How do auto insurance adjusters get paid?

Most auto claims adjusters are salaried staff employees of the insurance company. Independent adjusters work as contract employees, often for several adjusting firms or third-party administrators, and are typically paid per claim handled. Public adjusters, who represent the policyholder rather than the insurer, are paid a percentage of the settled claim — Texas caps the fee at 10% of the settlement, and the adjuster is not paid until the insurance company pays the claim.