How do I become an insurance agent without a college degree?
Yes. No state requires a college degree to become an insurance agent, and the NAIC's Uniform Licensing Standards set no education prerequisite beyond a minimum age of 18. The typical path is to complete any required prelicensing education, pass the state licensing exam, submit to a background check with fingerprinting where required, and apply for the license. The Bureau of Labor Statistics lists a high school diploma as the typical entry-level education for insurance sales agents.
No college degree is required. The typical entry-level education for insurance sales agents is a high school diploma or equivalent, according to the Bureau of Labor Statistics, and Colorado's licensing rules set no degree condition. To become a Colorado agent you must be at least 18, be a state resident, complete 50 hours of pre-licensing education per line of authority, and pass the state licensing exam.
Sources: Colorado Division of Insurance, Regulation 1-2-5: Insurance Producer Prelicensing Education Requirements for Residents (3 CCR 702).
No college degree is required. Connecticut's general licensing requirements are to be at least 18 years old, be financially responsible and of good moral character, complete any necessary pre-licensing education, pass the required examinations for the license you are seeking, and apply online through the National Insurance Producer Registry (NIPR).
Sources: Pearson VUE: Connecticut insurance candidate handbook (March 2026, #120700).
No college degree is required. The typical entry-level education for insurance sales agents is a high school diploma or equivalent, per the U.S. Bureau of Labor Statistics, though employers may prefer a bachelor's degree. To become a Kentucky insurance agent, you must be at least 18, complete the prelicensing course for your line, pass the state exam with a 70% score, submit an application through NIPR, and request an AOC criminal background report.
Sources: Kentucky DOI: Apply for License (Applicant Information); Kentucky DOI: Checklist for Resident Agent and Adjuster Applicants.
Maryland does not require a college degree for an insurance producer license. According to the U.S. Bureau of Labor Statistics, the typical entry-level education for insurance sales agents is a high school diploma or equivalent. To get licensed in the state, pass the Prometric exam for your line, pay the $54 fee, and submit the NAIC Uniform Individual Application through NIPR.
Sources: Maryland MIA: Licensing and registration fees.
Michigan does not require a college degree to become an insurance agent. You must be at least 18 years old, complete pre-licensing education from a state-approved provider (20 hours per major line), pass the licensing exam, and file an application through the National Insurance Producer Registry (NIPR) with a $10.00 state fee plus a $5.00 transaction fee.
Sources: NIPR — MI Resident Licensing; Michigan DIFS: How to become licensed as a resident producer.
A college degree is not required. The US Bureau of Labor Statistics lists a high school diploma or equivalent as the typical entry-level education for insurance sales agents, though some employers prefer a bachelor's degree. To be licensed in Ohio, you must be at least 18, complete 20 hours of pre-licensing education per line, pass the PSI exam, clear a fingerprint background check, and apply through the National Insurance Producer Registry.
Sources: Ohio ODI: Pre-licensing education.
Texas does not require a college degree to become an insurance agent. You must be at least 18 years old, pass the state licensing exam for your line, complete fingerprinting through TDI's online portal, and apply with the $50 fee within one year of passing the exam. Texas also does not require prelicensing education before taking the exam.
Sources: Pearson VUE: Texas insurance licensing candidate handbook (October 2024); Texas TDI: life agent license management (renewal).
No degree is needed. The U.S. Bureau of Labor Statistics lists a high school diploma or equivalent as the typical entry-level education for insurance sales agents, and Utah requires no college coursework and no pre-licensing education. You must be at least 18, pass the applicable Prometric exam, apply online through SIRCON or NIPR, and be fingerprinted at a Prometric test center.
Sources: Utah UID: Exam and Licensing Procedures; Utah Insurance Department FY2027 Fee Schedule (H.B. 8).