Can I buy a life insurance policy online?

Yes. Many insurers accept online applications, and accelerated underwriting products use health questions plus third-party data such as prescription and motor-vehicle records instead of a medical exam, with some policies issued within minutes to days. No-exam term coverage can reach into the millions of dollars on some products, while guaranteed-issue policies typically top out around $25,000 to $50,000. High coverage amounts or data mismatches can still push an application into full underwriting.