How do I take the insurance adjuster license exam?

States contract with a testing company to administer the adjuster exam, and you register with that vendor online. Florida, for example, has retained Pearson VUE: you make a reservation on the Pearson VUE website, pay the $44 exam fee at the time of reservation, and take the exam at a test center. Florida's passing score is 70%, and candidates may attempt the same exam up to 5 times in a 12-month period.

Alabama adjuster exams are administered by the University of Alabama. You register and pay online or by calling (205) 348-3000 at least 7 days in advance; each attempt costs $75, and a score of 70% or higher passes. Four exams are offered: Property and Casualty excluding Workers' Compensation and Crop, Property and Casualty including both, Crop, and Workers' Compensation. Testing is available in Birmingham, Huntsville, Mobile, Montgomery, and Tuscaloosa, or online through remote proctoring.

Register with PSI Services LLC, Arizona's insurance examination administrator, online through PSI's Arizona test-taker portal or by phone at 877-215-7924. The adjuster exam (Series 13-36) costs $59, and you must answer 70% of the questions correctly to pass. You may test at an Arizona test center or through remote online proctoring, and state law permits a maximum of 4 attempts in a 12-month period.

Register online through Pearson VUE, the state's exam vendor, at pearsonvue.com/fl/insurance; appointments can be made up to one calendar day before the test date. The exam fee is $44, and you must test at a physical test center because online proctoring (OnVUE) is not available for new Florida reservations. You may attempt the same exam up to 5 times in a 12-month period, and a passing score is valid for 1 year.

The Georgia Adjuster exam (exam 12-GA-24) is a Pearson VUE multiple-choice exam that allows 2 hours, costs $67, and requires a 70% score to pass. First complete the 16-hour Property and Casualty adjuster course within the 12 months before your exam, since prelicensing courses are valid for one year. Then reserve at least 24 hours in advance at pearsonvue.com, pay the $67 fee at reservation, and bring two forms of current signature identification. If you fail, you wait 14 days to retest after attempts one and two, and 60 days after the third and any later attempt.

Illinois licenses public adjusters, and the exam is administered through Pearson VUE. It is a single exam combining the General and State sections, with 165 minutes and 100 scored questions, and it costs $92, including a $50 State of Illinois administrative fee. After passing, you apply through NIPR, pay the $250 resident license fee, and must be fingerprinted by an Illinois-approved live scan vendor before the license is issued. A first failed attempt requires a 7-day wait before retaking, and later failures require a 30-day wait.

To take a Louisiana adjuster license exam, you schedule it with PSI at a PSI testing location; remote testing ended July 8, 2024. Fees are $19 for most adjuster lines and $36 for the Property and Casualty exam (Series 204). No prelicensing education is required for adjuster exams, your score is displayed on screen at the end, and you may retake a failed exam without limit during the one-year period.

Mississippi adjuster exams follow the Pearson VUE content outlines. The Property and Casualty with Workers' Compensation adjuster exam has 60 scored questions, the Workers' Compensation adjuster exam has 50, and the Public Adjuster exam has 50. Before testing, complete 20 hours of prelicensing education per line of authority, or demonstrate to the Commissioner equivalent experience or special education in handling loss claims.

New Jersey does not license independent or staff adjusters, so no such exam exists; the only adjuster exam is the public adjuster exam, which PSI Services LLC administers on behalf of the state. Register with PSI ($38 exam fee, 70% passing score), then complete Live Scan fingerprinting using the public adjuster code 2F1F7N, which costs $66.05. The public adjuster license fee is $70, and public adjuster licenses renew on the last day of the licensee's birth month every two years.

PSI Services administers New York's adjuster licensing exams, and all adjuster applicants must pass the New York exam because the state grants no reciprocity for adjusters. Independent adjuster line exams have 60 questions with a 1-hour limit, the public adjuster exam has 60 questions in 1 hour, each attempt costs $40, and 70% correct passes. You must apply for the license within 2 years of passing.

Virginia licenses public adjusters, and resident applicants must pass the Public Adjuster exam (Series 11-08) before applying. You register through Prometric online or by phone and pay a $35 exam fee; the exam runs 60 minutes. After passing, you get fingerprinted at a Fieldprint location and apply for the license through NIPR. Virginia does not license independent adjusters, so residents seeking that capacity commonly designate another state as their adjuster home state.