Is being an insurance agent a stressful job?
Insurance agent work carries income and time pressures that many people find stressful. Commissions are the most common form of pay, so income depends on sales production, and 82% of agents report working more than 40 hours a week (O*NET, 2025). New independent agents often go multiple years before renewal income builds enough to cover expenses, though pay is uncapped for top producers. The U.S. Bureau of Labor Statistics projects 3% employment growth from 2025 to 2035, about as fast as average.