Does AARP offer guaranteed acceptance life insurance?

No. AARP offers life insurance for members aged 50 to 74 through New York Life with no medical exam, but the policies still ask health questions, so they are not guaranteed acceptance. Coverage starts at $10,000 and rises into six figures, capped lower for New York residents, and rates rise every five years. Guaranteed acceptance, by contrast, asks no health questions at all and typically caps coverage near $50,000.