How do I renew my property and casualty insurance license?
To renew a property and casualty license, complete your state's continuing education first, because most states will not accept a renewal until the CE hours are reported. Licenses typically expire every two years, and renewal windows vary by state, usually opening 60 to 120 days before expiration. File the renewal through your state's portal or the National Insurance Producer Registry (NIPR) LicenseHub, and allow at least 3 to 5 business days for a provider to report completed CE hours.
Maryland producer licenses renew every 2 years and expire on the last day of your birth month. You must complete 24 hours of continuing education, including 3 hours of ethics, no later than 15 days before expiration, and pay the $69 renewal fee. You can renew online through the National Insurance Producer Registry (NIPR) starting 90 days before expiration; if you miss the deadline, you can reinstate within 1 year for $169 total.
Sources: Maryland MIA: Producer initial and renewal licenses (Life, Health, Property, Casualty, Variable, Personal Lines); Md. Code, Insurance § 10-116: Continuing education; Maryland MIA: Producer Continuing Education Credit Requirements (by line); Maryland General Assembly — Md. Code, Insurance Article § 10-116 (confirmed by Maryland Insurance Administration Bulletin 19-19); Maryland MIA: Public adjuster — initial and renewal licenses; Maryland MIA: Licensing and registration fees.
Renew through the National Insurance Producer Registry (NIPR) during the 90-day window before your expiration date, which falls on the last day of your birth month. The $25 renewal fee is due biennially, and there is no grace period after the due date. Your record must show 24 continuing education credit hours, including 3 ethics credits, before NIPR will accept the renewal; providers have 15 days from course completion to file credits, so finish coursework well before expiration.
Sources: North Dakota NDID: Apply for a resident producer license; North Dakota NDID: Producer fee information.
Renew your Vermont producer license during the renewal window, which opens 90 days before the March 31 expiration date in an odd-numbered year, and pay the $30 renewal fee through NIPR. Before renewing you must complete 24 hours of approved continuing education from the preceding two years, including 3 hours of ethics and, for property and casualty producers, a one-time 3-hour National Flood Insurance Program course. If you finished your CE before expiration, you have a 14-day grace period after expiration to file the renewal.
Sources: Prometric: Vermont insurance licensing information bulletin; Vermont DFR: Producer license; Vermont DFR: Regulation I-2000-02 (Revised) continuing education for producers; NIPR: Vermont resident individual renewal requirements.