Does AAA offer car insurance to drivers without a license?
The answer depends on your state. Pick yours to see it.
Yes. AAA is among the insurers that will cover a driver without a license, though the policy must usually list a licensed person as the primary driver and exclude the unlicensed owner. Some carriers treat unlicensed applicants as high risk and deny coverage, and online applications typically reject applicants without a license number, so you generally need to call the insurer directly.
Sources: NIPR: Arizona resident individual licensing requirements; NIPR: Arizona resident individual renewal requirements.
Yes, AAA is among the insurance companies that will sell a policy to an unlicensed driver. To get coverage, call the insurer directly, tell them the policy is for an unlicensed driver, exclude yourself as a driver on the policy, and list a licensed person as the primary driver. Some insurers treat unlicensed applicants as high risk and deny coverage, so you may need to try more than one company.
Sources: Pearson VUE: Nevada Insurance Candidate Handbook (October 2024); Pearson VUE: Nevada Insurance Exam Content Outlines (effective October 1, 2024; with pre/post November 14, 2026 versions).