How much does a non-resident insurance license cost?

A nonresident license typically costs the state's application fee plus the National Insurance Producer Registry's (NIPR) $5.60 transaction fee, because most states waive the exam and prelicensing education for producers licensed in good standing in their home state. State fees vary widely; Texas charges $50 for a nonresident agent license, while Georgia charges $120. Your total cost also depends on whether the state requires fingerprints or a background check.

A nonresident Alabama insurance producer license costs $80, and that fee also applies to amendments and reinstatements. A nonresident adjuster license costs $110. Other classes carry higher fees: Surplus Lines Broker is $230, and Portable Electronics is $100 for small entities or $1,000 for large ones.

A nonresident Alaska insurance producer license costs $75, the same as the resident fee. Other nonresident classes differ: managing general agent $100, surplus lines broker $300, and third party administrator $2,000. You must hold an active license in your home state, and filing a paper application when electronic filing is available adds $50.

An Arkansas nonresident insurance producer license costs $70, and reinstatement after expiration is also $70; no exam is required because the license is reciprocity-based. A nonresident adjuster license costs $120. Reapplication is allowed up to one year after license expiration, excluding the Life Settlement Producer class.

A Colorado nonresident producer license costs $68 per line of authority in state fees, or $291 for Surplus Lines, under the schedule effective April 1, 2026. Renewal every two years is $40 per line of authority, or $281 for nonresident Surplus Lines. All fees are non-refundable and non-transferable.

A nonresident Connecticut Insurance Producer license costs the same as the resident version: a $140 application fee, a $130 amendment fee, and a $130 reinstatement fee. Nonresident Casualty Adjuster and Motor Vehicle Physical Damage Appraiser licenses each cost $130. These are state fees only; NIPR adds its own transaction fees on top.

A Delaware nonresident insurance producer license costs $150 as of May 7, 2025, after House Bill 18 raised the fee by $25 from $125. You apply and pay online through the National Insurance Producer Registry (NIPR), and the nonresident fee is non-refundable. Other license types, such as surplus lines broker, carry different fees.

A DC nonresident individual producer license costs $100 per application grouping in state fees, covering the Life, Property and Casualty, or Limited Lines groupings. Other authorities cost more: surplus lines $200, managing general agent $300, reinsurance intermediary $300, and title $100; bail bond has no state fee. Reinstatement fees run about double the license fee, and NIPR adds a separate transaction fee.

A Georgia non-resident agent license costs a $100 license fee plus a $20 processing fee. A non-resident surplus lines broker license carries a $600 license fee plus $20, and a non-resident navigator license is $50 plus a $5 processing fee. You apply at sircon.com/georgia or nipr.com, and Georgia verifies your home-state license through a Producer Database check.

A nonresident Idaho producer license costs $80 (non-refundable), the same application fee residents pay, and the National Insurance Producer Registry (NIPR) adds a small transaction fee on top of state fees. Nonresidents who hold an equivalent license in their home state do not need to take an Idaho exam or submit fingerprints. You may apply only for the lines of authority listed on your home-state license.

Indiana charges non-resident producers a $90 individual application fee when no retaliatory fee applies. Other non-resident fees are $120 for surplus lines, $90 for limited lines reciprocal, and $90 for independent adjuster. Under Indiana Code 27-1-20-12(a), the state adds retaliatory fees equal to what your home state charges Indiana licensees, so your total can be higher depending on your state.

A nonresident Iowa insurance producer license costs $50, the same as the resident license. You must hold an active producer license with the equivalent line or lines of authority in your resident state, and you apply through the National Insurance Producer Registry (NIPR) online system. A nonresident Sales Agent license costs $10.

A Kansas nonresident insurance producer license costs $40 to apply for, filed online through NIPR. The state issues the license based on your license authority in your home state, and no Kansas exam is required. Renewal costs $40 for each biennial period, also through NIPR. These are state fees only; NIPR charges its own transaction fee on top.

A Kentucky non-resident individual agent license costs $50 per line of authority plus a $50 application fee, paid through the National Insurance Producer Registry (NIPR). Non-resident independent and staff adjusters pay $50. You must hold the same class of license and line of authority in your home state, and you must meet your home state's continuing education requirements instead of filing hours in Kentucky.

A Louisiana nonresident insurance producer license costs $75 for all lines of authority except surplus lines, which costs $250. Nonresident claim adjuster, public adjuster, and consultant licenses each cost $75. You must hold an active resident license in good standing in your home state to qualify, and you apply electronically through the National Insurance Producer Registry (NIPR).

A Maine non-resident individual producer license costs $55 total: a $15 application fee plus a $40 license fee. NIPR adds its own transaction fee of $5.60 on top of state fees. Surplus lines authority costs $165. If you hold an active resident license in another state, Maine does not require you to take its exam.

A Massachusetts nonresident insurance producer license costs $225 in state fees, the same as the resident license, plus National Insurance Producer Registry (NIPR) transaction fees. Applicants adding Property, Casualty, or Personal Lines lines of authority also pay a $75 lead paint surcharge. No exam is required for nonresident producer lines if you hold the equivalent line of authority in your home state.

A Minnesota nonresident producer license costs $50 plus $50 for each line of authority, plus a $10 technology fee per application, when filed through NIPR. A nonresident surplus lines license costs $500. To qualify, you must hold an active resident license in good standing in your home state for each line you apply for.

Mississippi charges non-residents the same fees as residents: $100 for an insurance producer license and $100 for an individual independent or public adjuster license. Applications can be filed at sircon.com or nipr.com, and MID filing fees are nonrefundable.

A Missouri nonresident insurance producer license requires a $100 application fee. Other nonresident state fees are $100 for Surplus Lines, $100 for Public Adjuster, $150 for Bail Bond Agent, and $25 for Navigator. You apply through the National Insurance Producer Registry (NIPR), which collects the state fee plus any NIPR processing charges.

A Montana nonresident insurance producer license costs $100 to apply for and $50 for each biennial renewal. A nonresident consultant or adjuster license costs $50 to apply. Nonresident applicants must hold an active resident license in good standing in their home state, and fingerprinting is typically not required for those previously fingerprinted for their resident license.

Non-resident producer fees are retaliatory, so the amount depends on your home state. Under the department's retaliatory fee schedule effective July 17, 2026, the fee is $100 for most states, with examples of $188 for California, $380 for Illinois, and $1,682 for Puerto Rico. A late renewal or reinstatement adds $125 plus the applicable retaliatory fee.

A Nevada nonresident insurance producer application costs $185 in state fees. Nonresident adjuster applications (Public, Independent, Company, and Staff) also cost $185, a nonresident Motor Club Agent application costs $138, and an amendment costs $50. If you apply through NIPR, it adds a $5.60 transaction fee on top of the state fee.

A New Hampshire non-resident individual producer license costs $210, the same as the resident fee. A non-resident adjuster license costs $75, and a non-resident public adjuster license costs $100. Adding a line of authority costs $50, and reinstating a producer license within 2 years of expiration costs $300.

A New Jersey non-resident producer application costs $170 in state fees for a major-line combination, or $95 for a limited-line combination, filed through the National Insurance Producer Registry (NIPR), plus NIPR's $5.60 transaction fee. Non-resident applicants do not need fingerprints and are not subject to New Jersey's continuing education requirements; they follow the requirements of their home state instead.

Nonresident individual licenses in New Mexico cost $30 for an insurance producer, $30 for an adjuster (independent, staff, or public), $50 for a consultant, and $100 for a surplus lines broker, with a $30 fee to add a line of authority. NIPR verifies your active resident or designated home state license before accepting the application, and no background check is required unless New Mexico is your designated home state.

A non-resident Ohio insurance license costs the same as a resident license: $10 per line of authority for major lines such as Life, Accident & Health, Property, Casualty, and Personal Lines, and $10 each for limited lines. Other classes carry their own fees, such as $150 for Surety Bail Bond and $200 for Third Party Administrator. Applications go through the National Insurance Producer Registry (NIPR), which adds its own transaction fee.

A non-resident producer license costs $100 for all lines of authority, plus a $20 Designation for Service of Process fee, per the Oklahoma Insurance Department fee schedule revised September 2023. Non-resident adjuster licenses cost $30 for one line of authority or $50 for two or more, and the Service of Process fee does not apply to adjusters. Licenses renew biennially, and Oklahoma does not charge to add lines to an active non-adjuster license.

The Oregon nonresident insurance producer license carries a $100 state fee when you apply through the National Insurance Producer Registry (NIPR), plus NIPR's $5.60 transaction fee. No exam or prelicensing education is required if you hold an active license in your home state for the lines you request. If your license does not appear in the National Association of Insurance Commissioners (NAIC) Producer Database, you must also submit a letter of certification from your home state.

A nonresident insurance producer license in Rhode Island costs $130 in state fees for the two-year term, plus NIPR transaction fees. No exam is required because Rhode Island grants reciprocity, but you must hold an active producer license in your own resident state. If the license lapses, reinstatement within one year totals $180, which is the $50 reinstatement fee plus the $130 renewal fee. Other classes cost more: nonresident adjusters pay $250, motor vehicle damage appraisers $150, and title producers $130.

A non-resident producer license in South Dakota costs $30 plus an applicable service fee, paid when you submit the application online through the National Insurance Producer Registry (NIPR). The biennial renewal fee is $50, and each insurer appointment costs $20, with $20 for its annual renewal. You must be licensed and in good standing as a resident producer in your home state to qualify.

A Tennessee nonresident insurance producer license carries a $50 nonrefundable filing fee, submitted online at www.nipr.com. Nonresident fees are subject to retaliatory charges under Tennessee Code 56-4-218, so the total can be higher if the applicant's home state charges Tennessee residents more. Nonresidents who hold a like license in another state qualify without a written examination.

A nonresident individual producer license costs $75, with limited lines at $50 and a nonresident organization at $85, per Prometric's Utah licensing bulletin. Nonresidents apply online through SIRCON or the National Insurance Producer Registry (NIPR), and Utah issues the license by reciprocity as long as your home-state license is in good standing for every line requested. No Utah exam is required for reciprocal nonresident licensing.

Nonresident license fees in Vermont are retaliatory: you pay the Vermont fee or your home state's fee for the same license, whichever is higher. For a producer license, Vermont's resident fee is $30, but examples from the state's fee chart include $210 for New Hampshire residents, $225 for Massachusetts residents, $80 for New York residents, and $55 for Maine residents. Nonresidents must apply electronically through NIPR, and processing can take up to 10 business days.

A Virginia nonresident license costs $15 per line of authority, whether for Insurance Producer, Limited Lines Producer, Consultant, Surplus Lines Broker, Viatical Settlement Broker, or Public Adjuster, plus any transaction fees charged by the National Insurance Producer Registry (NIPR). Nonresidents apply online through NIPR and must hold an equivalent active license in good standing in their home state.

A non-resident individual producer license in Washington costs $55. Limited lines cost $20, a surplus line broker license costs $200, and a life settlement broker license costs $100. Non-resident individuals apply through the National Insurance Producer Registry (NIPR), which adds its own transaction fee, and non-resident licenses have no fingerprint requirement.

A non-resident producer license in West Virginia costs $50 in state fees, plus the NIPR service charge. You must apply for the same lines of authority you hold in your resident state, and your name, birth date, license number, state of residence, Tax ID, and NPN must match the current Producer Database record for that state.

A Wisconsin nonresident intermediary license costs $75 per line of authority, paid through NIPR at nipr.com. You must hold an active resident license in your home state for the same lines you seek, and your name, birth date, license number, state of residence, Social Security number, and National Producer Number (NPN) must match the Producer Database record for your home state. The biennial renewal fee for a nonresident is $70.

A Wyoming non-resident producer license costs $150 for the initial application, and renewals carry the same $150 fee. Non-residents must already hold a producer license with similar lines of authority in their resident state, but no fingerprint background check is required, and many non-resident applications are approved the same day.