How do I become a catastrophe (disaster) insurance adjuster?

Most catastrophe adjusters work as independent adjusters who contract with adjusting firms after storms, wildfires, and other disasters. Start by getting an adjuster license in your home state; if your state does not license adjusters, Florida and Texas issue designated home state licenses that are widely reciprocal. You must be licensed in every state where you adjust claims, so many adjusters add nonresident licenses in the states they expect to deploy to. New catastrophe adjusters often land their first assignments during a major storm or disaster event.