How do I choose a pre-licensing course for my health insurance license?

Start by confirming the course is approved by your state, because course approvals are state-specific and do not transfer across state lines. Where a state requires prelicensing education, the NAIC standard is 20 hours per major line of authority, though several states have repealed their hour requirements. Your state insurance department publishes an approved-education list you can use to verify a course before enrolling. Designations such as RHU, CEBS, REBC, or HIA may waive the health prelicensing requirement in some states.

You do not need a prelicensing course for a health insurance license in Alabama. Effective January 1, 2024, the state no longer requires, regulates, or approves prelicensing education, so any prep course you choose is optional study material for the state exam. To become licensed, you must pass the Health exam (100 questions, 2 hours, 70% to pass), complete fingerprinting, and submit the application with proof of citizenship.

Alaska does not require prelicensing education for a health insurance license, so any course you take is optional exam preparation. Pearson VUE, which administers Alaska's exams, sells online practice tests for $19.95. The state's candidate handbook lists commercial study materials for information only and endorses none of them.

Arizona does not require pre-licensing education for any insurance license, so a health insurance course is optional exam preparation rather than a mandate. The Arizona Department of Insurance does not provide study materials, and it does not evaluate or recommend training suppliers. Courses are available online, in classrooms, and with exam simulators; the most useful ones track the PSI exam content outline for the Accident and Health or Sickness line, since PSI administers Arizona's exams.

Delaware requires no prelicensing course for a health insurance license, so choosing one is optional rather than a licensing step. The Department of Insurance does not require or pre-screen any education program. Pearson VUE, the state's exam administrator, sells an online health practice test. The licensing exam follows the Delaware Accident and Health Producer content outline, effective January 15, 2025, which pairs a general-knowledge portion with a Delaware-specific portion covering statutes and ethics.

DC does not require a pre-licensing course for the health insurance exam, so you can prepare by self-study, a classroom course, or an internet course, whichever fits your budget and schedule. Pearson VUE sells online practice tests for $19.95, and its exam content outline lists the exact topics tested on the Accident and Health exam.

Choose a course the Florida Department of Financial Services has approved, because only approved coursework satisfies the licensing requirement. For the health agent (2-40) license, you must complete a 40-hour health insurance prelicensing course within four years of your application date. The department's Education Database lets you search approved prelicensing providers by license line.

Georgia accepts classroom or online prelicensing courses, so choose the format that fits your schedule. Confirm the course covers the 8-hour Accident and Sickness requirement, and note that course completions are uploaded electronically from the education provider, so paper completion forms do not count. A prelicensing course is valid for one year, and you must pass the exam within one year of completing it or retrain.

You do not need a pre-licensing course in Idaho, so the choice is optional and depends on how you study best. The Department of Insurance publishes a free content outline for the Accident and Health or Sickness exam, and its testing page lists study-material providers. If you buy a prep course, expect the price to range from roughly a hundred dollars to several hundred depending on the package.

Choose a course from the Indiana Department of Insurance's approved-education list, which you can search through the state's licensing pages. The Health license requires less pre-licensing education than the 40-hour combined Life and Health line. State-approved self-study and online courses satisfy the classroom requirement, though online courses require tracked study time.

Choose a course from Kentucky's approved prelicensing education list that covers the 20 hours required for the health line of authority, offered as either classroom or self-study. The provider must report your completion electronically to the Department of Insurance on Form CPL-01, and you are responsible for ensuring the certificate is on file, signed, and dated. The course is valid for one year from completion, so plan to take the exam within that window.

Choose a course that issues the certificate Maine requires: proof of at least 16 credit hours of prelicensing education for the Accident & Health line, or a certificate showing 6 months of relevant full-time experience. Courses come in classroom, webinar, and self-study formats, and prices vary by provider, so compare format and cost before enrolling.

Maryland repealed its prelicensing education requirement effective October 1, 2024, so there is no state-approved course list and no requirement to take any course. The Maryland Insurance Administration and Prometric no longer publish a list of approved providers, and candidates may choose their own exam prep materials. Prometric's exam content outlines for the health line (listed as "Accident and Health or Sickness") show the topics, question counts, and time limits the exam covers, and you can use them to judge which study materials fit.

Montana requires no prelicensing course for a health insurance license; only the exam. You can study on your own, and optional exam prep courses exist, but neither the State Auditor's Office nor Pearson VUE recommends or endorses any particular manual or course. Pearson VUE sells online Accident and Health practice tests for $19.95.

Nebraska does not require pre-licensing education, so a course is optional preparation rather than a mandate. The Department of Insurance does not review, approve, or recommend study material providers, though it publishes exam outlines by line of authority and PSI offers practice exams for the life and health lines. Given the range of methods available, the choice of study materials is left entirely to the applicant.

New Hampshire does not require a prelicensing course for any insurance license, so choosing one is optional. The New Hampshire Insurance Department does not provide study materials, cannot recommend any supplier, and does not evaluate the quality of any training course or study material. The department also notes that taking a course alone does not guarantee passing the licensing exam.

Choose a provider approved by the New Jersey Department of Banking and Insurance, since only approved courses satisfy the 20-hour health insurance prelicensing requirement. New Jersey permits both self-study and interactive online formats, so pick the format that fits your schedule. Completion certificates never expire, so your certificate stays valid if you delay the exam. Course prices vary by provider.

North Carolina repealed its pre-licensing education requirement effective October 1, 2025, so you do not need a course to sit for the health insurance exam. Anyone who still wants pre-licensing education can choose a school from the approved provider list the North Carolina Department of Insurance publishes on its website, since completion is now voluntary.

North Dakota does not require any prelicensing course, so choosing one is optional. The state does not approve or regulate prelicensing providers, and the Insurance & Securities Department cannot recommend one provider over another, so compare study materials on content, format, and price rather than state approval. A structured course can help you prepare, but self-study is fully permitted.

Rhode Island requires no prelicensing course hours, so there is no required course to choose before the Accident & Health producer exam. Neither the Department of Business Regulation nor Pearson VUE publishes study materials; the exam content outlines in the Pearson VUE candidate handbook form the study base, and Pearson VUE offers an official practice test for $19.95. The exam itself costs $80 with a passing score of 70.

South Dakota does not require pre-licensing education for a health insurance license, so you do not need a course to qualify for the exam. The Division of Insurance does not specify official study materials, and candidates may use materials of their choice. Testing outlines and exam information are available through the Division's exam page.

Vermont requires no prelicensing education for insurance producers, so you can choose any study method or skip formal coursework entirely. Focus on the exam itself: the Series 14-27 Producer's Accident and Health or Sickness exam costs $52, and Prometric offers free practice exams. Pick materials that follow the current content outline for your line of authority.

Virginia does not require a prelicensing course for the Health license, so a course is optional preparation. Any course you consider should track the Prometric Series 11-06 Health exam content outline, since that outline defines what the exam tests. Prometric also publishes free practice tests you can use to gauge readiness.

Washington has not required pre-licensing education since July 23, 2023, so any course you take for the disability (health) line is optional exam preparation. The state insurance commissioner maintains a list of voluntary exam-prep providers, and the PSI candidate bulletin contains the exam content outlines, fees, and testing rules. Compare courses against the content outline for the line you want.

Pick a course from the state's approved-education list, which you can search through Sircon, because the Accident & Sickness line requires an approved 20-hour program. Courses come in classroom, self-study, and online formats. Make sure the provider issues a completion certificate, since you must bring a paper copy to the test center, and schedule your exam within the certificate's 6-month validity.

Wyoming requires no prelicensing education for producer lines, including health, so a course is optional exam preparation rather than a mandate. The Wyoming Department of Insurance does not endorse any provider; it only lists providers known to carry study materials. Because the state imposes no required course hours, you can choose based on your study needs and budget.