How much does it cost to get a property and casualty insurance license?

Plan on a few hundred dollars in total, covering the exam, the application, fingerprinting, and any prep course. Exam fees generally run $40 to $100 per exam, applications range from $50 in Texas to $188 in California, and fingerprinting adds roughly $40 to $75. All-in totals range from under $200 in the least expensive states to more than $500 in the most expensive.

An Arizona property and casualty license requires a combined Property and Casualty exam (Series 13-34) at $59, a $120 license application, and fingerprinting at $30.69, split between Fieldprint ($8.25) and the Arizona Department of Public Safety ($22.44). Taking the separate Property ($50) or Casualty ($42) exams instead lowers the exam portion. NIPR charges a $5.60 transaction fee on top of state fees, and study materials are extra since Arizona requires no pre-licensing education.

The exam fee is $90, and scheduling the Property and Casualty exams on the same day counts as one fee because both are major-line exams. The producer license fee is $125 for residents and nonresidents. Residents must also submit a state criminal background report. Exam prep courses are optional, because Delaware requires no prelicensing education.

In DC, each Pearson VUE licensing exam costs $75, and Property and Casualty are separate exams with no combination option, so you pay the fee for each exam you take. You must also pay a $31.50 fingerprinting and background check fee through Fieldprint and a $100 biennial license fee. Optional Pearson VUE online practice tests cost $19.95 each, and exam fees are nonrefundable and non-transferable.

In Georgia, the P&C license application costs $120 ($100 license fee plus $20 processing), and the Pearson VUE exam fee is $67, paid when you reserve the exam. You must also complete the 16-hour Property and Casualty prelicensing course, whose price varies by education provider, and pay for electronic fingerprinting through the state's approved vendor.

The state charges are $65 for each of the two exams (Property and Casualty are separate lines), $65 for electronic fingerprinting or $61.25 for the hard-card process, and an $80 license application fee. Together the regulatory fees come to just under $300, not counting study materials, whose prices vary by provider.

The state exam fee is $92 per line when you order the General and State exams together, or $92 each if ordered separately. The resident producer license fee is $215, prorated for the birth-month expiration date, plus a $5.60 NIPR transaction fee. Pre-licensing course prices vary by provider, and the exam fee includes a $50 Illinois administrative fee.

Two fees are fixed: the Pearson VUE Property and Casualty exam costs $69, and the resident application fee is $40 (nonrefundable). The third cost is the 40-hour pre-licensing course, whose price varies by education provider. Pearson VUE also sells optional practice tests for $19.95.

The official Maryland fees are $65 for the Prometric property and casualty exam and $54 for the license application. There is no state-mandated prelicensing course, since Maryland repealed its prelicensing education requirement effective October 1, 2024, so any exam-prep course is optional and its cost varies by provider. If you miss the renewal window, late reinstatement within 1 year costs $169.

A Property and Casualty producer license in Massachusetts carries state charges before NIPR transaction fees: $37 for the Property Producer exam and $37 for the Casualty Producer exam, which are two separate exams, plus a $225 application fee and a $75 lead paint surcharge. The surcharge is waived for Massachusetts residents who are veterans or legally blind. Exam fees are non-refundable and non-transferable.

The fixed state costs are a $41 examination fee and a $15.00 license application total ($10.00 state fee plus a $5.00 NIPR transaction fee). Michigan does not require fingerprinting for producer licensing. The remaining cost is your pre-licensing education course, which varies by provider and course format.

The PSI producer exam costs $45, fingerprinting at a PSI test site costs $66.75, and the application through Sircon carries its own fees. Prelicensing education is 20 hours per line of authority, purchased separately from approved providers, and course prices vary by provider.

You pay two required fees to get a Missouri property and casualty license: a $40 exam fee for the combined Property and Casualty exam, paid to Pearson VUE at reservation, and a $100 license application fee paid to the state. Taking the Property and Casualty exams separately instead costs $32 each. Missouri does not require a prelicensing course, so optional exam prep courses are the only cost that varies by provider.

A New Hampshire property and casualty producer license costs $72 for the exam (PSI series 12-64), paid each time you take it, plus $210 for the license application. All fees are non-refundable. New Hampshire requires no prelicensing course and charges no fingerprint fee, and the biennial renewal fee is $150.

State fees for the license are $38 each for the Property and Casualty exams, $66.05 for Live Scan fingerprinting, $170 for the electronic application ($150 license fee plus $20 processing), and a $5.60 NIPR transaction fee. The required 40 hours of prelicensing education is a separate cost that varies by education provider.

The required fees are the $75 exam fee paid to PSI, the $67 fingerprint background check through IdentoGO, and the $30 license application fee filed through NIPR. Prelicensing education is not required in New Mexico, so prep courses are optional and add cost only if you choose to use one.

A North Dakota property and casualty license requires several fees, not counting study materials. Property and Casualty are separate lines, so you must pay the $64 exam fee for each line. The fingerprint-based criminal history check costs $43 payable to the North Dakota Attorney General plus a $29 PSI processing fee, and the license application fee is $100 through the National Insurance Producer Registry (NIPR), plus a $5.60 NIPR transaction fee.

Expect four costs: the pre-licensing course (20 hours per line, with prices varying by provider), the $49.00 PSI exam fee for each sitting, fingerprinting at $72.25 through a contracted National WebCheck vendor, and the $10.00 state application fee per line of authority paid through NIPR. Because Property and Casualty are separate lines, the application fee totals $20.00 for both. All state fees are non-refundable and non-transferable.

A resident Oklahoma property and casualty producer license requires a $38 exam fee and a $60 application fee, plus any study materials you choose. Oklahoma does not require prelicensing education; the Kaplan study manuals cost $20 to $35 depending on format. Non-residents pay a $100 application fee plus a $20 service of process fee.

An Oregon property and casualty license involves several separate costs, plus the price of your prelicense coursework. The combined Property and Casualty exam (PSI) is $55, the fingerprint and background check is $61.25 for new resident applicants, and the online application fee is $100 through NIPR, with NIPR's transaction fee added. Prelicense training is 20 hours per line, and the price varies by school.

The required fees for a resident property and casualty license are $55 for the Property and Casualty combination exam (16-06), $55 for the license application, and $26.20 for fingerprinting at the IdentoGO center. Electronic filing adds about $12.50 in online service fees, and NIPR charges a $5.60 transaction fee per application. Pennsylvania no longer requires pre-licensing education, so there is no course cost unless you choose to take one to prepare for the exam.

A resident property and casualty producer license in Rhode Island costs $120, the biennial license fee. First-time P&C candidates must pass both the Property and Casualty exams at $80 each, though scheduling them back-to-back in one test session makes the second exam free. The certified background check from the Attorney General costs $5, and Rhode Island requires no prelicensing course hours, so there are no mandatory course costs.

Plan on two main fees: $59 per exam paid to Pearson VUE, and a $25 resident producer license fee paid to the state. If you take the combined Property, Casualty, Surety and Marine exam, the $59 covers the single combined exam. You must also pay for fingerprinting through IdentoGO as part of the resident application, though the state publishes no fixed dollar amount for it.

A South Dakota resident producer license application costs $25 plus a service fee, paid online through the National Insurance Producer Registry (NIPR). Exam scheduling through Pearson VUE is listed at $25 for residents. Study material costs are optional because the state requires no pre-licensing education. After licensure, the biennial renewal with continuing education costs $20.

As of October 2026, the Property and Casualty combination exam costs $80 through Pearson VUE, and a single-line exam costs $55. The license application filed at NIPR costs $50, and you must also pay for the required fingerprint-based background check through IdentoGO; that fee is set by the fingerprinting vendor.

The combined property and casualty exam costs $44, and the full-line individual producer license fee is $70. Fingerprinting adds $15 for state Bureau of Criminal Identification prints plus $13.25 for FBI prints, with a separate $6 Prometric processing fee. Utah requires no prelicensing course, so optional study materials are the main variable cost.

The Prometric Series 14-31 Property and Casualty exam costs $67.60. The license application then carries $60.00 in state fees: a $30.00 application fee plus a $30.00 license fee, which is also the NIPR electronic application total. Vermont requires no prelicensing education, so the exam fee and license fees are the only mandatory costs.

A Virginia resident Property and Casualty license involves a $35 exam fee, a $37.95 live-scan fingerprinting fee (covering the Virginia State Police and FBI background checks), and a $15 application fee. Property and Casualty counts as one line of authority, and the state charges the $15 fee per line you add. The renewal fee is $10 per line of authority every two years.

Getting licensed requires completing pre-licensing education, passing a Pearson VUE exam, being fingerprinted, and applying through the National Insurance Producer Registry (NIPR). The exams use a scaled passing score of 70, and nationally only around half to two-thirds of first-time candidates pass the major line exams, based on NAIC-derived pass-rate data. West Virginia Code allows up to 8 attempts per line of authority, so a failed exam does not end the process.

State fees for a Wisconsin Property and Casualty license include $34.75 for fingerprinting through Fieldprint, $75 for each of the property and casualty exams, $75 per line of authority for the license, and a $10 application fee. Prelicensing course prices vary by education provider. The license renews biennially for $35.

A Wyoming property and casualty license costs $100 for the resident application, plus a $39 fingerprinting fee for the required background check. You also pay an exam fee to Pearson VUE when you schedule the property and casualty exam. Because Wyoming requires no prelicensing course, the license itself carries no education cost, though study materials are sold separately.