What is the average salary for an entry-level insurance agent?

There is no official entry-level figure. Federal wage data shows the 25th percentile for insurance sales agents was $46,870 in May 2025, and entry-level pay typically falls near the lower end of the occupation's wage distribution, with income depending on production and commission structure rather than time in the role. For reference, the occupation-wide median was $62,280, per the Bureau of Labor Statistics.

Entry-level insurance agents in California typically earn between $40,000 and $55,000 per year, with higher earning potential through commissions and experience.

An entry-level insurance agent in New York State might expect a starting base salary in the range of $35,000 and $48,000 per year.
Individuals in New York City should expect a higher base salary in the range of $42,000 to $52,000 per year.