Can I take free online classes to prepare for an insurance license?

Fully free prelicensing courses are rare, and most prep courses cost money, but free study resources do exist. Prometric offers free insurance practice tests in Life, Health, and Property/Casualty at no cost to the candidate, and PSI provides a free Test Prep App with practice tools and study resources. Exam vendors also publish free candidate handbooks and content outlines that list every tested topic.

Alaska does not require prelicensing education for any insurance license, so you can prepare for the exam on your own without taking any course, free or paid. The state does not offer free classes. Pearson VUE, which administers Alaska's licensing exams, sells official online practice tests for life, health, property, and casualty at $19.95 each.

Arizona requires no pre-licensing education for insurance licenses, so preparation courses are optional rather than mandatory. The Department of Insurance and Financial Institutions does not provide study materials and cannot recommend suppliers. Free study resources include the Arizona insurance laws in Title 20 of the Arizona Revised Statutes, available at no cost on the state legislature's website.

Connecticut does not offer free pre-licensing courses; the required 20 hours per line must come from a state-approved education provider, and courses may be delivered online, by self-study, or in a classroom. Free study materials do exist, though: Pearson VUE publishes the Candidate Handbook and the exam content outlines at no charge. Pearson also sells online practice tests for $19.95.

Delaware requires no prelicensing education, so you can prepare without paid classes. The Delaware candidate handbook, published on Pearson VUE's website, includes the full exam content outlines for self-study. Pearson VUE also sells online practice tests for Life, Health, Property, and Casualty.

DC does not require any pre-licensing course, so candidates can prepare without paying for classes. Pearson VUE publishes the DC candidate handbook and exam content outlines as free study resources, and self-study is an accepted preparation method. Pearson VUE also sells online practice tests for $19.95, which are optional.

Prelicensing courses themselves are not free; you must complete one from a state-approved provider unless you qualify for an exemption. Free study materials do exist: Pearson VUE publishes a free candidate handbook and examination content outlines for every Florida insurance exam. Members and veterans of the U.S. Armed Forces and their spouses are exempt from the prelicensing course requirement with documentation.

Idaho does not require pre-licensing education, so a paid course is optional. You can prepare for the licensing exam using the content outlines the Idaho Department of Insurance publishes for each line of authority, at no cost. If you want a structured course, the department publishes a list of approved study-material providers on its testing page.

The required pre-licensing course must come from an approved provider listed on the state's education lookup at statebasedsystems.com, and Illinois requires 7.5 of the 20 hours per line in a classroom or webinar setting, so free self-study cannot replace it. Free study aids do exist: Pearson VUE publishes the Illinois candidate handbook and exam content outlines at no charge. Pearson also sells online practice tests for $19.95.

Iowa has no pre-licensing education requirement, and the Iowa Insurance Division does not endorse any study materials or vendors. Pearson VUE, the state's exam vendor, offers official online practice tests for the Life, Health, and Property and Casualty exams. Many candidates voluntarily use a commercial prep course before testing.

Kansas requires no pre-licensing classes for any insurance line, so you can take the licensing exam without any course, free or paid. Study materials are optional, and neither the Kansas Department of Insurance nor Pearson VUE endorses any particular school or study product. Pearson VUE, the state's exam vendor, sells official online practice tests for $19.95, and it publishes a candidate handbook and content outlines for each exam.

Louisiana requires no prelicensing education for insurance producer or claims adjuster exams, so prep courses, free or paid, are optional. The exceptions are bail bond applicants, who must first complete a three-month apprenticeship, and public adjuster applicants, who need LDI pre-approval. The license itself still requires passing the PSI exam, paying the $75 application through the National Insurance Producer Registry (NIPR), and fingerprinting. PSI's candidate information bulletin publishes exam content outlines you can use to study.

Maryland has not required prelicensing coursework since October 1, 2024, so free study material is enough if it prepares you. Prometric publishes free exam content outlines in English and Spanish for every Maryland insurance exam, and the state no longer maintains a list of approved prelicensing providers or courses. Candidates choose their own study materials, free or paid.

The Massachusetts exam program offers no prep classes, but its candidate handbook and the exam content outlines, which list every tested topic, are available on the Pearson website at no charge. Pearson sells online practice tests for the general portion of the Life, Health, and Property and Casualty exams. Once you are ready, reserve a seat at a Pearson test center at least 48 hours in advance.

Montana requires no prelicensing coursework at all, so you do not need classes of any kind to qualify for the exam. The State Auditor's Office does not issue study material, and neither it nor Pearson VUE endorses any manual or course. Pearson VUE does sell online practice tests for Life, Health, Property, and Casualty at $19.95 each.

Nebraska requires no pre-licensing education, and the state does not provide or approve study materials, so any class you take is voluntary. The Nebraska Department of Insurance publishes exam outlines by line of authority, showing the percentage of questions per topic, and PSI offers practice exams for the Property and Casualty and Life and Health exams. You may use any study materials of your choosing.

You can, and any course you take is optional. Nevada requires zero prelicensing education hours for producer applicants under NRS 683A.251, so free or paid classes are study aids, not state requirements. Pearson VUE, the state's exam vendor, publishes free content outlines for every Nevada exam and sells official online practice tests for the Life, Health, Property, and Casualty exams at $19.95 each.

New Hampshire requires no prelicensing course, so free self-study can be your preparation. PSI's candidate bulletin states candidates are free to use materials of their own choosing, and the department does not specify an official study manual or evaluate the quality of any study material. A course, whether free or paid, does not guarantee passing the licensing exam.

Yes. New Mexico requires no prelicensing course, and the state's exam bulletin states that the Office of Superintendent of Insurance specifies no official study manual and does not require a prelicensing study course, so candidates may use study materials of their own choosing, free or paid. The mandatory steps remain the exam, the background check, and the NIPR application.

Free classes are not part of the North Carolina licensing path, because the state repealed its prelicensing education requirement effective October 1, 2025. Pearson VUE's North Carolina Insurance Licensing Examination Candidate Guide, which is free, contains the exam content outlines that all exam questions come from. The North Carolina Department of Insurance also keeps a list of approved prelicensing education providers for anyone who wants to complete a course voluntarily.

Yes. North Dakota law requires no prelicensing education at all, so you may prepare through self-study or free online classes, and you do not have to verify your study to the Department or the testing center. The state does not approve or regulate prelicensing providers, so any study method that prepares you for the exam will do.

Rhode Island does not require any pre-licensing classes, so no course is mandatory before the exam. The free official study resource is the content outline in the Pearson VUE Rhode Island candidate handbook, which lists every tested topic by exam. Pearson VUE also sells practice tests for $19.95. Self-study is permitted because the state sets no education requirement.

Utah does not require a pre-licensing course, and the Utah Insurance Department itself offers no study classes or materials for the exams. The main free official resource is Prometric, the state's exam vendor, which provides free practice exams for the life, health, and property and casualty producer exams on its website.

Yes, though Virginia does not offer a free course. The state does not require prelicensing education for any line except Title, so you can prepare on your own at no cost. Prometric, the state's exam administrator, offers free practice exams for its Virginia insurance tests. The licensing exam itself costs $35.

The state itself does not offer free online prep classes: the Office of the Commissioner of Insurance has not prepared any study program or manuals for the product-knowledge portion of the exam, and Wisconsin requires prelicensing education from a state-approved provider. The one free official resource is OCI's Intermediary's Guide to Wisconsin Insurance Law, which serves as the study guide for the Wisconsin-law section of the exam. Approved courses may be taken synchronously or online, and course prices vary by provider.

Wyoming does not require prelicensing education for resident producers, so you do not need to take any course, paid or free, before sitting for the exam. You must still pass the Wyoming Insurance Licensing Exam, scheduled through Pearson VUE. The Wyoming Department of Insurance lists providers with study materials but does not endorse any of them.