Can I become an insurance adjuster without a degree?
Yes. A high school diploma or equivalent is the typical entry-level education for claims adjusters, examiners, and investigators, and no college degree is required to enter the field. Some positions require a bachelor's degree or insurance-related work experience. Entry-level adjusters generally work on small claims under supervision before moving to larger, more complex claims.
Yes. Delaware does not require a college degree to become an insurance adjuster. You must be at least 18, pass the Pearson VUE adjuster exam for your line of authority, apply online through the National Insurance Producer Registry (NIPR), and provide state and FBI criminal history reports dated within 90 days. Adjuster lines of authority include Property, Casualty, Motor Vehicle, and Workers Compensation.
Sources: Delaware Code Title 18 Chapter 17: Licensing of Professional Insurance Personnel (producers and adjusters).
Yes, a college degree is not required. A Kansas public adjuster license requires only that you be at least 18, pass the Kansas Public Adjuster Examination, and pay a $100 application fee plus a $60 fingerprint fee. Kansas licensure for public adjusters is limited to first-party commercial claims; under Kansas Attorney General Opinion 2025-22, residential public adjusting is neither prohibited nor required to be licensed.
Sources: Kansas KDOI: Producer licensing (resident and nonresident).
Yes, Rhode Island requires no college degree to become an adjuster. The requirements are an adjuster license: resident applicants pass the applicable Rhode Island adjuster exam at a Pearson VUE test center, apply electronically through NIPR, pay the $250 biennial fee, and provide a certified background check no more than 30 days old. A licensee cannot hold company/independent and public adjuster licenses at the same time.
Sources: NIPR: Rhode Island resident individual licensing requirements.