What jobs can I get with an insurance license?
An insurance producer license qualifies you to sell, solicit, or negotiate insurance, with separate licenses for life and health and for property and casualty. Common license-based roles include insurance sales agent (an occupation of about 572,600 jobs in 2025), claims adjuster, surplus lines broker, consultant or adviser, and third-party administrator. Selling variable products such as variable annuities also requires FINRA securities registration (Series 6 or Series 7) on top of the state life license.
A producer license opens the main sales roles in insurance. You can work as a captive agent for one company, an independent agent selling for several companies, or a broker who represents clients rather than insurers. The federal Bureau of Labor Statistics reports that 63% of insurance sales agents work in agencies and brokerages, 12% are self-employed, and the median annual wage was $62,280 in May 2025. Selling securities or financial products, such as variable life products, also requires FINRA registration.
Sources: BLS OOH: Insurance Sales Agents (SOC 41-3021).
An insurance license supports several roles. You can work as a captive agent, who sells for one company, or an independent agent, who is self-employed or contracted and may sell for several companies. Brokers represent clients rather than insurers. Licensed roles also include adjusters who handle claims, surplus lines brokers, managing general agents, and third party administrators. Insurance sales agents earned a median annual wage of $62,280 in May 2025.
Sources: BLS OOH: Insurance Sales Agents (SOC 41-3021).
An insurance license supports roles such as life agent (term life, permanent policies, annuities), health agent (individual and group health, disability, Medicare supplement, long-term care), property and casualty producer, and claims adjuster. According to the U.S. Bureau of Labor Statistics, 63% of insurance sales agents work in agencies and brokerages and about 12% are self-employed. The median wage for insurance sales agents was $62,280 in May 2025.
Sources: BLS OOH: Insurance Sales Agents (SOC 41-3021).
An insurance license opens paths in sales, claims, and specialty work. Licensed producers sell as captive agents, who work for one company, or as independent agents, who sell policies from several companies. Other options include adjuster licenses (property, casualty, and workers' compensation lines), surplus lines broker, and insurance consultant, which in Arkansas requires holding an active producer license. Median pay for insurance sales agents was $62,280 per year in May 2025, according to the U.S. Bureau of Labor Statistics.
Sources: Arkansas AID: Title insurance licensing.
- Insurance agent or producer
- Claims adjuster
- Underwriter
- Agency owner or manager
An insurance license qualifies you to work as a producer selling property and casualty, life, health, and long-term care products. Most agents work at insurance agencies and brokerages, which employ 63% of the 572,600 insurance sales agents nationwide; 12% are self-employed and 8% work for direct insurance carriers. Selling variable life and annuity products also requires registration with the Financial Industry Regulatory Authority (FINRA).
Sources: Colorado DOI: For Producers / Agents (DORA Division of Insurance); Colorado DOI press release: Insurance Licensing Testing Now Available Online (July 15, 2020).
An insurance license qualifies you for several roles. Common paths include life insurance agent, health insurance agent, property and casualty agent, commercial lines agent, and account manager at an agency; you can also pursue licenses such as public adjuster or surplus lines broker. Insurance sales agents earn a median annual wage of $62,280, and employment is projected to grow 3% from 2025 to 2035.
Sources: BLS OOH: Insurance Sales Agents (SOC 41-3021).
An insurance license qualifies you to sell coverage as an insurance agent or broker, or to work as an adjuster, public adjuster, motor vehicle appraiser, surplus lines broker, or bail producer. Nationally, insurance sales agents earned a median wage of $62,280 in May 2025, and the Bureau of Labor Statistics projects about 43,100 openings per year through 2035. Agents who sell variable products such as variable annuities must also register with FINRA.
Sources: BLS Occupational Outlook Handbook: Insurance Sales Agents (SOC 41-3021).
An insurance license supports several roles: captive agent working exclusively for one company, independent agent selling policies of several companies, broker representing clients rather than insurers, and public insurance adjuster, which DC licenses separately. Insurance agencies and brokerages employ 63% of insurance sales agents, and 12% are self-employed. Agents who also sell securities need Financial Industry Regulatory Authority (FINRA) licenses, such as the Series 6 for mutual funds and variable annuities or the Series 7 for general securities.
Sources: D.C. Code 31-1131.05: Examination prior to licensure; D.C. Code 31-1131.05a: Pre-licensing education.
A Florida insurance license qualifies you for roles such as property and casualty agent, life and health agent, title insurance agent, customer representative, and all-lines adjuster. A licensed agent may also act as an unaffiliated insurance agent, an independent consultant who analyzes policies and gives insurance advice for a fee under s. 626.015(20), F.S., or open an insurance agency. The Bureau of Labor Statistics reports that 63% of insurance sales agents work in agencies and brokerages and 12% are self-employed.
Sources: Florida DFS: agent and adjuster license qualifications by type; Florida DFS: fees and payment methods.
A Georgia insurance license supports several roles: captive agents who work for one company, independent agents who sell for several companies, and brokers who represent clients. Other licensed roles include adjusters, public adjusters, counselors, and surplus lines brokers. Per the U.S. Bureau of Labor Statistics, 63% of insurance sales agents work in agencies and brokerages, and 12% are self-employed (May 2025).
Sources: Georgia OCI: Get a resident insurance agent license; Georgia OCI: Licensed adjusters, public adjusters, counselors and surplus lines brokers.
With an insurance license you can work as a captive agent for one company, an independent agent selling policies for several companies, or a broker who represents clients. A producer license also supports a career as an independent adjuster, who investigates and negotiates claim settlements on behalf of insurers, or a public adjuster, who represents policyholders and must maintain a $20,000 bond or letter of credit.
Sources: Idaho DOI: Public adjuster license.
An Illinois producer license supports roles selling the lines of authority you hold, such as Life, Health, Property, Casualty, or Personal Lines. Specialized paths include surplus lines producer, which requires an active producer license with property and casualty qualification, public adjuster, and viatical settlement broker, which requires at least one year licensed with the Life line. Limited lines licenses, such as travel or car rental, cover narrower product sets.
Sources: Illinois IDOI: How to become a resident producer (Illinois insurance agent); Illinois IDOI: Fee schedule.
An Indiana insurance license qualifies you to sell life, health, property and casualty, or personal lines coverage as an agent for insurers, agencies, and brokerages, or to work as an independent adjuster handling claims. Nationally, insurance sales agents earned a median of $62,280 per year in May 2025, and 63% of agents work in agencies and brokerages. You can also act as a captive agent for one company or an independent agent selling policies from several carriers. Separate licenses are required for life and health versus property and casualty.
Sources: BLS Occupational Outlook Handbook: Insurance Sales Agents (SOC 41-3021).
Most people use an insurance license to work as a producer selling insurance. Per the U.S. Bureau of Labor Statistics, 63 percent of insurance sales agents work in insurance agencies and brokerages and 12 percent are self-employed, with median pay of $62,280 per year as of May 2025. In Iowa, you can also pursue a separate adjuster license (public, independent, or optional staff adjuster) or add the variable products line, which requires FINRA securities exams.
Sources: BLS OOH: Insurance Sales Agents (SOC 41-3021).
An insurance producer license lets you sell, solicit, or negotiate insurance, typically as a captive agent working for one company or an independent agent selling policies from several companies. In Kansas you can hold major lines such as Life, Accident and Health, Property, Casualty, and Personal Lines, plus limited lines such as Crop, Title, Bail Bonds, and Public Adjuster. The Bureau of Labor Statistics counted about 572,600 insurance sales agent jobs nationwide in 2025, and 12% of agents are self-employed.
Sources: Kansas KDOI: Producer licensing (resident and nonresident); Kansas KDOI: Producer examinations.
A Kentucky insurance license qualifies you to work as an agent (producer) for one insurer or as an independent agent representing several, as an independent, staff, or public adjuster, or in specialty roles such as consultant, managing general agent, and surplus lines broker. Agents and adjusters earn commissions or salaries handling sales and claims; per the Bureau of Labor Statistics, 63% of insurance sales agents worked in agencies and brokerages and 12% were self-employed in 2025.
Sources: Kentucky DOI: Apply for License (Applicant Information); Kentucky DOI: Checklist for Resident Agent and Adjuster Applicants.
A Maine producer license lets you sell insurance in the lines you hold, such as Life, Health, Property, Casualty, and Personal Lines, once an insurer appoints you. Related credentials open other roles: an adjuster license for claims work, a consultant license (which requires 5 years of experience in the type of insurance applied for), and surplus lines authority for non-admitted markets.
Sources: NIPR help: Apply for an initial license.
A Maryland producer license lets you sell, solicit, and negotiate insurance, and most licensees work as insurance sales agents. The Bureau of Labor Statistics reports insurance sales agents held 572,600 jobs in 2025, with 63% working in insurance agencies and brokerages and 12% self-employed. Common paths include working as a captive agent for one company, an independent agent for several companies, or a broker who represents clients.
Sources: Md. Code, Insurance § 10-103: Producer license required (Title 10 Subtitle 1); Md. Code, Insurance § 10-108: Producer licensing examination.
An insurance producer license qualifies you to sell the lines of authority on your license, such as Life, Accident and Health, Property, Casualty, or Personal Lines. Most insurance sales agents work in agencies and brokerages, and about 12% are self-employed, according to U.S. Bureau of Labor Statistics data from May 2025. Massachusetts also issues related licenses, including Public Insurance Adjuster, Surplus Lines Broker, and Motor Vehicle Damage Appraiser.
Sources: Massachusetts DOI: Individual insurance producer licensing; Massachusetts DOI: Individual and business entity licensing (license types, terms and fees).
In Michigan, a producer license lets you sell, solicit, or negotiate insurance in the lines of authority you hold, such as Life, Accident and Health, Property, and Casualty. The state also licenses solicitors and counselors. Adjusters handle claims in two roles: independent Insurance Adjusters represent insurance companies, and Adjusters for the Insured represent policyholders.
Sources: Michigan DIFS: How to become licensed as a resident producer; Michigan DIFS: Available lines of authority.
An insurance license qualifies you for sales and claims roles. Producers sell, solicit, or negotiate insurance as captive agents for one company or independent agents for several companies. Licensed adjusters handle claims as independent, public, crop hail, or catastrophe adjusters. The Bureau of Labor Statistics reports a median wage of $62,280 for insurance sales agents (May 2025), with 63% working in agencies and brokerages and 12% self-employed.
Sources: BLS OOH: Insurance Sales Agents (SOC 41-3021).
Mississippi offers several license types that open different jobs. You can sell insurance as a producer in Life, Accident & Health, Property, Casualty, or Personal Lines; handle claims as an independent, public, or emergency adjuster; or work as a bail agent. Other licensed roles include managing general agent, surplus lines producer, and viatical settlement broker.
Sources: Mississippi MID: Licensing hub; Mississippi MID: Producer/individual licensing forms and online services.
An insurance producer license qualifies you to sell policies in the lines you hold. Separate licenses are required for life and health insurance versus property and casualty insurance, and agents who sell securities such as mutual funds or variable annuities must also be licensed by FINRA (Series 6 or Series 7). Common roles include captive agent, who works for one insurer, and independent agent, who sells policies of several companies; in May 2025, 63% of insurance sales agents worked in agencies and brokerages and 12% were self-employed.
Sources: Missouri DCI: Resident producer licensing requirements; Missouri DCI: Nonresident producer licensing requirements.
An insurance license qualifies you for several roles in Montana, including producer, adjuster, public adjuster, crop adjuster, consultant, surplus lines producer, and managing general agent. As a producer you can work as a captive agent, who typically receives a salary, benefits, and training with lower commissions, or as an independent agent with higher commissions but no salary or benefits. Many licensees later pursue designations such as CIC or CPCU.
Sources: Montana CSI: Producer, adjuster and consultant licensing; Montana CSI: Steps to obtaining a resident insurance license.
Most licensees work as captive agents (representing one company) or independent agents (representing multiple companies). The U.S. Bureau of Labor Statistics reports that 63% of insurance sales agents worked in agencies and brokerages in 2025, and 12% were self-employed. Some agents also sell securities, which requires FINRA Series 6 or Series 7 licensure. Median pay for insurance sales agents was $62,280 in May 2025, with about 43,100 openings projected per year through 2035.
Sources: BLS Occupational Outlook Handbook: Insurance Sales Agents (SOC 41-3021).
An insurance license opens roles in selling policies and handling claims. A life and health license supports work as a life insurance agent, a health insurance agent, or a producer selling both. A property and casualty license supports personal lines and commercial agent roles. Nevada also licenses four adjuster classes: Independent, Company, Staff, and Public Adjuster.
Sources: Pearson VUE: Nevada Insurance Candidate Handbook (October 2024); Pearson VUE: Nevada Insurance Exam Content Outlines (effective October 1, 2024; with pre/post November 14, 2026 versions).
Most licensed insurance sales agents work in agencies and brokerages (63% in 2025, per the U.S. Bureau of Labor Statistics), and 12% are self-employed. Common career paths include producer or agent, commercial agent or broker, and account manager or client advisor. Agents selling securities products also need FINRA licenses, such as the Series 6 or Series 7.
Sources: New Hampshire NHID: Producer licenses; New Hampshire NHID: Licensing fees.
A producer license lets you sell insurance for the lines of authority you hold, such as life, accident and health, property, casualty, personal lines, or title. Nationally, the Bureau of Labor Statistics reports that insurance agencies and brokerages employ 63% of insurance sales agents, 12% are self-employed, and direct insurance carriers are another major employer. With life or health authority you can also sell annuities and long-term care products after completing the required training courses.
Sources: New Jersey DOBI: Insurance licensing and education hub; New Jersey DOBI: Insurance producer licensing fees.
Most licensed agents work in sales roles, either as captive agents who represent one insurer or independent agents and brokers who sell policies from several companies. Insurance sales agents held about 572,600 jobs in 2025; 63% worked in insurance agencies and brokerages, and 12% were self-employed. Separate licenses are required to sell life and health insurance versus property and casualty insurance, and agents selling securities products must obtain FINRA registration.
Sources: NM Register Vol. XXXV No. 23: 13.4.2 NMAC Resident Producers and Other Resident Licenses (replacement rule eff. 4/1/2025); NM Register Vol. XXXV No. 23: 13.4.3 NMAC Nonresident Producers (replacement rule eff. 4/1/2025).
Several jobs can be done with an insurance license.
- Work as an insurance agent to sell insurance products.
- Work as a claims adjuster.
- Work as an underwriter
A North Carolina insurance license qualifies you for two main types of work: selling insurance and adjusting claims. A producer license lets you sell the products covered by your lines of authority, such as life insurance and annuities under Life, homeowners under Property, and auto under Casualty. Adjuster licenses cover property and casualty claims, and a public adjuster represents the insured in first-party property claims. An agent can sell only the products of the companies that appoint them.
Sources: North Carolina NCDOI: Become an insurance producer or adjuster; North Carolina NCDOI: Resident licensing requirements chart.
An insurance producer license qualifies you to work as a captive agent for a single company, an independent agent selling policies for several companies, or a broker who represents clients. The Bureau of Labor Statistics reports that 63% of insurance sales agents worked in insurance agencies and brokerages in 2025, and 12% were self-employed.
Sources: North Dakota NDID: Apply for a resident producer license; North Dakota NDID: Resident producer (hub).
An insurance license qualifies you to sell, solicit, or negotiate insurance products for the companies that appoint you. According to the U.S. Bureau of Labor Statistics, insurance sales agents earned a median wage of $62,280 per year in May 2025, and about 63% of them worked in insurance agencies and brokerages while 12% were self-employed. Separate licenses are required to sell life and health insurance versus property and casualty insurance. The Bureau of Labor Statistics projects about 43,100 openings per year for insurance sales agents from 2025 to 2035.
Sources: BLS OOH: Insurance Sales Agents (SOC 41-3021).
With an Oklahoma insurance license you may sell, solicit, or negotiate insurance as a producer, or handle claims as an adjuster, depending on your license type. Producer lines include life, accident and health, property, casualty, and title, while a separate adjuster license covers claim work in lines such as property, casualty, and workers compensation. After licensing, agents secure carrier appointments, which are contracts with insurance companies that give permission to sell their products.
Sources: Oklahoma OID: Applying for a license; Oklahoma OID: Licensing exam.
An insurance license lets you sell insurance in the lines listed on the license. Licensed agents sell life, health, property, or casualty insurance, either as captive agents for one company or as independent agents representing several carriers. Other licensed roles include title insurance agent, surplus lines producer, and public adjuster. Health-licensed agents can also register with the federal Marketplace to help consumers enroll in coverage, and producers with a property line can sell flood insurance through the National Flood Insurance Program.
Sources: Pennsylvania PID: Initial insurance producer licensing process; Pennsylvania PID: Apply for or renew your producer/agent license.
A Rhode Island insurance license supports several licensed roles. Producers sell insurance as agents or brokers; company, independent, and public adjusters investigate and settle property and casualty or workers compensation claims. Other licensed roles include surplus lines broker, motor vehicle damage appraiser, and reinsurance intermediary broker or manager.
Sources: NIPR: Rhode Island resident individual licensing requirements; NIPR: Rhode Island nonresident individual licensing requirements.
An insurance license qualifies you for several roles in South Carolina. With a producer license you can work as an independent agent, representing multiple companies, or as a captive agent for one company. Other licensed roles include adjuster, public adjuster, motor vehicle damage appraiser, surplus lines broker, and bail bondsman.
Sources: South Carolina SCDOI: Producer licensing; South Carolina SCDOI: Licensing and CE hub.
A Tennessee producer license supports several paths. Licensed agents commonly work as captive agents, who sell for one company, or independent agents, who sell for several companies. Agents selling securities products such as variable annuities must also pass FINRA exams, such as the Series 6 or Series 7. Separate Tennessee licenses also cover surplus lines agents, public adjusters, and crop insurance adjusters.
Sources: TN TDCI — Insurance Producer Licensing Procedure with Exams; TN TDCI — Insurance Producer Licensing Procedure without Exams (nonresident, limited lines, variable, title).
A Texas insurance license qualifies you to work as an agent selling life, accident and health, property and casualty, title, or surplus lines insurance, or as a claims adjuster. Other licensed roles include managing general agent, escrow officer, and public insurance adjuster, who represents policyholders rather than insurers. TDI reports about 850,000 active licensees in the state.
Sources: Texas TDI: agent and adjuster licensing hub; Texas TDI: general lines property and casualty license (apply).
An insurance license lets you work as an agent or broker in the lines you hold, and insurance agencies and brokerages employ 63% of these agents nationwide, with another 12% self-employed, according to the U.S. Bureau of Labor Statistics (BLS). Agents who sell variable products such as variable annuities also need securities registration through the Financial Industry Regulatory Authority (FINRA). Adjusters, consultants, and managing general agents are other licensed roles.
Sources: Utah UID: Exam and Licensing Procedures; Utah Insurance Department FY2027 Fee Schedule (H.B. 8).
An insurance license opens roles as a captive agent working for one company, an independent agent selling for several companies, or a broker who represents clients rather than insurers. Insurance sales agents held about 572,600 jobs in 2025, with 63% working in agencies and brokerages and 12% self-employed, at a median wage of $62,280 per year as of May 2025. Agents who sell securities products, such as variable annuities, must also hold a Financial Industry Regulatory Authority (FINRA) license, such as the Series 6 or Series 7.
Sources: BLS Occupational Outlook Handbook: Insurance Sales Agents (SOC 41-3021).
A producer license lets you sell insurance in the lines you hold, such as Life, Accident and Health, Property, Casualty, and Personal Lines. You can work for one insurer or as an independent agent representing several insurance companies. West Virginia also licenses company, independent, and public adjusters, who investigate and settle claims rather than sell policies.
Sources: West Virginia OIC: How to Apply for a Resident Producer License; West Virginia OIC: License Types.
A Wisconsin intermediary license qualifies you to sell insurance as a captive agent (one company), an independent agent (several companies), or a broker who represents clients. Common employers include insurance agencies and brokerages, direct insurance carriers, and self-employment. Other roles require separate licenses or registrations, such as public adjuster, navigator, and life settlement broker.
Sources: Wisconsin OCI: Insurance License Types and Fees; Wisconsin OCI: Resident License Requirements.
An insurance license qualifies you to work as a producer (agent or broker), an adjuster, a consultant, or a public adjuster. Nationally, the insurance industry provided about 3.0 million jobs in 2025, including 618,000 insurance sales agents and 389,000 claims adjusters, appraisers, examiners, and investigators. Wyoming also licenses title agents and several limited lines, such as crop and credit insurance.
Sources: Wyoming DOI: producer licensing requirements, fees and FAQs; Wyoming DOI: adjuster licensing requirements, fees and FAQs.