Does GEICO offer car insurance to drivers without a license?
The answer depends on your state. Pick yours to see it.
Yes. GEICO is among the major insurers that will consider insuring a vehicle owner who does not hold a driver's license. To get the policy, you call the insurer directly, state that the policy is for an unlicensed driver, exclude yourself as a driver, and list a licensed person as the primary driver. Some insurers view unlicensed applicants as high-risk and deny coverage.
Sources: Pearson VUE: Nevada Insurance Candidate Handbook (October 2024); Pearson VUE: Nevada Insurance Exam Content Outlines (effective October 1, 2024; with pre/post November 14, 2026 versions).
Yes. GEICO is among the insurers that will cover drivers without a license. To get the policy, you must list a licensed primary driver, such as a family member, friend, or caretaker, and the insurer may list you as an excluded driver, which means claims from your own driving are not covered. Some insurers decline unlicensed applicants, so availability varies by company.
Sources: Oregon DFR: Producer licensing; Oregon DFR: Fees and forms.