Can someone else insure my car?

Yes, in many cases. Some insurers allow the policy buyer to insure a vehicle that someone else will mainly drive, with that person listed as the licensed primary driver, though some companies are wary of such arrangements and some states require at least one licensed driver on the policy. If the owner is unlicensed, the insurer may list them as an excluded driver, which means claims that occur while the excluded person drives are not covered.

Yes. Insurers commonly handle this with a named-driver or excluded-driver policy, where the car's owner is listed on the policy but a licensed driver is named as the primary driver. A parent or guardian can also hold the policy for a car driven by a family member, such as a permitted or unlicensed driver.

Yes, it is generally possible for someone else to insure your car, though some insurers refuse the arrangement and some states require at least one licensed driver on the policy. The insurer typically prices the policy using the licensed primary driver's record. The car's owner may be listed as an excluded driver, which means claims that occur while that person is driving can be denied.

Yes. Many insurers will cover a car whose owner has no license if you list another household member as the primary driver and exclude yourself, though most insurers are hesitant to do this. The insurer rates the policy using the primary driver's license number and driving history. An excluded driver receives no coverage if responsible for an accident, and may lose coverage even in a not-at-fault accident.

Yes, in many cases. Insurers commonly allow a policy that names a licensed primary driver other than the vehicle's owner, and some states require at least one licensed driver on the policy. The unlicensed owner may be listed as an excluded driver, which means claims from that person's own driving would be denied.

Yes, in common situations. A parent can add a teen's vehicle to the parents' policy if the car is titled to the parents, or simply list the teen as a driver on the existing policy. Someone who lives with the vehicle's owner must be added to the owner's policy once licensed; a driver who does not live with the owner is most likely covered by the owner's policy while driving that car.

Yes, insurers generally allow another person to insure your car. This is common when the owner cannot sign a contract, such as a parent insuring a car for a licensed child under 18. The person buying the policy usually names a licensed primary driver whose record affects the rate, and the owner may be listed as an excluded driver. Not all insurers offer this arrangement, so options vary by company.

Yes, with conditions. If you own the car but do not hold a license, some major insurers will insure it when you exclude yourself as a driver and list a licensed person as the primary driver. A licensed driver who does not own the car instead carries non-owner liability coverage, and non-owner premiums in Nevada run above the national average.

Yes, it is possible for a person other than the owner to insure a car. Some insurers let the policyholder designate another licensed person as the primary driver, and some policies list the owner as an excluded driver. Unlicensed drivers are generally treated as high-risk and pay higher premiums, and a broker or independent agent can help locate insurers that write this coverage.

Yes, another person can typically insure your car by taking out the policy and designating a licensed primary driver, the person who will drive the car the most. Some states require at least one licensed driver to be listed on the policy. If you are unlicensed, the insurer may also list you as an excluded driver, which means claims from incidents that occur while you are driving are not covered.

Yes. Insurers can insure a car owned by an unlicensed person if a licensed driver is listed on the policy as the primary driver, and the unlicensed owner may be listed as an excluded driver. Some insurers do not offer this arrangement, so coverage options vary by company. If the excluded person drives the car and causes an accident, the insurer may deny the claim.

Yes, in some cases. Insurers generally want a licensed driver on the policy, so one common arrangement lists another licensed driver as the primary driver while the car's owner is listed as an excluded driver; some carriers allow this and some do not, and some require an excluded-driver form. The insurer typically pulls driving history using the licensed driver's license number. If the owner drives while excluded or unlicensed, the insurer may deny the claim.

Yes, someone else can hold insurance on a car even when the owner or policyholder is not a licensed driver, as long as a licensed primary driver is listed on the policy. Some states require at least one licensed driver to be listed. The unlicensed policyholder may be listed as an excluded driver, which means claims arising from that person's own driving are not covered.

Yes, in some cases. Some insurers let the person buying the policy designate a licensed primary driver, such as a household member or caregiver, though many national insurers will not quote these setups and the buyer may need to shop around. Coverage generally follows the car, not the driver, when someone drives another person's vehicle with permission.