How much do independent insurance adjusters earn?

Claims adjusters, examiners, and investigators earned a median annual wage of $78,000 in May 2025, according to the Bureau of Labor Statistics, a figure that blends salaried staff with independent adjusters. Independent adjusters contract with adjusting firms or insurers and are typically paid per claim; industry estimates place new independents' earnings considerably below the median, with experienced independents reaching six figures. The Bureau projects employment in the occupation to decline 6% from 2025 to 2035, though natural disasters continue to drive demand for property adjusters.