How do State Farm insurance agents get paid?

State Farm agents are captive agents who sell one company's products, and they earn a mix of salary, commissions, and incentives. State Farm does not disclose agent earnings on its website; published estimates place the median agent salary in the tens of thousands of dollars, with reported figures ranging from the high $20,000s at the low end to the mid $60,000s at the top. Typical captive-agent commissions run 5% to 10% of first-year premium on new home and auto policies and 2% to 5% on renewals.