Can I get a life and health insurance license entirely online?

Often yes, but it depends on your state. Prelicensing courses can typically be completed online, and many states offer remotely proctored exams: California offers remote online proctoring for all its insurance licensing exams, and New York, Colorado, and Illinois also allow online testing. Other states require testing in person. Texas, for example, discontinued remote exams in March 2024 and requires candidates to test at Pearson VUE test centers.