How do I become a desk (inside) claims adjuster?

Desk (inside) adjusters handle claims from an office rather than in the field, and they are usually salaried employees of an insurance company. Entry-level education is typically a high school diploma, and new adjusters start on small claims under supervision. Licensing varies by state: some states require an exam and prelicensing education, while others let company-employed adjusters work under the company license. Claims adjusters, examiners, and investigators earned a median of $78,000 per year in May 2025.