How much does SR-22 insurance cost?
The answer depends on your state. Pick yours to see it.
SR-22 insurance costs more than a standard policy. Because insurers treat suspended-license drivers as high risk, SR-22 premiums generally run 30% to 100% above standard rates for minimum coverage. The filing itself adds a one-time fee that varies by insurer, and total costs depend on the insurer and driving record, so quotes differ case by case.
Sources: NIPR: Arizona resident individual licensing requirements; NIPR: Arizona resident individual renewal requirements.
There is no single cost. The SR-22 filing itself carries only a modest fee where an insurer charges one. The larger expense is the premium, because a suspended license classifies you as a high-risk driver and insurers raise rates as a result. If you do not own a car, non-owner insurance can provide the SR-22 coverage at a lower cost.
Sources: Wyoming DOI: producer licensing requirements, fees and FAQs; Wyoming DOI: adjuster licensing requirements, fees and FAQs.