How do I become a Medicare insurance agent with no experience?
No prior insurance experience is required to start. The typical entry-level education for insurance sales agents is a high school diploma. You begin by earning a state insurance license with a health line of authority, which generally means prelicensing education and passing a state exam. To sell Medicare Advantage, you must then be licensed and appointed under state law, pass annual product testing with a score of 85% or higher, and document a Scope of Appointment before any personal marketing appointment.
No experience is needed to start. Idaho requires no pre-licensing education, so you can study on your own using the state's free content outlines, then pass the Disability/Health Producer exam ($65, 120 minutes), submit fingerprints, and apply online through NIPR for an $80 fee.
Sources: Idaho DOI: Testing and fingerprints; Idaho Department of Insurance — Testing and Fingerprints page.
South Carolina has no experience requirement and no required prelicensing education, so you can start with none. To sell Medicare products, pass the Accident and Health exam, which covers Medicare supplement and related topics, then apply for the $25 producer license through the National Insurance Producer Registry (NIPR) 48 hours after passing. The exam fee is $59.
Sources: South Carolina Department of Insurance — License Renewal page, corroborated by NIPR SC Resident Renewal fee schedule and S.C. Code § 38-43-80; Pearson VUE: South Carolina Insurance Licensing Candidate Handbook; South Carolina Department of Insurance (SCDOI) and Pearson VUE SC Insurance Candidate Handbook.