How much do car insurance agents make?

There is no official wage figure for car insurance agents specifically. The U.S. Bureau of Labor Statistics reports a median annual wage of $62,280 for insurance sales agents overall as of May 2025. Pay typically combines salary and commission: captive agents commonly earn 5-10% of first-year premiums on new auto and home policies and 2-5% on renewals, while independent agents earn roughly 15% on new business.