How much does it cost to get a health insurance license?

The total varies by state, since each state sets its own fees. You will pay a licensing exam fee (typically $40 to $150), a license application fee, and, where required, a fingerprinting fee; application fees alone range from $15 in Virginia to $225 in Massachusetts. If you apply through the National Insurance Producer Registry, its $5.60 transaction fee is added to the state fees, and most candidates also buy an optional exam-prep course.

State fees for an Alaska health insurance license are an $89 Pearson VUE exam fee, a $75 application fee, and a $48.25 fingerprint card evaluation fee. At a physical test center you can take the Life and Health exams together in one session for the single $89 fee, though online testing charges the fee per exam. The state handbook lists optional study material providers, which are the only additional costs.

In Delaware, a resident health insurance producer pays $90 for the Pearson VUE Accident and Health exam and a $125 license application fee, plus the cost of the required state criminal background report from the Delaware State Police. Prelicensing education is not required. Scheduling the Life and Accident and Health exams on the same day costs one $90 examination fee.

In DC, the required fees to get a health insurance license are a $75 Pearson VUE examination fee, a $100 biennial producer license fee, and a $31.50 fingerprint and background check fee paid through Fieldprint. Optional Pearson VUE online practice tests for health and other lines cost $19.95 each.

A Florida 2-40 resident health agent license costs $50 for the application, $5 for the license ID, $44 for the state exam paid to the examination vendor, and $52.50 for fingerprinting plus local county sales tax. The required 40-hour health insurance prelicensing course is priced by the provider and varies by school and format. Card payments on the application add a $2.45 convenience fee, and all state fees are nonrefundable.

In Idaho, the state fees for a health insurance license, called the Accident, Health and Sickness line, add up to a little over $200: a $65 exam fee, a $65 fingerprinting fee for the electronic process or $61.25 for the hard-card process, and an $80 license application fee. Idaho does not require pre-licensing education, so no course purchase is needed to apply.

The Pearson VUE Accident & Health exam costs $55 and runs 2 hours with 88 scoreable questions; the combined Life, Accident & Health exam costs $80 and runs 3 hours 30 minutes with 136 scoreable questions. After passing either, you must also submit an application and fee to the Maine Bureau of Insurance before the license is issued.

In Montana, the required fees total $95: the Accident and Health (Disability) exam costs $65 paid to Pearson VUE at reservation, the fingerprint background check costs $30 payable to Montana Criminal Records, and the resident Insurance Producer application carries no state fee. Montana also requires no prelicensing education course, so a prep course is optional spending on top of these fees.

A New Hampshire Accident and Health producer license costs a $59 exam fee (series 12-62) plus a $210 license application fee, and all fees are non-refundable. If you want life coverage too, the combined Life, Accident and Health exam (12-63) costs $72 with the same $210 application fee. New Hampshire does not require a prelicensing course, so there are no mandatory course costs.

The state fees for a New Jersey Accident and Health license are a $38 exam fee, a $66.05 Live Scan fingerprint fee, and a $170 electronic application ($150 license fee plus $20 processing), plus a $5.60 NIPR transaction fee. You must first complete 20 hours of approved prelicensing education, and course costs vary by provider.

In North Dakota, a health insurance license (the Accident and Health or Sickness line) requires a $64 exam fee, a $100 initial application fee, a $43 fingerprint fee payable to the North Dakota Attorney General, and a $29 PSI fingerprinting processing fee. The National Insurance Producer Registry (NIPR) adds a $5.60 transaction fee to the application. North Dakota does not require a prelicensing course, so study costs are optional.

In Rhode Island, an Accident & Health producer license costs the $80 Pearson VUE exam fee plus the $120 resident license fee, and you must obtain a certified background check (BCI) from the Rhode Island Attorney General. Rhode Island requires no prelicensing course hours, so there are no mandatory course costs.

A South Dakota resident pays a $25 license application fee, plus a service fee, when submitting the producer application online through the National Insurance Producer Registry (NIPR). The exam for the accident and health or sickness line is scheduled through Pearson VUE, which lists $25 for resident exam scheduling. No pre-licensing education is required, so course costs are optional.

The fixed state fees are an $84 examination fee, a $47.25 fingerprinting fee paid to Identogo when you schedule, and a $50 producer license application fee. You must also complete 20 hours of pre-licensing education for the Accident & Sickness (Health) line, and course prices vary by provider.

For a Wyoming resident, the health line application fee is $100, and the required fingerprint background check costs $39. You must also pay Pearson VUE's fee to sit the licensing exam, and exam fees are charged per attempt. Wyoming requires no prelicensing education hours, so there is no mandatory course cost.