How do I get an SR-22 certificate of financial responsibility?
The answer depends on your state. Pick yours to see it.
You do not file an SR-22 yourself; your insurance company files it electronically with the Arizona Motor Vehicle Division. Contact your current insurer, or shop for a company that writes SR-22 policies, and the insurer handles the filing. Most drivers must maintain the filing for three years from license reinstatement, and the filing fee varies by insurer.
Sources: NIPR: Arizona resident individual licensing requirements; NIPR: Arizona resident individual renewal requirements.
An SR-22 is a form the insurer files with the state showing that minimum liability coverage is in force. You get one by requesting it from your car insurance company, which files the form with the state on your behalf, usually for a filing fee. If you do not own a car, a non-owners car insurance policy can satisfy an SR-22 requirement.
Sources: Delaware Code Title 18 Chapter 17: Licensing of Professional Insurance Personnel (producers and adjusters); Delaware Code Title 18 Chapter 7: Fees and Taxes (18 Del. C. §701 fee schedule).
An SR-22 is a certificate of financial responsibility that your auto insurer files with the state to prove you carry required liability coverage. Contact an insurer that writes SR-22 filings and buy or maintain a qualifying policy; the insurer files the form for you. If you do not own a car, a non-owner policy with an SR-22 filing works, though non-owner premiums in Nevada run above the national average.
Sources: Pearson VUE: Nevada Insurance Candidate Handbook (October 2024); Pearson VUE: Nevada Insurance Exam Content Outlines (effective October 1, 2024; with pre/post November 14, 2026 versions).
An SR-22 is a certificate your insurer files with the Oregon DMV as proof of motor vehicle liability insurance; the insurance company, not you, issues it. Contact an insurer that does business in Oregon and ask it to file the certificate. DMV must receive it before 5 p.m. on the last business day before a suspension begins, and you must maintain the filing until the requirement ends, even if you do not own a vehicle.
Sources: Oregon DFR: Producer licensing; Oregon DFR: Fees and forms.