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How do you become a life insurance, health insurance, property and casualty insurance, or personal lines insurance agent?
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There are 3 steps you need to take to become an insurance agent in New York. Step 1: Complete the Required Pre-Licensing Course Before you can sit for the state licensing exam, you first must complete the required pre-licensing course(s) for the type of insurance you want to sell. These include: - Life Insurance Only: 20 hours - Accident & Health Insurance Only: 20 hours - Life, Accident & Health Insurance (Combined): 40 hours - Property & Casualty (P&C) Insurance: 90 hours - Personal Lines Insurance: 40 hours Step 2: Schedule and Pass the New York State Insurance Exam. After you complete the required education, your next step is to schedule and take the state licensing exam with PSI. - You can schedule your exam with PSI online or by the phone. - Be sure to schedule the correct exam, as there is a separate exam for each license type (for example, Life, Accident & Health, Property & Casualty, Personal Lines) - Pay the exam fee to PSI ($40 per attempt) - Pass the exam with a score of 70% or higher - You must apply for a license within 2 years of passing the state licensing exam. Step 3: Apply for your NY Insurance License After you pass the state exam, you can then apply for your insurance license. - You can apply online through the NY DFS online portal (called NY LINX). - Include your Certificate of Completion from the pre-licensing course you completed. - Pay the $80 application fee ($40 per year with a two-year renewal cycle)