How do I become a property insurance claims adjuster?

Adjuster licensing is state regulated, so the path depends on where you live. Most licensing states require passing a state exam and clearing a background check, and entry-level adjusters typically need only a high school diploma and start on small claims under supervision. If you live in one of the roughly 16 jurisdictions that do not license adjusters, you can obtain a designated home state (DHS) license from Florida or Texas and use it reciprocally in most other states. Public adjusters, who represent policyholders, face separate requirements, including surety bonds in several states.