are available online as self-study. The licensing exam itself must be taken in person at a Pearson VUE test center, and continuing education credits can also be earned through self-study courses.
Sources: Delaware Code Title 18 Chapter 17: Licensing of Professional Insurance Personnel (producers and adjusters); Delaware Code Title 18 Chapter 7: Fees and Taxes (18 Del. C. §701 fee schedule).
Yes. In the District of Columbia, candidates may prepare for the licensing exam through a pre-licensing prep course, self-study, classroom instruction, or internet study. Pearson VUE also sells online practice tests for the life, health, property, and casualty exams for $19.95 each. Continuing education courses for licensed producers are available online as well, though resident title producers may count no more than 8 of their 16 biennial hours as online or video-based.
Sources: Pearson VUE: District of Columbia insurance licensing exams.
Yes. The Florida Department of Financial Services maintains a prelicensing course search in its Education Database, where you can find approved online courses for each license line, and continuing education courses are also delivered online. Most applicants complete the coursework on their own schedule before scheduling the state exam at a Pearson VUE test center.
Sources: Florida DFS: agent and adjuster license qualifications by type; Florida DFS: fees and payment methods.
Yes. Georgia accepts prelicensing education completed in either a classroom or an online format. Course completions upload electronically from the education provider to the state licensing system, and paper completion forms are not accepted as proof. The course is valid for one year, so plan to pass the exam within 12 months of finishing it.
Sources: Georgia OCI: Agent licensing and renewals (incl. nonresident and transfer).
Yes. Idaho requires no pre-licensing education at all, so any coursework before the exam is optional, and commercial providers offer it online. For continuing education, Idaho credits internet self-study at 1 hour per 50 minutes of material, and webinars count as classroom instruction. Self-study and correspondence courses require a score of 70% or better on the course exam to earn credit.
Sources: Idaho Department of Insurance — Testing and Fingerprints page; IDAPA 18.06.04: Continuing Education (producers, adjusters, public adjusters).
Yes, in part. Most of the 20 hours of pre-licensing per line of authority can be done through online self-study, and webinars satisfy the 7.5 hours that require classroom or live instruction. Continuing education follows the same pattern: 24 hours per two-year renewal cycle, of which the 3 ethics hours must be classroom or webinar rather than self-study.
Sources: Illinois IDOI: How to become a resident producer (Illinois insurance agent); Illinois IDOI: How to renew your resident producer license (CE).
Yes. Indiana approves self-study and online pre-licensing courses that can satisfy the classroom requirement, and online continuing education courses are allowed if the provider and course are Indiana-approved. For online CE, the course exam must be monitored by a licensed insurance agent. You still must pass the Pearson VUE licensing exam before applying online through Sircon or NIPR.
Sources: Indiana IDOI: Resident Licensing Guidelines/Requirements; Indiana IDOI: Initial Resident Application Steps.
Yes, in the parts of the process where courses matter. Iowa requires no pre-licensing courses for a producer license, so there is no mandatory coursework to complete. The licensing exams themselves can be taken remotely through Pearson VUE's OnVUE online proctoring. For continuing education, Iowa allows self-study courses for CE credit; self-study courses not part of a recognized national designation program require an independently proctored affidavit and a score of at least 70 percent.
Sources: Iowa IID: Summary of resident continuing education.
Yes, but Kansas requires no pre-licensing courses at all, so there is no required coursework to complete online or in a classroom. If you want structured study before the exam, Pearson VUE offers online practice tests for $19.95, and its Kansas content outlines are available online. For licensed producers, continuing education courses must be approved by the Kansas Department of Insurance.
Sources: Pearson VUE: Kansas insurance licensing exams.
Yes. Kentucky accepts a 20-hour prelicensing course per line of authority in either classroom or self-study format, including online delivery with tracked study time. All 24 continuing education hours may also be completed through classroom, correspondence, or self-study, so licensed agents can fulfill CE entirely online.
Sources: Kentucky DOI: Licensing Frequently Asked Questions.
Yes, for continuing education. Approved CE courses may be completed as classroom instruction or verifiable self-study, which covers online formats, and the one-time 4-hour annuity training is also available as self-study. Before licensing, there is generally no course to take at all, because Louisiana requires no prelicensing education for most producer lines. The exam itself must be taken in person at a PSI testing center.
Sources: Louisiana LDI: Annuity training requirements.
Yes. Maine's required 16 credit hours of prelicensing education can be completed online, and providers offer self-study and live webinar formats. The licensing exam itself must be taken in person at an authorized Pearson VUE test center, because Maine stopped accepting online exam registrations effective May 10, 2025.
Sources: Maine Rule 02-031 C.M.R. ch. 542, § 4 (Minimum Educational Requirements), as published by Cornell Legal Information Institute.
Yes, in two ways. Maryland requires no prelicensing education, so you need no course at all before taking the exam, and the state's exam vendor publishes free content outlines for self-study. For license renewal, continuing education may be completed through correspondence or online courses approved by the Commissioner.
Sources: Md. Code, Insurance § 10-103: Producer license required (Title 10 Subtitle 1); Md. Code, Insurance § 10-108: Producer licensing examination.
Yes. Massachusetts requires no prelicensing education, so any course you take is optional, and commercial providers offer online exam-prep courses. Pearson VUE, the state's official exam vendor, sells online practice tests for the Life, Health, Property, and Casualty exams at $19.95 each, and it publishes content outlines that show what each exam covers.
Sources: Pearson VUE: Massachusetts insurance licensing exams (landing page).
Yes. Michigan accepts self-study pre-licensing education in place of the 20-hour classroom course, and approved providers offer courses online. The same flexibility applies to continuing education: self-study is allowed, but the exam must be completed closed-book and monitored by a disinterested third party.
Sources: Michigan DIFS: How to become licensed as a resident producer.
Yes. Minnesota allows the 20-hour prelicensing course per line of authority to be completed as verifiable self-study rather than in a classroom. Continuing education also accepts approved online self-study formats, which require a 70% passing grade on the final exam. The licensing exam itself can be taken at a PSI test center or through remote proctoring.
Sources: Minnesota Department of Commerce: Resident Producers.
Yes. Mississippi permits producer prelicensing education by classroom or self-study, and approved courses are offered online. The Mississippi Insurance Department's approved-provider and course list is searchable at sircon.com/mississippi, and providers must submit course completions to the department through Sircon.
Sources: Mississippi MID: Licensing hub; Mississippi MID: Producer/individual licensing forms and online services.
Yes. Missouri requires no pre-licensing education for producers, and the optional prep courses offered by education companies are typically online. Pearson VUE publishes its exam content outlines online and sells online practice tests for $19.95 per exam. After licensing, continuing education hours are processed and tracked electronically through State Based Systems (SBS) at www.statebasedsystems.com.
Sources: Pearson VUE: Missouri insurance licensing exams.
Montana requires no prelicensing education for insurance producers, so any coursework is optional exam preparation, and prep courses are commonly offered online. Pearson VUE sells online practice tests for Life, Health, Property, and Casualty at $19.95. The licensing exam itself can be taken online through Pearson VUE's OnVUE proctoring, which requires a quiet private location, a device with a webcam, and a strong internet connection.
Sources: Pearson VUE: Montana insurance licensing exams.
Yes. Nebraska requires no pre-licensing education, and you can prepare for the exam through self-study with materials of your choosing, including online courses. For continuing education after licensing, Nebraska's CE rules allow approved independent study and correspondence courses. The licensing exam itself must be taken in person at a PSI test center, because remote-proctored exams ended March 16, 2026.
Sources: Nebraska DOI — Producer Licensing; Nebraska DOI: Producer licensing (licensing division hub with public adjuster and consultant requirements).
Yes. You can take the Nevada insurance exam online through Pearson VUE's OnVUE remote proctoring instead of at a test center. Online candidates get two attempts per exam, after which they must test at a physical center. Pearson VUE also sells online practice tests for $19.95.
Sources: Pearson VUE: Nevada Insurance Licensing Exams (program page).
New Hampshire does not require a prelicensing course for insurance licensing, so there is no required coursework to complete online. Study materials are optional; the state lists providers but does not endorse or evaluate them. The licensing exam itself is administered by PSI and can be taken by remote proctor, except the Life (12-61) and Life, Accident and Health (12-63) exams, which as of July 6, 2026 are available in person only at approved test centers.
Sources: New Hampshire NHID: Producer licenses; New Hampshire NHID: Licensing fees.
Yes. New Jersey has permitted self-study and interactive online prelicensing formats since January 1, 2007, under N.J.A.C. 11:17-3.4, and prelicensing completion certificates never expire. PSI also administers the licensing exam through remote online proctoring in addition to its New Jersey test centers, so both the coursework and the exam can be done from home.
Sources: New Jersey DOBI: Insurance licensing and education hub; New Jersey DOBI: Insurance producer licensing fees.
Yes. New Mexico requires no pre-licensing education, and the study programs available come in classroom, self-study, and online formats, so you can prepare entirely online if you choose. The licensing exam itself is available by remote online proctoring through PSI, alongside in-person testing. After licensing, continuing education can also be completed online, though at least 3 hours each compliance period must come from a live-instructor format.
Sources: NM Register Vol. XXXV No. 23: 13.4.7 NMAC Continuing Education Requirements (replacement rule eff. 4/1/2025).
Yes. New York Insurance Law 2103 treats classroom work and equivalent correspondence or internet courses alike, so you can complete prelicensing education online with a Department-approved provider. Continuing education for renewals can also be self-study, either online or by textbook, though self-study CE courses require a final exam to earn credit.
Sources: New York DFS: Property and casualty / personal lines agent or broker licensing; New York DFS: Life, accident and health agent and broker licensing.
Yes. The North Carolina Department of Insurance maintains listings of both classroom and correspondence/internet prelicensing providers. Since October 1, 2025, prelicensing education is optional for producer licenses, so an online course is a voluntary way to prepare for the state exam.
Sources: North Carolina NCDOI: Become an insurance producer or adjuster; North Carolina NCDOI: Resident licensing requirements chart.
Yes, and in North Dakota you do not need courses at all. State law does not require classroom instruction or any prelicensing education for exam preparation; you may prepare entirely by self-study, and you do not have to provide verification of study to the department or the testing center.
Sources: North Dakota NDID: Apply for a resident producer license; North Dakota NDID: Resident producer (hub).
Yes. Ohio pre-licensing education requirements may be met by a 20-hour classroom, distance learning, or self-study course for each line of authority, so you can complete the coursework online. For continuing education, agents can earn all required credits from self-study and distance learning courses, and even from a single provider. The licensing exam itself, however, must be taken in person at a PSI testing center, since remote proctored exams ended March 13, 2026.
Sources: Ohio ODI: Pre-licensing education.
Yes. Oklahoma does not require prelicensing education at all, so no mandatory coursework stands between you and the exam, and many exam prep providers offer online courses. The department's Kaplan study manuals come in electronic PDF and eBook formats, and PSI offers remote proctoring for the exam itself. Continuing education may also be completed by correspondence or self-study.
Sources: Oklahoma OID: Applying for a license; Oklahoma OID: Licensing exam.
Yes. Oregon accepts prelicensing education delivered by classroom, supervised video or audio lecture, or verifiable online self-study programs. Unsupervised self-study is not acceptable except for verifiable online self-study. Oregon also offers both test-center and online remote-proctored licensing exams through PSI.
Sources: Oregon DFR: Producer licensing; Oregon DFR: Fees and forms.
Yes. Online options exist for both exam preparation and continuing education. Pennsylvania removed its pre-licensing education requirement effective April 29, 2025, so any course you take is optional preparation for the PSI licensing exam, which PSI also offers through remote proctoring. For the required continuing education, approved course listings and transcripts are available through Sircon at sircon.com/pennsylvania.
Sources: Pennsylvania PID: Initial insurance producer licensing process; Pennsylvania PID: Apply for or renew your producer/agent license.
Yes, where Rhode Island requires coursework it can usually be completed online or by self-study. The state requires no prelicensing education hours for the producer exam, so there is no mandatory classroom component. The one-time 4-credit annuity training may be completed by classroom or self-study, and the state-approved flood training from the National Flood Insurance Program (NFIP) is available online for 3 continuing education credits.
Sources: 230-RICR-20-25-1: Suitability in annuity transactions (best interest).
Yes. South Carolina requires no prelicensing education at all, so any course you take is optional preparation. Prep courses come in classroom, live-online, self-study, and online formats. The licensing exam itself can be taken from home through Pearson VUE's OnVUE remote proctoring, and continuing education courses for renewal may be completed online.
Sources: South Carolina SCDOI: Producer licensing; South Carolina SCDOI: Licensing and CE hub.
Yes. South Dakota requires no pre-licensing education, and the Division of Insurance does not specify official study material, so producer candidates can prepare with any materials they choose, including online courses. The license application and biennial renewals are also completed electronically through the National Insurance Producer Registry (NIPR).
Sources: SDCL 58-2-29: Division of Insurance fee schedule; SDCL 58-30-145: Written examination required for resident applicants.
Yes. Tennessee pre-licensing education providers offer courses online or by correspondence, and Pearson VUE offers online-proctored exams you can take from home through OnVUE. Fingerprint registration is done online at IdentoGO, and the license application is filed online at www.nipr.com. Continuing education courses for renewals are also available online.
Sources: TN TDCI — Insurance Producer Licensing Procedure with Exams; TN TDCI — Insurance Producer Licensing Procedure without Exams (nonresident, limited lines, variable, title).
Yes. Texas does not require prelicensing education for agents, and exam prep courses are available online from private providers. For continuing education, only courses from providers registered with the Texas Department of Insurance count, and at least half of the required hours must be classroom or classroom equivalent, so online and self-study formats can cover only part of the requirement.
Sources: Texas TDI: agent and adjuster licensing hub; Texas TDI: general lines property and casualty license (apply).
Utah requires no pre-licensing courses, so there are none to take online. After licensing, continuing education can be completed online, but self-study is capped at 12 of the 24 hours required per two-year cycle for resident producers, and at least 12 hours must be classroom or classroom-equivalent courses from state-approved providers.
Sources: Utah Insurance Department: Licensee FAQ; Utah UID: Continuing Education.
Yes. Vermont requires no prelicensing education, so there is no mandatory course to complete, and Prometric offers free online practice exams. The licensing exam itself can be taken from home through remote proctoring. For renewals, Prometric, the department's continuing education vendor, partners with Sircon to provide online access to approved courses and CE credit checking.
Sources: Vermont DFR: Producer license; Prometric: Vermont insurance licensing information bulletin.
Yes. Virginia does not require prelicensing education except for the Title license, whose 16 hours of instruction can be completed through equivalent distance learning. Continuing education courses may also be completed by self-study. The licensing exam itself can be taken online through Prometric's remote proctoring system, ProProctor, using a compatible computer.
Sources: Va. Code § 38.2-1866: Continuing education requirements.
Yes. Prelicensing education is optional in Washington, and voluntary exam-prep courses from providers on the state's approved list are commonly delivered online. After you are licensed, continuing education credits can be earned through any approved insurance course, and most providers deliver those courses online as well.
Sources: Washington OIC: Producer license (full and limited lines); Washington OIC: Producer and adjuster licensing fees.
Yes. West Virginia accepts classroom, self-study, and online pre-licensing courses. You can search approved course providers through Sircon, and only approved courses satisfy the 20-hour requirement per line of authority. The course final exam must be monitored by a disinterested third party, such as a librarian or test center employee, not a family member, supervisor, or prospective employer.
Sources: West Virginia OIC: How to Apply for a Resident Producer License.
Yes. Wisconsin prelicensing courses may be completed synchronously (in real time) or asynchronously (any time), and remote proctoring is allowed for the proctored examination that asynchronous courses require. A proctor must be an impartial third party or a currently licensed agent with no family or financial relationship to the student. Continuing education courses are also available online.
Sources: Wisconsin OCI: Insurance License Types and Fees; Wisconsin OCI: Resident License Requirements.
Yes. Prelicensing insurance courses can typically be completed online, according to the national Big I agents association. Wyoming requires no prelicensing education at all, so any course you take is optional preparation for the state licensing exam rather than a state mandate.
Sources: Wyoming DOI: producer licensing requirements, fees and FAQs; Wyoming DOI: adjuster licensing requirements, fees and FAQs.