Is getting an insurance license worth it?

Selling insurance requires a license in every state where you do business, and the pay compares well with the wider labor market. The median annual wage for insurance sales agents was $62,280 in May 2025, above the $50,980 median for all U.S. occupations, and the highest 10% earned more than $138,140. Most agents earn commissions, and the amount depends on the type and amount of insurance sold and on whether the transaction is a new policy or a renewal.

That is a personal judgment, but the entry costs are modest: a $50 to $75 exam fee, a vendor-set fingerprint background check fee, and the $80 producer license application fee. On the earnings side, the US Bureau of Labor Statistics reports a median annual wage of $62,280 for insurance sales agents as of May 2025, with the highest 10% earning above $138,140.

Whether a license pays off depends on your circumstances, but the costs and earnings are documented. In Arizona the direct regulatory costs are a $42-$59 exam fee depending on the line, $30.69 for fingerprints, and a $120 license fee. The U.S. Bureau of Labor Statistics reported a median wage of $62,280 for insurance sales agents in May 2025, with the highest earners making over $138,140.

Whether it is worth it depends on your goals, but the federal wage data offers a benchmark: the median annual wage for insurance sales agents was $62,280 in May 2025, and the Bureau of Labor Statistics projects 3% employment growth from 2025 to 2035, with about 43,100 openings per year. In Arkansas the main costs are a $50 exam fee, a $15 application fee, and a prelicensing course, and most people finish the process within a few weeks to a couple of months.

Whether it is worth it is your call, but federal wage and employment data show steady demand. Insurance sales agents earned a median annual wage of $62,280 in May 2025, with the lowest 10% earning less than $37,330 and the highest 10% earning more than $138,140. The Bureau of Labor Statistics projects 3% employment growth from 2025 to 2035, or about 43,100 openings per year. In Colorado, getting licensed costs $41 for the exam and $44 per line of authority for residents.

That depends on your career goals, but federal data offers benchmarks. Insurance sales agents earned a median annual wage of $62,280 in May 2025, and employment is projected to grow 3% from 2025 to 2035, about as fast as average. In Connecticut the direct licensing costs are modest: a $65 single-line or $105 combined exam fee and a $140 producer application fee.

In Delaware the required costs are modest: no prelicensing education is required, so you pay the $90 Pearson VUE exam fee and a $150 producer license fee. For earnings context, insurance sales agents nationally earned a median annual wage of $62,280 in May 2025, with the top 10% earning over $138,140, and the Bureau of Labor Statistics projects 3% employment growth from 2025 to 2035.

Whether an insurance license is worth it depends on your goals, but federal wage data offers a benchmark. Insurance sales agents earned a median of $62,280 in May 2025, with the lowest 10% earning less than $37,330 and the highest 10% earning more than $138,140. The Bureau of Labor Statistics projects 3% employment growth from 2025 to 2035, with about 43,100 openings per year.

Whether a license pays off depends on pay and job outlook, and federal data gives a picture of both. The U.S. Bureau of Labor Statistics reports a median annual wage of $62,280 for insurance sales agents (May 2025), with the lowest 10 percent earning under $37,330 and the highest 10 percent over $138,140. Employment is projected to grow 3 percent from 2025 to 2035, with about 43,100 openings a year, mostly from replacement needs.

That depends on your goals, but the pay data is concrete: insurance sales agents earned a median of $62,280 per year ($29.94 per hour) nationally in May 2025, according to the U.S. Bureau of Labor Statistics. The lowest 10% earned under $37,330, and the highest 10% earned over $138,140. The Bureau projects 3% job growth from 2025 to 2035, about as fast as the average occupation.

That depends on your goals, but the entry cost is modest: $92 for the exam and $215 for the resident license, plus a $5.60 NIPR transaction fee, after 20 hours of pre-licensing education per line. Compensation is commission-based, so income grows with your book of business rather than a salary. Federal wage surveys show a wide spread between entry-level and experienced agents, and the data excludes self-employed agency owners, whose earnings are not captured.

That depends on your goals, but federal labor data offer benchmarks: insurance sales agents earned a national median of $62,280 per year in May 2025, and the Bureau of Labor Statistics projects about 3% employment growth from 2025 to 2035, with roughly 43,100 openings each year. Entry costs in Indiana are modest for a licensed profession: 20 to 40 pre-licensing hours, a $69 exam fee, and a $40 application fee for major lines.

Whether a license is worth it depends on your own cost and earnings picture. In Iowa, each licensing exam costs $44, the license fee is $50, and fingerprinting costs $37.35 at an Iowa Fieldprint site. Nationally, the Bureau of Labor Statistics reports median pay of $62,280 per year for insurance sales agents as of May 2025, with employment projected to grow 3 percent from 2025 to 2035.

That depends on your costs and income goals, but both sides are documented. A Kansas resident producer license requires a $30 application fee, a $60 fingerprint background check fee, and a $64 combined exam, and Kansas requires no prelicensing course. The median annual wage for insurance sales agents was $62,280 in May 2025, with the lowest 10% earning less than $37,330 and the highest 10% more than $138,140.

Whether a license pays off depends on your market and effort, but the federal wage data gives a benchmark. The U.S. Bureau of Labor Statistics reports 2025 median pay for insurance sales agents of $62,280 per year, with the lowest 10% earning under $37,330 and the highest 10% earning over $138,140. The occupation also projects about 43,100 openings each year on average through 2035.

The median annual wage for U.S. insurance sales agents was $62,280 in May 2025, ranging from $37,330 at the 10th percentile to $138,140 at the 90th. The Bureau of Labor Statistics projects employment to grow 4% from 2024 to 2034, with about 47,000 openings each year. Whether a license pays off depends on your goals and local market, but these figures give the national earnings picture.

That depends on your goals, but federal labor data can inform the decision. The U.S. Bureau of Labor Statistics reports a median annual wage of $62,280 for insurance sales agents as of May 2025, with employment projected to grow 3% from 2025 to 2035, about as fast as average. About 43,100 openings are projected each year over that decade, mostly from replacement needs.

That depends on your career goals, but federal labor data offers context. The U.S. Bureau of Labor Statistics reports a median annual wage of $62,280 for insurance sales agents (May 2025), with 3% projected employment growth from 2025 to 2035 and about 43,100 openings each year. Most agents work full time, and 63% worked in insurance agencies and brokerages, while 12% were self-employed.

Whether a license pays off is a personal call, but the earnings and cost data can frame it. U.S. insurance sales agents earned a median of $62,280 per year in May 2025, with the lowest 10% earning under $37,330 and the highest 10% over $138,140, according to the Bureau of Labor Statistics. In Mississippi, the main entry costs are the $50 exam fee per attempt and the $100 license fee, and agents must complete continuing education to keep the license active.

Median pay for insurance sales agents nationwide was $62,280 per year in May 2025, per the U.S. Bureau of Labor Statistics (BLS), and the field projects 3% job growth from 2025 to 2035, with about 43,100 openings per year. The typical entry-level education is a high school diploma or equivalent. Most agents work in insurance agencies and brokerages.

Whether a license is worth it depends on your income goals, and Montana keeps entry costs low. A resident Insurance Producer license carries no state application fee, each Pearson VUE exam costs $65, and the fingerprint-based background check costs $30. With no prelicensing education required, the main investment is study time.

That is a personal decision, but federal wage and outlook data can inform it. Insurance sales agents earned a median annual wage of $62,280 in May 2025, according to the U.S. Bureau of Labor Statistics, with the lowest 10% earning less than $37,330 and the highest 10% earning more than $138,140. Employment is projected to grow 3% from 2025 to 2035. In Nebraska, entry requires no pre-licensing education, a $43 single-line exam, and a $50 license fee.

That depends on your goals, but the figures are measurable. Insurance sales agents earned a median annual wage of $62,280 in May 2025, according to the U.S. Bureau of Labor Statistics, with the lowest 10 percent earning less than $37,330 and the highest 10 percent earning more than $138,140, and employment projected to grow 3 percent from 2025 to 2035. In New Hampshire, licensing costs a $59 or $72 exam fee plus the $210 license fee, and no prelicensing course is required.

Licensing is mandatory for anyone who sells insurance, so the requirement itself is fixed regardless of career goals. Insurance sales agents earned a median annual wage of $62,280 in May 2025, with the top 10% earning more than $138,140. The Bureau of Labor Statistics projects employment to grow 3% from 2025 to 2035, with about 43,100 openings each year.

The value depends on your goals, but the occupation data is measurable. Insurance sales agents earned a median annual wage of $62,280 in May 2025, and employment is projected to grow 3% from 2025 to 2035, with about 43,100 openings per year. Entry costs in New Mexico are comparatively low: no prelicensing course is required, and the main costs are the $75 exam fee, the $67 background check, and the $30 license fee.

There is no single answer, because the value depends on your goals and circumstances. Federal labor data offers context: insurance sales agents earned a median annual wage of $62,280 in May 2025, with the lowest 10% earning under $37,330 and the highest 10% earning more than $138,140. The Bureau of Labor Statistics projects employment to grow 3% from 2025 to 2035, with about 43,100 openings each year.

The answer depends on costs and earnings you can weigh against each other. An Ohio resident license requires a $49 exam fee, a $72.25 fingerprint fee, and a $10 application fee per line of authority, plus a pre-licensing course whose cost varies by provider. For comparison, insurance sales agents earned a median annual wage of $62,280 in May 2025, and the U.S. Bureau of Labor Statistics projects 3% employment growth for the occupation from 2025 to 2035.

That depends on your goals, but the entry cost in Oklahoma is low: the state requires no prelicensing education, the producer exam costs $38, and the resident application fee is $60. Agent earnings vary by state, products sold, sales volume, and whether the agent works for one company or several.

Whether the license pays off depends on an agent's market and sales volume, but federal labor data gives a reference point: insurance sales agents earned a median of $62,280 per year in May 2025, with the lowest 10% earning under $37,330 and the highest 10% earning over $138,140. Entry requires only a high school diploma or equivalent. The Bureau of Labor Statistics projects 3% employment growth from 2025 to 2035, with about 43,100 openings per year, mostly from replacement needs.

Whether it is worth it depends on your career goals and the costs involved. In Rhode Island, the direct costs are an $80 exam fee and a $120 resident producer license fee, with no prelicensing education hours required. Licenses renew every two years with 24 hours of continuing education, including 3 hours of ethics. Agent earnings come from commissions paid by insurers and vary with sales volume.

The licensing data points to a steady occupation. Insurance sales agents earned a median annual wage of $62,280 in May 2025, according to the Bureau of Labor Statistics, with the top 10% earning more than $138,140. The occupation is projected to grow 3% from 2025 to 2035, producing about 43,100 openings per year. A producer license also requires ongoing work: 24 hours of continuing education every two years, including 3 hours of ethics.

That depends on your goals, but federal wage data offers a benchmark. Insurance sales agents earned a median annual wage of $62,280 in May 2025, with the lowest 10% earning less than $37,330 and the highest 10% earning more than $138,140. The Bureau of Labor Statistics projects employment of insurance sales agents to grow 3% from 2025 to 2035, about as fast as the average for all occupations, with about 43,100 openings each year. The license itself costs little; the Virginia exam is $35 and the application is $15 per line of authority.

Whether it is worth it depends on your own cost and income comparison, but federal data gives concrete benchmarks: the Bureau of Labor Statistics reports a median annual wage of $62,280 for insurance sales agents as of May 2025, with the highest 10 percent earning more than $138,140. Employment is projected to grow 3 percent from 2025 to 2035, and about 43,100 openings are projected each year.

That depends on your career goals, but the barrier to entry in Wyoming is low. The state requires no prelicensing education hours, the resident application fee is $100, and fingerprints cost $39. Earnings depend on the line of insurance you sell and your sales volume.