How do I become an independent insurance adjuster with no experience?

Start by getting an adjuster license in your home state, or a designated home state license from Florida or Texas if your state does not license adjusters. Pre-licensing courses are typically 40-hour programs that end with the licensing exam. Independent adjusters work as contractors for adjusting firms and third-party administrators, and many get their first assignments during a storm or catastrophe deployment. A high school diploma is typical for entry-level roles, though some positions require a bachelor's degree or insurance-related experience.