How do I renew a life or health insurance license?

Most life and health licenses renew every two years, with the expiration tied to the issue date or the licensee's birth month depending on the state. Log in to NIPR's LicenseHub, identify yourself with your license number or National Producer Number (NPN), select your state and lines of authority, answer the background questions, and pay the state fee plus NIPR's $5.60 transaction fee. Complete your CE first, because most states block renewal until CE is reported, and providers may take 3 to 5 business days to report results. Renewal windows typically open 60 to 120 days before expiration.

Renew through nipr.com during the renewal window, which opens 90 days before your license expires; the producer renewal fee is $75. You must complete 24 continuing education hours, including 3 hours of ethics, before the expiration date. Individual licenses expire on the last day of your birth month in an odd- or even-numbered year matching your birth year, and once a license expires you must reinstate rather than renew.

Renew every 2 years on or before your birthday by completing 24 hours of continuing education, including 3 hours of ethics. The renewal window opens 90 days before expiration, and there is no grace period, so fees are due on the expiration date. The renewal fee is $70 plus a $20 CE filing fee, for $90 total on time. If you miss the date, you can renew up to 12 months late with a $140 late fee and escalating CE filing fees.

Resident life and health producers renew every two years by February 28 of even-numbered years (February 28, 2026 in the current cycle), paying the $150 renewal fee online through the National Insurance Producer Registry (NIPR) starting December 1 of the prior year. The license is renewed only if the fee is paid and you have completed 24 continuing education credit hours, including 3 in ethics. Newly licensed producers are exempt from the continuing education requirement during the biennium in which they were licensed.

Renew online through NIPR's Licensing Center; electronic renewals open up to 90 days before your license expires on the last day of your birth month. Before renewing, complete 24 hours of continuing education, including 3 hours of classroom or webinar ethics, and be CE compliant at least 10 business days before your renewal date. The resident producer renewal fee is $215, and NIPR verifies your CE compliance before it lets you submit.

Resident Kansas producers renew biennially on the last day of their birth month, in an odd year for odd-numbered birth years and an even year for even-numbered birth years. Before renewing, complete 18 hours of continuing education, including 3 hours of ethics; the renewal fee is $4 through NIPR. You may renew up to 90 days before the due date. A late renewal triggers a $100 penalty during the 90 days after expiration, after which the license expires.

Life and health producer licenses renew on the last day of your birth month, in the even or odd year matching your license number. Before filing, you must complete 24 hours of continuing education, including 3 hours of ethics. The renewal fee is $75, and you can file online through NIPR or the Louisiana Department of Insurance's Industry Access Portal, where the renewal option appears 90 days before expiration.

Maine producer licenses are not renewed by application. Producers and consultants must satisfy the continuing education requirement, and licensees who have met it and are in good standing have their licenses automatically continued on their compliance date, under Bureau of Insurance Rule 542.

Life and health producer licenses renew every 2 years and expire on the last day of your birth month. Submit the renewal online through NIPR with the $69 fee, which includes a $15 fraud prevention fee; the renewal window opens 90 days before expiration. Complete 24 hours of continuing education, including 3 hours of ethics, no later than 15 days before your license expires.

Renew through NIPR during the 90-day window that opens before your expiration date; the resident producer renewal fee is $225, or $450 if renewed late (allowed up to one year past expiration). Your first renewal requires 60 continuing education credits including 3 Ethics credits, and each three-year renewal after that requires 45 credits including 3 Ethics credits.

A Michigan resident life or health producer license has no renewal cycle; it stays active as long as you meet the continuing education requirement. You must earn 24 credits of state-approved continuing education every two years, including at least 3 credits in ethics, by your review date, which falls on the last day of your birth month every two years. If you miss the review date, the license is suspended for 90 days, and one year after the review date you must start over as a new applicant.

A Nebraska life or health license renews every 2 years on the last day of your birth month (even-year births renew in even years, odd-year births in odd years), within the 90 days before expiration at NIPR.com. The renewal fee is $50, and you must complete 24 hours of continuing education, including 3 hours of ethics, before renewing. A license expired 30 days or less can be renewed with a $40 late fee; one expired more than 30 days but under a year is reinstated for $90 total.

The renewal window opens 90 days before your expiration date and closes on the expiration date. Renew through NIPR or Sircon for a $185 state fee, and you must renew every active line on the license at once. Continuing education (30 hours per 3-year cycle, including 3 ethics hours) must be complete before the state approves the renewal. Late renewal is allowed up to 30 days after expiration for a $250 fee, and reinstatement costs $435 during days 31 through one year.

Renew online at www.nipr.com, starting up to 90 days before your license expires. A producer renewal costs $60 if submitted before expiration, and you must complete 24 hours of continuing education each compliance period, including 3 hours of ethics, with at least 3 hours earned in a live-instructor format. NIPR grants renewal access once the state is notified of your CE compliance, which can take up to 72 hours, and you must wait 24 hours after your hours are banked before applying. Late renewals cost $150 if filed 1-30 days after expiration and $120 if filed 31 days to 1 year after.

Resident agents renew life and accident and health licenses every two years by the last day of their birth month. Before submitting a renewal application through NIPR, you must complete 24 hours of continuing education, including 3 hours of ethics. The $25 renewal fee is waived for resident agents who are CE-compliant, and the renewal window opens 90 days before expiration.

You renew a life or health license online at www.NIPR.com. Individual licenses expire every two years on the last day of your birth month, and the renewal window opens 90 days before expiration. Before renewing, you must complete 24 hours of continuing education, including at least 3 hours of ethics and 3 hours of Oregon law, and all credits must be posted to your record and to NIPR first. Renewing late costs double the on-time fee, and you may late renew for up to one year.

Renew your South Carolina life or health producer license online through NIPR every two years, with the license expiring on the last day of your birth month based on your year of birth. The renewal fee is $25, and the renewal window opens 90 days before expiration. Before renewing, complete 24 hours of continuing education, including 3 hours of ethics, with at least 8 hours in each line of authority you hold. Late renewal costs $75 or more, plus a $50 late CE fee if CE was missed.

Vermont producer licenses, including life and health, run from April 1 to March 31 of odd-numbered years, and you renew through NIPR during the renewal window, which opens 90 days before expiration (January 1 to March 31). The renewal fee is $30 and is not prorated. Renewal requires 24 hours of approved continuing education completed during the preceding two years, including at least 3 hours of ethics. If you finish your CE on time, you have a 14-day grace period after expiration to submit the renewal.

Resident licenses renew every two years on the last day of your birth month, and the renewal fee is $35. Before renewing, you must complete 24 credit hours of state-approved continuing education, including 3 hours of ethics, within the two-year period. You can renew up to 90 days before expiration, and the renewal system verifies your continuing education compliance before it accepts the submission.

A Wyoming life or health producer license renews every two years on the last day of your birth month. To renew, pay the renewal fee ($100 for residents, payable up to 90 days before the renewal date) and complete 24 hours of continuing education, including 3 hours of ethics. If you miss the renewal date, a late fee equal to 100% of the renewal fee applies during the one-year reinstatement period.