Can I get term life insurance with no health questions?

You cannot get a full term life policy with no health questions. No-exam term policies skip the physical exam but still ask health questions and review prescription and motor vehicle records. The only products with no health questions at all are guaranteed issue policies, which are typically limited to $5,000 to $25,000 of coverage ($50,000 in some cases), are usually whole life rather than term, and often carry a graded death benefit covering the first two to three years.