How do I get a commercial property and casualty insurance license?

There is no separate commercial license in most states: a property and casualty producer license covers both personal and commercial lines. You complete any prelicensing education your state requires, pass the state licensing exam, submit to a background check with fingerprints, and apply through the state or the National Insurance Producer Registry (NIPR). Texas's general lines property and casualty license, for example, covers home, auto, commercial, and liability insurance.