How long is an FHA appraisal valid?
Mortgage appraisals, including those for FHA loans, are typically valid for about four months. After that, the lender may require an update or a new appraisal before it will close the loan.
An FHA appraisal is typically completed within a week and is valid for up to six months.
Sources: Arizona Administrative Code, Title 4, Chapter 46 — Department of Insurance and Financial Institutions, Real Estate Appraisal (Supp. 24-4); Arizona DIFI — Application Requirements: Registered Trainee Real Property Appraiser.
An FHA appraisal is valid for roughly six months from its effective date; once it expires, the lender needs a new appraisal. Typical FHA loan closings fall well within that window, so the validity period normally covers the purchase.
Sources: Indiana PLA: real estate appraiser licensing information (applications, fee schedule, renewal); Indiana Real Estate Appraiser Licensure and Certification Board (PLA): home page.