How much does it cost to get an insurance adjuster license?
Costs vary sharply by state, and most adjusters pay a few hundred dollars in total. Application fees range from $15 in Michigan (plus a $5 transaction fee) and $50 in Texas to $100 in New York, $120 in Georgia, and $311 for California's two-year independent adjuster license. Each state also charges an exam fee, typically tens of dollars per attempt, plus fingerprinting where required.
Plan on three costs: a $75 adjuster exam fee, a fingerprint background check through Fieldprint at a vendor-set fee, and a $110 total initial license fee paid through the National Insurance Producer Registry (NIPR). The exam fee applies to each attempt, so a retake adds another $75.
Sources: University of Alabama: Alabama insurance testing (state exam administrator); Alabama Department of Insurance (ALDOI) – Adjuster Requirements.
A resident independent adjuster license in Alaska costs $75 for the application, $89 for the licensing exam, and $48.25 for the fingerprint card evaluation. Filing a paper application when electronic filing is available adds $50. A nonresident independent adjuster license also costs $75, and you must already hold a license in your home state.
Sources: Alaska DOI: Reinstate an expired license (form 08-307c); Pearson VUE: Alaska insurance candidate handbook; Alaska DOI: Individual application and instructions (form 08-240).
An Arizona adjuster license requires several separate fees. The Adjuster exam (Series 13-36) costs $59, the license application is $120, and electronic fingerprinting is $30.69, consisting of an $8.25 fee to Fieldprint plus a $22.44 FBI processing fee paid to the Arizona Department of Public Safety. NIPR adds a $5.60 transaction fee when you apply online, and any exam-prep materials you choose to buy are extra.
Sources: PSI: Arizona insurance candidate information bulletin (revised June 11, 2026); Arizona Department of Insurance and Financial Institutions (DIFI) Fee Schedule; NIPR help: Apply for an initial license.
In Georgia, the adjuster license costs $120 in state fees ($100 license plus $20 processing), and the Pearson VUE exam fee is $67, paid when you reserve the exam. You must also complete the required 16-hour P&C adjuster course, whose price varies by education provider, and pay a separate vendor charge for electronic fingerprinting.
Sources: Georgia OCI: Get a resident insurance agent license; Pearson VUE: Georgia Insurance Licensing Candidate Handbook (Oct 2026, #121100).
Illinois does not license staff or independent company adjusters, so there is no adjuster license to buy for that work. For a public adjuster license, the costs are the $92 exam fee, which includes a $50 state administrative fee, the $250 license fee paid by electronic funds transfer at application, and evidence of financial responsibility of $50,000 in a surety bond or irrevocable letter of credit. All fees are nonrefundable.
Sources: Illinois IDOI: FAQs – Producer licensing exam changes (Pearson VUE testing); Illinois IDOI: Fee schedule; Illinois IDOI: How to become a resident producer (Illinois insurance agent).
A Louisiana adjuster license requires the PSI exam fee ($36 for the Property and Casualty adjuster exam, $19 for the other adjuster lines), and exam fees are not refundable or transferable. You also file the license application through the National Insurance Producer Registry (NIPR) and complete fingerprinting through IdentoGo to be licensed. No prelicensing education is required for adjuster exams.
Sources: PSI: Louisiana Department of Insurance candidate information bulletin.
Maryland does not license staff or independent adjusters, so the only in-state adjuster license is the public adjuster license, which costs $50 for the initial application. You must also pass the Prometric public adjuster exam (code 2023), which costs $65 per attempt. The renewal fee is $65, and a late reinstatement within 1 year costs $165.
Sources: Maryland MIA: Licensing and registration fees; Maryland MIA: Producer initial and renewal licenses (Life, Health, Property, Casualty, Variable, Personal Lines).
The Public Insurance Adjuster exam costs $10, paid to Pearson at the time of reservation. The Motor Vehicle Damage Appraiser exam carries no Pearson fee; its fee is payable to the Massachusetts Division of Insurance. License application fees are submitted separately when you apply through the National Insurance Producer Registry (NIPR) after passing.
Sources: Pearson VUE: Massachusetts insurance candidate handbook.
An individual adjuster license in Mississippi costs $100 for resident and non-resident applicants, plus a $50 Pearson VUE exam fee paid per attempt at the time of reservation. The license renews for $100 biennially. Resident applicants must also complete 20 hours of prelicensing education before testing.
Sources: Pearson VUE: Mississippi insurance candidate handbook (PDF, July 2025).
New Jersey's only adjuster license is the Public Adjuster license: the initial fee is $70 ($50 plus a $20 processing fee), and renewal is $50. You must also pass the PSI-administered exam ($38), and resident applicants must complete Live Scan fingerprinting ($66.05). The license renews biennially on the last day of your birth month.
Sources: NIPR: New Jersey resident individual licensing requirements; New Jersey DOBI: Insurance licensing and education hub; PSI: New Jersey insurance candidate information bulletin; New Jersey DOBI: Insurance producer licensing fees.
The adjuster license fee is $100 for a term longer than one year and $50 for one year or less. The PSI exam costs $40 per attempt. Fingerprinting is required of all adjuster applicants, and you pay that fee at the IdentoGO center when you are fingerprinted. Public adjuster applicants must also post a $1,000 bond and submit five Certificates of Character.
Sources: New York DFS: Independent and public adjuster licensing; NY DFS: application fee schedule; New York DFS: Property and casualty / personal lines agent or broker licensing.
The Texas application fee is $50 for resident, nonresident, and agency adjuster applications. The Pearson VUE exam costs $49 for the all-lines and property and casualty adjuster exams (150 minutes each) or $29 for the workers' compensation adjuster exam (60 minutes). Fingerprinting through IdentoGO adds a separate vendor fee that TDI does not state on its instructions page.
Sources: Texas TDI: life agent license management (renewal); Pearson VUE: Texas insurance licensing candidate handbook (October 2024).
A resident Property and Casualty Adjuster paper application carries a $30.00 application fee plus a $120.00 license fee, and the Prometric Adjuster's Property and Casualty exam costs $67.60. Electronic applications submitted through NIPR carry the state fees listed there, which total $150 for the adjuster license.
Sources: Vermont DFR: Producer license; NIPR: Vermont resident individual renewal requirements; Prometric: Vermont insurance licensing information bulletin; Vermont DFR: Insurance producer fee chart (2021).
Virginia licenses public adjusters, and the resident path requires a $35 fee for the Prometric Series 11-08 public adjuster exam, a $37.95 Fieldprint live scan fingerprinting fee, and a $15 application fee through the National Insurance Producer Registry (NIPR). Renewal costs $10 plus a $15 continuing education fee, and public adjusters must complete 24 hours of continuing education each biennium, including 3 hours of ethics.
Sources: Prometric: Virginia Bureau of Insurance Licensing Information Bulletin (effective December 13, 2024); Virginia State Corporation Commission - Bureau of Insurance, Apply for an Individual Virginia Insurance License; NIPR: Virginia resident individual licensing requirements; Virginia State Corporation Commission — Bureau of Insurance, License Renewals page (corroborated by NIPR Virginia Resident Individual Renewal requirements and Va. Code § 38.2-1825.1); Va. Code § 38.2-1866: Continuing education requirements.