Can I get an insurance license entirely online (courses and exam)?
In many states, yes. Prelicensing coursework can typically be completed online, and several states offer remote online proctored exams, including California, which offers remote testing through PSI for all insurance licensing exams, and Illinois, which offers online proctoring through Pearson OnVUE. Exam delivery varies by state: Texas requires testing in person at a Pearson VUE test center, since it discontinued remote exams in March 2024.
Yes, aside from fingerprinting. Alabama has required no prelicensing course since January 1, 2024, and the University of Alabama offers the state exam through online proctoring on a desktop or laptop with a camera and microphone. You apply and pay the $80 producer fee online through the National Insurance Producer Registry (NIPR). The fingerprint background check is scheduled online through Fieldprint but completed at a fingerprinting location.
Sources: Alabama Department of Insurance (ALDOI) – Adjuster Requirements.
Yes, mostly. Pearson VUE administers Alaska's insurance licensing exams online through OnVUE remote proctoring, with four online attempts allowed per exam, and you can file your application electronically at nipr.com. Alaska has no prelicensing education requirement, so there is no classroom step. You must still submit one fingerprint card by mail for the background check, so the process is not entirely online.
Sources: Alaska DOI: Individual application and instructions (form 08-240); Alaska DOI: Reinstate an expired license (form 08-307c).
Yes. Arizona requires no pre-licensing education, PSI offers remote online proctoring for Arizona insurance exams in addition to its Arizona test centers, and applications are submitted electronically through the National Insurance Producer Registry (NIPR). Fingerprints must be filed electronically through the Arizona Department of Public Safety portal and its vendor Fieldprint, so a candidate can handle every step online. You must be 18 or older, and your exam score is valid for one year.
Sources: NIPR: Arizona resident individual licensing requirements; NIPR: Arizona resident individual renewal requirements.
Yes. Arkansas allows prelicensing courses to be completed electronically, with online study time tracked and verified, and PSI offers remote online proctored exams (with no breaks allowed). You submit the licensing application and background check online through NIPR, and after passing you can print your license from NIPR 24 hours later. PSI also operates in-person test centers in Arkansas if you prefer to test that way.
Sources: Arkansas AID: 23 CAR pt 14 prelicense education for producers and adjusters.
Yes, with one exception. The required 12-hour ethics and Insurance Code course can be taken online, the license application is filed online through Sircon, and PSI offers remote online proctored versions of every insurance licensing exam (a $43 convenience fee applies). The exception is fingerprinting: resident applicants must visit one of more than 800 live scan locations after filing the application.
Sources: Cal. Ins. Code 1749: Prelicensing education requirements by license type; California CDI: Insurance license exam info.
Yes. Colorado prelicensing courses are available in online and self-study formats from approved providers, and Pearson VUE offers all Colorado insurance licensing exams online through its OnVUE platform, monitored by a proctor via webcam and microphone. After passing, you apply online at sircon.com/colorado or nipr.com and print the license yourself. For the online exam you need your own computer with a webcam, a reliable internet connection, and a quiet room.
Sources: Colorado DOI: For Producers / Agents (DORA Division of Insurance); Colorado DOI press release: Insurance Licensing Testing Now Available Online (July 15, 2020).
No. Connecticut discontinued online exams on August 1, 2025, and all licensing exams are taken at Pearson physical test centers. Pre-licensing courses may be completed online, by self-study, or in a classroom, and the license application itself is submitted online through the National Insurance Producer Registry (NIPR).
Sources: Connecticut CID: Licensing application process and requirements; Connecticut CID: Exam testing and pre-licensing FAQ.
You can complete most of the process online, but the exam must be taken in person. Delaware requires no prelicensing course, so exam preparation can be self-directed or done through a study course. The licensing exam itself must be taken at a Pearson VUE test center, such as the Delaware locations in Dover and Newark. The license application is submitted online through the National Insurance Producer Registry (NIPR), the only application method the Delaware Insurance Department accepts.
Sources: Delaware Code Title 18 Chapter 17: Licensing of Professional Insurance Personnel (producers and adjusters); Delaware Code Title 18 Chapter 7: Fees and Taxes (18 Del. C. §701 fee schedule).
Partly. You can prepare and apply entirely online, because DC requires no pre-licensing course and both resident and nonresident applications go through nipr.com. The licensing exam itself is administered by Pearson VUE at test centers, with over 200 sites nationwide, and you must reserve at least 24 hours before your desired exam date.
Sources: Pearson VUE: District of Columbia insurance candidate handbook.
Not entirely. You can complete prelicensing coursework online and submit your application through the DFS MyProfile system, but the licensing exam must be taken at a physical Pearson VUE test center; Florida no longer offers online proctored exams for new reservations. Fingerprinting must also be done in person at an IdentoGO location or by mailing fingerprint cards.
Sources: Florida DFS: agent and adjuster license qualifications by type; Florida DFS: fees and payment methods.
Almost. Prelicensing courses are available online from approved providers, the license application is filed online at Sircon.com/georgia, and fingerprints are submitted electronically. The Pearson VUE exam, however, is administered in person at a test center; you must reserve at least 24 hours ahead, and walk-ins are not accepted. Several Georgia exams are offered in Spanish.
Sources: Georgia OCI: Continuing education.
Mostly yes. You can take the licensing exam from home through Pearson VUE's OnVue remote testing, and you submit the license application online through the National Insurance Producer Registry (NIPR). The one offline step is fingerprinting: electronic fingerprints require an in-person appointment in Boise, Pocatello, or Spokane, or you can use a hard card mailed in from out of state.
Sources: Idaho DOI: Individual producer license; Idaho DOI: Testing and fingerprints.
No, not the exam portion. You can complete the education mostly online, though 7.5 of the required 20 pre-licensing hours per line of authority must be classroom or live webinar instruction. Since January 17, 2025, Illinois insurance licensing exams are given in person only, at a Pearson VUE test center; online-proctored exams are no longer offered. The license application itself is filed online through NIPR.
Sources: Illinois IDOI: How to become a resident producer (Illinois insurance agent); Illinois IDOI: Fee schedule.
Mostly, yes. Indiana lets you complete pre-licensing education through state-approved self-study courses, and you submit the license application online through Sircon or NIPR. The exam is reserved through Pearson VUE, which offers appointments at testing centers across Indiana; you must reserve at least 24 hours before the desired test date.
Sources: Pearson VUE: Indiana insurance candidate handbook (Aug 2026).
Mostly, yes. Iowa insurance exams are available online through Pearson VUE's OnVUE remote proctoring or in person at a Pearson VUE test center, and license applications, renewals, and reinstatements are filed through the NIPR online system. Iowa also has no pre-licensing education requirement to complete. The one in-person step for resident applicants is fingerprinting, which must be scheduled at a Fieldprint Livescan site after submitting the application.
Sources: Iowa IID: Insurance producers; Iowa IID: Fingerprinting and criminal history checks.
Not entirely. You can submit the application, pay the fees, upload the tax clearance and ID documents, and file the fingerprint waiver online through NIPR, but you must take the licensing exam in person at a Pearson VUE test center. You can register online 24 hours a day, and exams are offered in Kansas and at additional locations in neighboring states and throughout the country, so you are not required to test in Kansas.
Sources: Kansas KDOI: Producer examinations.
You can complete most of the process online: Kentucky accepts 20 hours of prelicensing education per line of authority as classroom or self-study, the application goes through the National Insurance Producer Registry (NIPR), and the criminal background report is requested online through the Administrative Office of the Courts (AOC) FastCheck portal. The exam itself must be taken in person, though. All exams are computerized at 16 testing sites statewide, and you must bring government-issued photo identification.
Sources: Kentucky DOI: Licensing Frequently Asked Questions.
Partly. You can file the license application online through the National Insurance Producer Registry (NIPR) and schedule fingerprinting online, but the exam must be taken in person. Effective July 8, 2024, PSI no longer offers remote testing for Louisiana license candidates. Louisiana testing centers are located in Baton Rouge, Lafayette, Lake Charles/Sulphur, Metairie, Monroe, Pineville, and Shreveport, and PSI centers in other states also administer the exam.
Sources: Louisiana LDI: License application requirements (producer, adjuster, consultant); Louisiana LDI: Becoming a Licensed Agent/Producer brochure.
No. Maine stopped online-proctored licensing exams effective May 10, 2025, so you must take the exam in person at a Pearson VUE test center. The rest of the process can be done online: prelicensing courses typically run online, and you submit your application electronically through NIPR's LicenseHub. The license copy is emailed within 24 to 72 hours after approval.
Sources: Maine BOI: Producer frequently asked questions.
Yes. Prometric offers remotely proctored exams through ProProctor, which requires a computer with a camera, microphone, and internet connection; test-center options also exist. After passing, you apply online through NIPR, and Maryland does not mail license copies, so you print the license yourself through NIPR's Print My License tool. Continuing education may also be completed through approved correspondence or online courses.
Sources: Md. Code, Insurance § 10-103: Producer license required (Title 10 Subtitle 1); Md. Code, Insurance § 10-108: Producer licensing examination.
Not entirely. You can study and apply online, but every Massachusetts insurance licensing exam is administered in person at an authorized Pearson test center, and remote testing is not offered. You submit the license application electronically through NIPR and track its status through State Based Systems (SBS).
Sources: Massachusetts DOI: Individual insurance producer licensing; Massachusetts DOI: Individual and business entity licensing (license types, terms and fees).
You can complete the coursework online, but the exam must be taken in person. Michigan DIFS discontinued remote proctored examinations effective June 10, 2025, after a review of security risks, so licensing exams are available only at PSI testing center locations in Michigan and at out-of-state PSI sites.
Sources: Michigan DIFS: How to become licensed as a resident producer; Michigan DIFS: Available lines of authority.
Mostly, yes. The prelicensing course can be completed through verifiable self-study, PSI offers the exam through remote proctoring as well as at its Minnesota test centers, and the license application is submitted online through Sircon. The one step that requires travel is fingerprinting: electronic prints are taken at a PSI test center (nine Minnesota locations) or manually at a local police station with a $35.00 check to the Department of Commerce.
Sources: Minnesota Department of Commerce: Resident Producers.
Mostly yes, with one limit. You can complete prelicensing education by self-study or online, apply through the state's Sircon or NIPR portals, and receive your license by email. Pearson VUE offers online (OnVUE) testing for most producer exams, including Property, Casualty, and Personal Lines, but online testing is not available for the Life, Accident and Health, or combined Life and Accident and Health exams, which require a test center.
Sources: Mississippi MID: Licensing hub; Mississippi MID: Producer/individual licensing forms and online services.
Not entirely. Missouri requires no pre-licensing courses, and you file the license application online through the National Insurance Producer Registry (NIPR) with a $100 fee. But the exam itself must be taken in person: since May 7, 2025, Missouri insurance exams are offered only at Pearson VUE physical test centers, and remote online proctoring is no longer available for new reservations.
Sources: Missouri DCI: Resident producer licensing requirements.
Mostly, yes. Montana does not require a prelicensing course, applications are submitted online through the National Insurance Producer Registry (NIPR), and Pearson VUE offers OnVUE online proctored exams if you have a quiet private location, a device with a webcam, and a strong internet connection. Fingerprinting is the one offline step: you sign the consent form electronically, but the fingerprint card and $30 payment must be mailed to Montana Criminal Records.
Sources: Montana CSI: Fingerprints for insurance licensing purposes.
Mostly. You can study with any online materials and apply for your license online at NIPR.com, but the exam cannot be taken online. Effective March 16, 2026, Nebraska stopped offering remote proctored exams, so you must test in person at a PSI test center. Nebraska locations include Omaha, Lincoln, Grand Island, Norfolk, North Platte, Scottsbluff, and Sidney, and any PSI center in another state also works.
Sources: Nebraska DOI — Producer Licensing; Nebraska DOI: Producer licensing (licensing division hub with public adjuster and consultant requirements).
Yes, almost entirely. Nevada requires zero prelicensing education hours for producer applicants under NRS 683A.251, so there is no course you must attend. You can reserve the exam online with Pearson VUE and take it from home through OnVUE online proctoring, then apply for the license online through Sircon. The one in-person step is fingerprinting, which must be submitted within 90 days of applying.
Sources: Pearson VUE: Nevada Insurance Candidate Handbook (October 2024).
Yes, mostly. You apply for the license online through the National Insurance Producer Registry (NIPR), which processes electronic applications within 24 hours. Exams, however, are handled by PSI, and as of July 6, 2026 the Life (12-61) and Life, Accident and Health (12-63) exams are offered in person only at PSI test centers in Concord, Keene, Nashua, Newington, and Portsmouth. Other exams may still be available through PSI's online remote-proctoring system.
Sources: New Hampshire NHID: Producers/adjusters FAQ.
Almost. Prelicensing courses may be completed by self-study or interactive online formats, PSI offers the licensing exam through remote proctoring, and the application is filed online through the National Insurance Producer Registry. The one in-person step for resident applicants is Live Scan electronic fingerprinting, with appointments typically available 7 to 10 days after scheduling.
Sources: New Jersey DOBI: Live Scan fingerprinting.
Mostly, yes. New Mexico's exam vendor PSI offers remote online proctoring, and you file the license application online through the National Insurance Producer Registry (NIPR). Resident applicants must also complete an electronic fingerprint background check through IdentoGO, and no license is issued until the background results are received.
Sources: NM Register Vol. XXXV No. 23: 13.4.2 NMAC Resident Producers and Other Resident Licenses (replacement rule eff. 4/1/2025); NM Register Vol. XXXV No. 23: 13.4.3 NMAC Nonresident Producers (replacement rule eff. 4/1/2025).
Yes. New York Insurance Law lets you satisfy the required prelicensing classroom hours through correspondence or internet study instead of in person, and PSI offers the licensing exam by remote proctoring as well as at its New York test centers. Residents then apply online through NIPR, and the Department does not mail paper licenses; you print your license from Producer/Licensee Search.
Sources: New York DFS: Property and casualty / personal lines agent or broker licensing; New York DFS: Life, accident and health agent and broker licensing.
You can complete most of the process online, but not all of it. You submit the license application and pay fees online at www.nipr.com, and pre-licensing education is no longer required in North Carolina. However, you take the licensing exam in person at a Pearson VUE test center, and walk-in examinations are not available, so you must reserve at least 24 hours ahead. Fingerprints, when required, must be submitted electronically.
Sources: North Carolina NCDOI: Continuing education for producers and adjusters.
Mostly, yes. PSI offers North Dakota insurance exams via remote proctoring, and you submit the license application electronically through NIPR, but one step cannot be done from home: the state requires hard-copy fingerprint cards and does not accept digital fingerprints such as Fieldprint. You can be fingerprinted at a PSI test center on exam day, so a single in-person visit covers both the exam and the background check.
Sources: North Dakota NDID: Apply for a resident producer license; North Dakota NDID: Resident producer (hub).
You can complete the coursework online, but not the exam. Ohio allows the 20-hour pre-licensing education requirement to be met through distance learning or self-study, but effective March 13, 2026, remote proctored exams are no longer available. You must take the exam in person at a PSI testing center in Ohio or at another PSI location nationwide.
Sources: Ohio ODI: Pre-licensing education.
Yes. Oklahoma does not require prelicensing education, the exam vendor PSI offers remote proctoring, applications must be submitted online (paper applications are not accepted), and the license is printed from the department's online portal rather than mailed. Electronic study manuals are also available, so the entire process can be completed without visiting an office.
Sources: Oklahoma OID: Applying for a license; Oklahoma OID: Licensing exam.
Yes, almost all of it. Oregon accepts verifiable online self-study for prelicensing education, PSI offers both test-center and remote-proctored exams, and you apply online at NIPR.com. Fingerprints are taken at an Oregon PSI test center or a FieldPrint location, and remote-proctored tests require a smartphone as a second camera device.
Sources: Oregon DFR: Producer licensing; Oregon DFR: Fees and forms.
Yes. Pennsylvania insurance exams are offered through remote online proctoring as well as at test centers, and you apply for the license online through Sircon (sircon.com/pennsylvania) or NIPR. Pre-licensing courses are not required and can be skipped entirely. The one in-person step for new resident producers is fingerprinting, which must be done at an IdentoGO enrollment center.
Sources: Pennsylvania PID: Initial insurance producer licensing process; Pennsylvania PID: Apply for or renew your producer/agent license.
You can complete the process online except for the exam. Rhode Island requires no prelicensing education, and the license application is submitted electronically through the National Insurance Producer Registry (NIPR). The exam itself must be taken in person at a Pearson VUE test center, because online proctoring is not offered for Rhode Island insurance exams.
Sources: NIPR: Rhode Island resident individual licensing requirements; NIPR: Rhode Island nonresident individual licensing requirements.
Yes. Pearson VUE administers South Carolina's insurance exams online through OnVUE remote proctoring, and you submit the license application through NIPR's website. South Carolina requires no prelicensing education, so no classroom time is needed. Resident producers must still submit fingerprints, and scheduling directions arrive by email after the application is submitted.
Sources: South Carolina SCDOI: Producer licensing; South Carolina SCDOI: Licensing and CE hub.
Yes, with one in-person step. Pre-licensing courses are offered fully online, the exam can be taken from home through Pearson VUE's remote proctoring (OnVUE), and the license application is filed online through the National Insurance Producer Registry (NIPR). Only the fingerprint-based background check requires a visit to an IdentoGO service center.
Sources: TN TDCI — Insurance Producer Licensing Procedure with Exams; TN TDCI — Insurance Producer Licensing Procedure without Exams (nonresident, limited lines, variable, title).
Not entirely. The licensing exam must be taken in person at a Pearson VUE test center, and remote testing is no longer offered in Texas. The other steps can be done online: exam preparation coursework, which Texas does not require for agents, plus the application through Sircon or NIPR and electronic fingerprinting through IdentoGO.
Sources: Texas TDI: agent and adjuster licensing hub; Texas TDI: general lines property and casualty license (apply).
Largely, yes. Utah requires no pre-licensing course at all, you can take the exam from home through Prometric's ProProctor remote proctoring, and you apply online through Sircon or the National Insurance Producer Registry (NIPR). The one required in-person step for residents is fingerprinting, which must be completed at a Prometric test center in Utah.
Sources: Utah UID: Exam and Licensing Procedures; Utah Insurance Department FY2027 Fee Schedule (H.B. 8).
Yes. Vermont producer applicants can complete the process without visiting an office: Prometric administers the licensing exams through remote proctoring (ProProctor) as well as at test centers, and residents apply electronically through NIPR after waiting 48 hours after passing. Vermont also does not require fingerprints for licensing, though the commissioner may request them for a background check.
Sources: Vermont DFR: Producer license.
Yes, with one exception. Virginia's exams are available online through Prometric's remote proctoring system (ProProctor), and license applications and renewals are filed online through the National Insurance Producer Registry (NIPR). However, resident applicants must visit a Fieldprint location in person for live scan fingerprinting.
Sources: Va. Code § 38.2-1824: Kinds of agents' licenses and appointments issued; Va. Code § 38.2-1817: Examination for license; fee required; when fee forfeited.
Almost. PSI offers remote testing for the licensing exam, which requires a laptop or desktop computer; smartphones and tablets are not allowed. You also apply for the license online. As a resident, you must get fingerprinted in person at an IdentoGO location for the background check, so the process is not entirely online. Beginning August 3, 2026, remote exams also require a smartphone as a second camera security device.
Sources: Washington OIC: Producer license (full and limited lines); Washington OIC: Producer and adjuster licensing fees.
No. All West Virginia insurance exams are in-person only and administered by Pearson VUE, so you must sit for the exam at a test center. The pre-licensing course itself can be completed online or by self-study, but the exam cannot be taken online.
Sources: West Virginia OIC: How to Apply for a Resident Producer License; West Virginia OIC: License Types.
Mostly, yes. Wisconsin approves asynchronous online prelicensing courses (which require a proctored course examination and a proctored affidavit), the exam vendor PSI offers remote online proctoring for the licensing exam, and the license application is filed electronically through NIPR. The one in-person step for exam-required lines is fingerprinting, which must be completed at a Fieldprint location using code FPWIOCIInsurance. Lines such as Variable Life and Variable Annuity, Crop, Surety, Travel, and Legal Expense require no exam and no fingerprinting at all.
Sources: Wisconsin OCI: Insurance License Types and Fees; Wisconsin OCI: Resident License Requirements.
Largely, yes. Wyoming imposes no mandatory prelicensing course hours, study materials are available online, and you submit the license application online through Sircon. The exam is the one step you schedule outside the state system, through the testing vendor Pearson VUE.
Sources: Wyoming DOI: producer licensing requirements, fees and FAQs; Wyoming DOI: adjuster licensing requirements, fees and FAQs.