How do I renew my insurance license?

You renew through your state licensing authority, usually online through the National Insurance Producer Registry (NIPR) LicenseHub; Florida resident renewals instead go through the state's MyProfile portal. Complete your continuing education first, because most states will not accept a renewal until CE is done, and provider reporting can take 3 to 5 business days. Renewal windows typically open 60 to 120 days before expiration, and NIPR adds a $5.60 transaction fee on top of state fees.

Alabama producer licenses renew through NIPR, and the renewal window opens 90 days before your license expires. You must complete 24 hours of CE, including 3 hours of ethics, before renewing, and NIPR verifies CE compliance before accepting the application. The producer renewal fee is $70; renewing within 30 days after expiration costs $120, and reinstating between days 31 and 365 costs $140. All lines of authority must be renewed together.

You renew through the National Insurance Producer Registry (NIPR), and the renewal window opens 90 days before your license expires; electronic renewal is not available after the expiration date. The producer renewal fee is $75, and you must complete 24 continuing education hours, including 3 hours of ethics, before expiration. Your license renews on your birthday in odd-numbered years if you were born in an odd year, and in even-numbered years if you were born in an even year.

Renew your Arizona insurance license through the National Insurance Producer Registry (NIPR) during the 90-day window before your expiration date, which falls on the last day of your birth month. The producer renewal fee is $120, and the state verifies your continuing education compliance before allowing submission. If you miss the deadline, you can late renew for up to one year after expiration by paying $220.

Renew your Arkansas producer license online through NIPR. Complete 24 hours of continuing education, including 3 hours of ethics, before your expiration date; the renewal window opens 90 days before expiration. A resident producer renewal costs $70 plus a $20 CE filing fee, and there is no grace period. Late renewal adds a $140 fee and is allowed up to 12 months after expiration, after which you must reapply.

California producer licenses run on a two-year term. Before renewal you must complete 24 hours of continuing education, including 3 hours of ethics (with 1 hour on insurance fraud), and pay the $188 renewal fee through Sircon or NIPR. Renewing after the expiration date adds a 50% penalty ($282 for major producer lines) and requires filing new appointments and business entity endorsements. CDI suggests finishing CE at least 60 days before your license expires.

Renew your Colorado producer license online through Sircon or NIPR every two years, by the last day of your birth month, paying $27 per line of authority as a resident. All renewal requirements, including fees and continuing education, must reach Pearson by 10:00 p.m. Mountain Time on the expiration date, and Colorado allows no grace period. Resident producers must complete 24 continuing education credits per cycle, starting with the second cycle.

Renew through NIPR during the 90-day window before your license expires on the last day of your birth month, every other year. Before renewing, you must complete 24 continuing education credits (21 general and 3 in Connecticut law, regulations, or ethics) and pay the $160 renewal fee. If you miss the deadline, you have one year to late renew for a $320 total, and licensees who finished CE on time get a 10-day grace period with no penalty fee.

You renew online through the National Insurance Producer Registry (NIPR); Delaware accepts only electronic renewals. Resident producers renew biennially by February 28 of even-numbered years, and nonresidents by February 28 of odd-numbered years, with renewals accepted starting December 1 before each deadline. The producer renewal fee is $150, and residents must complete 24 hours of continuing education, including 3 hours of ethics, before the license will renew.

You do not renew it. Florida agent and adjuster licenses are perpetual, with no renewal filing or renewal fee, as long as you hold a valid appointment; the license expires if it goes 48 months without one. Appointments are renewed every 24 months during your birth month, and you must complete your continuing education, 24 hours every 2 years for most licenses, by the last day of your birth month.

Georgia licenses renew every two years on the last day of your birth month. Before renewing at sircon.com/georgia, complete your continuing education: 24 hours including 3 hours of ethics, reduced to 20 hours including 3 hours of ethics once you have more than 20 years of service. The renewal fee is $100 plus a $5 processing fee, or $200 if your license includes Variable Products. Renewal notices are emailed 90 days before expiration, and renewals filed within 15 days after expiration carry a late fee.

Renew your Idaho producer license every two years through NIPR, with expiration on the last day of your birth month. Complete 24 hours of continuing education, including at least 3 hours of ethics, before applying; the electronic renewal fee is $60, and you may apply up to 90 days before expiration. There is no grace period, but a late renewal ($120) is available for up to one year past expiration.

Renew online through NIPR's Licensing Center; Illinois does not accept paper applications. Your license expires on the last day of your birth month, and electronic renewal opens up to 90 days before that date. You must complete 24 hours of continuing education, including 3 hours of classroom or webinar ethics, and be CE compliant at least 10 business days before your renewal date. The resident producer renewal fee is $215 for the 2-year term.

Renew online through Sircon or NIPR, or by paper NAIC renewal application mailed to the Department of Insurance. Producer licenses renew every two years on the last day of your birth month, and the renewal window opens 90 days before expiration; the resident producer renewal fee is $40, with a $160 late fee if you renew after expiration. You must complete 24 continuing education hours first (3 in ethics if you hold Life and/or Accident & Health), and up to 12 excess hours can carry over to the next cycle.

Renew electronically through the NIPR system during the 90 days before your expiration date, which falls on the last day of your birth month every three years. Pay the $50 renewal fee, complete all required continuing education first (36 credits, including 3 in ethics, for resident producers), and renew every active line of authority, since partial renewals are not allowed. There is no grace period after expiration, though the license may be reinstated within 12 months for a $100 reinstatement fee plus the $50 renewal fee.

Resident producers renew every two years through the National Insurance Producer Registry (NIPR), with the due date falling on the last day of the birth month in an odd or even year matching the birth year. The renewal fee is $4, and NIPR accepts renewals up to 90 days before the due date. You must complete 18 hours of continuing education, including 3 hours of ethics, and NIPR verifies CE compliance before accepting the renewal.

Renew your Kentucky insurance license by the last day of your birth month in the odd or even year matching your birth year. Before that date, complete 24 hours of continuing education, including 3 hours of ethics, from Kentucky-approved providers; up to 12 excess hours carry over as general hours. The agent renewal fee is $0 if you hold at least one active insurer appointment and $40 without one. Late renewal is allowed for 60 days after expiration with a $40 penalty ($80 total without an active appointment) before the license is cancelled.

Producer and adjuster licenses renew every 2 years on the last day of the licensee's birth month, in an even or odd year set by the license number. File the renewal online through NIPR or LDI's Industry Access Portal, where the renewal option appears 90 days before expiration. As of January 2026, the renewal fee is $75 ($350 for surplus lines), with a $50 late penalty. Resident licensees must be CE-compliant before filing a NIPR renewal.

Maine individual producer licenses are perpetual, so there is no renewal date and no renewal fee. The Maine Bureau of Insurance renews resident producer licenses automatically on the first business day after the continuing education due date, as long as CE requirements are met: 24 credit hours every 2 years, including at least 3 credit hours in ethics. Resident adjuster licenses are different; they renew by October 1 of even-numbered years for a $30 fee.

Renew online through NIPR during the 90-day window before your license expires, and pay the $69 renewal fee, which includes a $15 fraud prevention fee. You must complete 24 hours of continuing education, including 3 hours of ethics, not later than 15 days before expiration. Licenses expire every 2 years on the last day of your birth month.

Massachusetts producer licenses renew every 3 years, and you can renew electronically through NIPR starting 90 days before expiration. After expiration, you have up to 1 year to renew late, at a $450 fee instead of $225. Before renewing, you must complete your continuing education: 60 credits (including 3 ethics credits) for your first renewal and 45 credits (including 3 ethics credits) for each later one. Renewals with Property, Casualty, or Personal Lines lines add a $75 lead paint surcharge.

You can renew a Minnesota producer license up to 90 days before it expires, through Sircon or NIPR. Individual licenses expire on the last day of your birth month every two years. Renewal costs $50 per line of authority plus the technology surcharge, and your CE transcript must show 24 completed credit hours, including 3 ethics hours, before renewal is approved. Renewing late costs a penalty of twice the unpaid renewal fee; after 12 months you must reapply and retest.

Mississippi producer licenses renew on a biennial basis and expire on the last day of your birth month; you can renew online at sircon.com/mississippi or nipr.com starting 90 days before expiration. The renewal fee is $100, and renewal invoices are emailed 90 days in advance. Continuing education is required per license period: 12 hours for a period of 18 months or less, or 24 hours including 3 hours of ethics for a 19-24 month period. Clean electronic renewals should receive the new license by email within 5 business days.

Missouri producer licenses renew every two years on your birth date, with a $100 renewal fee. You must complete 16 hours of continuing education, including 3 hours of ethics, before renewing (Title producers need 8 hours). The renewal window opens 90 days before expiration; if you miss it, you can late-renew for up to one year at $25 per month, after which you must apply for a new license and retake the exam.

Resident producer licenses renew automatically if your continuing education, 24 hours per two-year cycle including 3 ethics hours and 1 hour of Montana law, is reflected on your state transcript by the expiration date. Other license types, such as adjuster and consultant, require a renewal application filed during the 90-day window before expiration. You can renew late for up to 1 year, but the resident producer late renewal fee is $100.

You renew your Nebraska producer license online at NIPR.com during the 90-day window before it expires. The resident renewal fee is $50, and major-line licensees must complete 24 hours of continuing education, including 3 hours of ethics, before they are eligible to renew. A license expired 30 days or less can be late renewed with a $40 late fee; past 30 days, reinstatement takes a new application with a $90 total fee.

New Jersey producer licenses renew every two years on the last day of your birth month. You can renew starting 90 days before expiration, with a 30-day grace period afterward without a late fee. Resident major-line producers must complete 24 continuing education credits, including 3 ethics credits, before renewing. The renewal fee is $150 for major lines, with a $100 late fee if you renew more than 30 days after expiration.

You renew online through the National Insurance Producer Registry (NIPR) up to 90 days before your license expires. Resident producers and adjusters must complete 24 continuing education hours per compliance period, including 3 hours of ethics, and at least 3 hours must come from a live-instructor format. The producer renewal fee is $60; renewing 1 to 30 days late costs $150, and renewing 31 days to one year late costs $120.

Renew your license online before its expiration date; New York does not allow renewal after the date passes. You can renew up to 180 days before expiration, and if continuing education applies, you must complete the required 15 credits before submitting the renewal. A $10 late fee applies if the renewal is submitted 60 days or less before expiration.

Producer licenses in North Carolina are perpetual, so there is no renewal filing. You maintain the license by completing the continuing education requirement, and the expiration date on the license is the date that requirement must be met. Adjuster, Public Adjuster, and Motor Vehicle Damage Appraiser licenses instead renew annually through NIPR by March 31 at $109, with a late renewal window of 60 days after expiration.

You can renew up to 90 days before your license expires, which falls on the last day of your birth month every two years. You must complete 24 hours of continuing education, including 3 ethics credits, and pay the $25 fee through NIPR before the deadline. There is no grace period, and if the license lapses you must reapply with a $100 initial application.

Ohio agents renew every two years by the last day of their birth month, and the renewal window opens 90 days before expiration. Before submitting a renewal through NIPR, you must complete 24 hours of continuing education, including 3 hours of ethics. The $25 biennial renewal fee is waived for resident agents who are CE-compliant. If you miss the deadline, a $50 late fee applies during the first month, and a $100 reinstatement fee applies up to one year after expiration.

Renew online through the state licensing portal, starting up to 90 days before your license expires. Resident producers must first complete 24 hours of continuing education, consisting of 3 hours of ethics, 2 hours of legislative update, and 19 hours of general credit, and should finish it at least 30 days before expiration. The resident producer renewal fee is $60 every two years, and an expired license cannot be renewed.

Renew online at NIPR.com; the renewal window opens 90 days before expiration, and individual licenses expire every two years on the last day of your birth month. Before you can renew, your 24 hours of continuing education must appear in your transcript, and CE providers have 15 days by law to report credits. The renewal fee is $60 on time or $120 if late, plus a processing fee, and you can late renew up to one year after expiration.

Insurance Producer licenses in Pennsylvania renew every 2 years on the last day of your birth month, and you renew online through Sircon or the National Insurance Producer Registry (NIPR) starting 90 days before expiration. The timely renewal fee is $55 for resident producers and $110 for non-residents. Before renewing, complete 24 hours of continuing education, including 3 hours of ethics; renewing late costs $165.

Resident producer licenses renew every 2 years by the last day of your birth month, and you renew online through the National Insurance Producer Registry (NIPR). The renewal window opens 90 days before your expiration date. Before NIPR accepts a renewal, it verifies that you completed 24 hours of continuing education, including 3 hours of ethics, so finish your coursework at least a week before expiration. The on-time renewal fee is $25; late renewals cost $75 to $275 depending on how far past expiration you apply, plus a $50 late CE fee if CE was incomplete.

Tennessee producer licenses renew every 2 years, by the end of your birth month. Complete 24 continuing education hours, including 3 hours of ethics, before renewing, and pay the $60 fee online at the National Insurance Producer Registry (NIPR). The Department emails a renewal notice 90 days before expiration. An expired license can be reinstated without an exam within 12 months by paying the license fee plus a penalty of double the renewal fee.

Renew electronically through SIRCON or NIPR; renewals can be filed until 10 pm Mountain time on the expiration date, and a reminder is emailed about two months beforehand. You must first complete your continuing education: 24 hours per two-year cycle for resident producers, including 3 hours of ethics and 12 classroom or classroom-equivalent hours (title producers need 12 hours total). The full-line individual renewal fee is $70 under the fiscal year 2027 fee schedule.

Renew your license electronically through the National Insurance Producer Registry (NIPR) during the renewal window, which opens 90 days before expiration (January 1 to March 31). Producer licenses run April 1 to March 31 of odd-numbered years, and the renewal fee is $30. NIPR verifies your continuing education before accepting the renewal, so complete the required 24 hours, including 3 hours of ethics. If CE is done before expiration, you have a 14-day grace period to submit.

Virginia licenses renew every two years by the last day of your birth month, in odd or even years based on your birth year. The renewal fee is $10 per line of authority, and the renewal window opens 90 days before expiration and ends on the expiration date. Late renewal costs an added $30 and is available up to one year after expiration. Single-category licensees must complete 16 continuing education hours, including 3 hours of ethics, before renewing.

Individual licenses expire on the last day of your birth month, every two years. You can renew online from 90 days before expiration up to 60 days after, with late fees after the expiration date: $82.50 up to 30 days late and $110 for 31-60 days late for full-lines producers, versus $55 on time. Resident full-lines producers must complete 24 continuing education hours, including 3 ethics hours, before renewing.

Renew your license online through the National Insurance Producer Registry (NIPR) during the 90-day window before expiration. Resident intermediary licenses renew every two years on the last day of your birth month for a $35 fee ($70 for nonresidents). If you hold any major line, you must first complete 24 hours of approved continuing education, including 3 hours of ethics; NIPR blocks renewal until your CE is recorded, so the state recommends finishing CE at least 30 days before renewal.

Renew your license online through Sircon. The license renews every two years on the last day of your birth month, and you may pay the renewal fee up to 90 days before the renewal date. You must also complete 24 hours of continuing education with 3 hours of ethics. As of January 1, 2023, the Wyoming Department of Insurance assesses no separate continuing education fee at renewal.