How much does a home appraisal cost?
Most single-family home appraisals cost a few hundred dollars. The lender typically orders the appraisal, and the borrower pays the cost as part of the financing process, usually as a closing cost. Government-backed loans cost more: under the VA fee schedule effective May 1, 2026, maximum VA appraisal fees for single-family homes range from $650 to $1,500.
A single-family home appraisal typically costs several hundred dollars, and the buyer usually pays it as part of the loan process. Rates vary by market and property type. An FHA appraisal is generally completed within a week and can remain valid for up to six months.
Sources: Arizona Administrative Code, Title 4, Chapter 46 — Department of Insurance and Financial Institutions, Real Estate Appraisal (Supp. 24-4); Arizona DIFI — Application Requirements: Registered Trainee Real Property Appraiser.
The cost of a home appraisal varies by property type, complexity, and market. A standard residential appraisal commonly costs a few hundred dollars, and larger or more complex properties generally cost more. The fee is negotiated between the appraiser and the client who orders the work.
Sources: Colorado DRE: Appraiser Qualifying Education, Experience and Examination Requirements; Colorado DRE: Appraiser Steps for Initial Licensure, Levels of Licensure and Certification.
A standard single-family home appraisal in Idaho typically costs several hundred dollars, and rural, acreage, mountain, or complex assignments cost more. Idaho fees run high compared with the national range because of long travel distances and few comparable sales in rural and mountain regions. A straightforward appraisal may take several business days from order to report, and buyers usually pay for lender-required appraisals.
Sources: Idaho Real Estate Appraiser Board (DOPL): home page with fee table; IDAPA 24.18.01: Rules of the Real Estate Appraiser Board.
Appraisal fees in Illinois vary by property type and report type. A traditional full appraisal costs more than a desktop, drive-by, or hybrid report. FHA or VA assignments cost more because they require meeting safety and structural requirements. The buyer typically pays the fee at closing on a purchase, and the homeowner pays on a refinance.
Sources: IDFPR — How Do I Become an Appraiser Trainee in Illinois; IDFPR — Required QE Courses, Illinois.
The cost of a home appraisal varies by market, property type, and assignment complexity. For an FHA loan, the buyer usually pays the appraisal fee, and the report typically comes back in about a week.
Sources: Indiana PLA: real estate appraiser licensing information (applications, fee schedule, renewal); Indiana Real Estate Appraiser Licensure and Certification Board (PLA): home page.
Louisiana does not set appraisal fees; each firm sets its own pricing. Typical residential appraisal fees in the state run in the several-hundred-dollar range, with letter-format appraisals priced below full form reports and small multi-family reports above them. Expect the price to vary by property type, report format, complexity, and location.
Sources: LREAB: Appraiser Trainee requirements and supervision; LREAB: Licensed Residential Appraiser.
Independent residential appraisers typically earn $250 to $400 per job, according to the National Association of Realtors, which reflects the typical fee for a residential appraisal. Federal law prohibits appraisal fees based on the property's value, so the price does not scale with what the home is worth.
Sources: ASC Policy Statements (Revised March 2018); NAR — Real Estate Appraiser Salary.
Appraisal fees are set by the market, not by state rule, so cost varies by property type, location, and turnaround. A typical single-family home appraisal in Tennessee runs several hundred dollars, with land and desktop appraisals generally costing less. Larger, complex, or rush assignments generally cost more.
Sources: TREAC: Registered Trainee (how to get a license); TREAC: Real Estate Appraiser (Licensed).
A home appraisal from an independent residential appraiser typically costs a few hundred dollars per report, with the fee varying by the property's complexity and location. Appraisers who serve VA and FHA lender panels often charge more than those who do not. Commercial appraisals cost considerably more, often running into the thousands of dollars.
Sources: TALCB: Become an Appraiser Trainee; TALCB: Become a Licensed Residential Appraiser.
A single-family home appraisal typically costs a few hundred dollars, and the buyer usually pays it as part of closing costs. The price varies by property, location, and turnaround time.
Sources: Wisconsin DSPS: Appraiser, Licensed profession page; Wisconsin DSPS: Appraiser, Licensed — Licensure by Examination.