Is it worth becoming a life and health insurance agent?
Whether the career fits depends on your goals, but the federal data is concrete. Insurance sales agents earned a median of $62,280 per year as of May 2025, with the top 10% earning more than $138,140. The Bureau of Labor Statistics projects about 43,100 openings per year through 2035. Entry typically requires only a high school diploma, and commissions are the most common form of pay, especially for experienced agents.
That depends on your goals, but federal wage data offers context. The median annual wage for insurance sales agents was $62,280 in May 2025, with the lowest 10% earning below $37,330 and the highest 10% earning above $138,140. The Bureau of Labor Statistics projects 3% employment growth from 2025 to 2035, with about 43,100 openings per year. Most agents work in agencies and brokerages, and 12% are self-employed.
Sources: BLS OOH: Insurance Sales Agents (SOC 41-3021).
That depends on your goals, but federal wage data offers a picture. Insurance sales agents earned a median of $62,280 per year in May 2025, and employment is projected to grow 3% from 2025 to 2035, with about 43,100 openings each year. Most agents earn commissions on policies sold, often plus salary and bonuses from an employer, and about 12% are self-employed.
Sources: BLS OOH: Insurance Sales Agents (SOC 41-3021).
That depends on your goals, but federal wage data offers a reference point: insurance sales agents earned a median of $62,280 in May 2025, and the Bureau of Labor Statistics projects 3% employment growth from 2025 to 2035, with about 43,100 openings each year. The trade-off is pay structure, since income is often commission-based and can be unpredictable compared with salaried work. Entry barriers are low, with no college degree required for licensing.
Sources: BLS OOH: Insurance Sales Agents (SOC 41-3021).
Whether it is worth it is a personal decision, but federal wage data describes the field in plain numbers. The Bureau of Labor Statistics reports a median annual wage of $62,280 for insurance sales agents as of May 2025, with the lowest 10% earning under $37,330 and the highest 10% earning over $138,140. Employment is projected to grow 3% from 2025 to 2035, with about 43,100 openings each year.
Sources: BLS Occupational Outlook Handbook: Insurance Sales Agents (SOC 41-3021).
That is an individual decision, but federal wage data offers context. The U.S. Bureau of Labor Statistics reports a median annual wage of $62,280 for insurance sales agents as of May 2025, with the lowest 10% earning under $37,330 and the highest 10% earning over $138,140. Projected employment growth for 2025-35 is 3%, about as fast as average, with about 43,100 openings per year, mostly from replacement needs.
Sources: BLS OOH: Insurance Sales Agents (SOC 41-3021).
That is a personal decision, but federal wage data offers a reference point: insurance sales agents earned a median of $62,280 per year in May 2025 (U.S. Bureau of Labor Statistics), with the lowest 10% under $37,330 and the highest 10% above $138,140. Employment is projected to grow 3% from 2025 to 2035, and about 43,100 openings arise each year, mostly from replacement needs. In Florida, the 2-15 Life and Health license requires a 60-hour prelicensing course and a passing state exam.
Sources: BLS Occupational Outlook Handbook: Insurance Sales Agents (41-3021); Florida DFS: 2-15 resident life, health and variable annuity agent qualifications.
Whether the career fits depends on your goals, but federal wage data offers context: the median annual wage for insurance sales agents was $62,280 in May 2025, with the lowest 10% earning under $37,330 and the highest 10% earning over $138,140. The Bureau of Labor Statistics projects 3% employment growth for the occupation from 2025 to 2035, about as fast as average. Georgia requires no college degree for licensure, though employers may prefer a bachelor's degree.
Sources: BLS OOH: Insurance Sales Agents (SOC 41-3021).
Whether it is worth it depends on your goals, but federal data shows steady demand for the occupation. The U.S. Bureau of Labor Statistics reported a median annual wage of $62,280 for insurance sales agents in May 2025, with about 43,100 projected openings each year. The typical entry-level education is a high school diploma or equivalent.
Sources: BLS OOH: Insurance Sales Agents (SOC 41-3021).
Whether it is worth it depends on your goals, but the pay structure rewards persistence: compensation is commission-based, so income grows with your book of business rather than a salary. Life and health differ in payout shape: life insurance pays large front-loaded first-year commissions with small renewals, so earnings track new sales. New agents should also plan for chargebacks and commission advances, which are common early-career pitfalls, and note that federal wage data excludes self-employed agency owners, whose earnings are not captured.
Sources: Illinois IDOI: How to become a resident producer (Illinois insurance agent); Illinois IDOI: Fee schedule.
Federal labor data can help you judge: the median annual wage for insurance sales agents was $62,280 in May 2025, with the top 10 percent earning more than $138,140 and the bottom 10 percent less than $37,330. Employment is projected to grow 3 percent from 2025 to 2035, about as fast as the average for all occupations, with about 43,100 openings per year, mostly from replacement needs. Agents must also be licensed in each state where they work and keep up continuing education.
Sources: BLS OOH: Insurance Sales Agents (SOC 41-3021).
The median annual wage for insurance sales agents was $62,280 in May 2025, with the lowest 10% earning under $37,330 and the highest 10% earning more than $138,140. Employment is projected to grow 3% from 2025 to 2035, about as fast as the average for all occupations, with about 43,100 openings each year.
Sources: BLS OOH: Insurance Sales Agents (SOC 41-3021).
Whether the career is worth pursuing depends on your goals, but federal labor data show a stable occupation. The U.S. Bureau of Labor Statistics reported median pay of $62,280 per year for insurance sales agents in 2025, with employment projected to grow 3% from 2025 to 2035 and about 43,100 openings per year over the decade. Most agents work full time; 63% worked in insurance agencies and brokerages, and 12% were self-employed.
Sources: BLS Occupational Outlook Handbook: Insurance Sales Agents (SOC 41-3021).
National data can inform the decision. U.S. insurance sales agents earned a median of $62,280 per year as of May 2025, and the Bureau of Labor Statistics projects 4% employment growth from 2024 to 2034, with about 47,000 annual openings. Earnings vary widely: the 10th percentile earned $37,330 while the 90th percentile earned $138,140.
Sources: CareerOneStop (US DOL): Insurance Sales Agents national profile.
That depends on your goals. Federal employment data projects insurance sales agent jobs to grow about as fast as the average occupation, and most agents earn commissions from insurers, plus salaries and bonuses. Typical entry-level education is a high school diploma or equivalent. In Massachusetts, no prelicensing education is required, so costs beyond exam and license fees are optional.
Sources: Massachusetts DOI: Individual insurance producer licensing; Massachusetts DOI: Individual and business entity licensing (license types, terms and fees).
That depends on your goals, but the Bureau of Labor Statistics offers some numbers: the median annual wage for insurance sales agents was $62,280 as of May 2025, with the lowest 10% earning under $37,330 and the highest 10% earning more than $138,140. Employment is projected to grow 3% from 2025 to 2035, with about 43,100 openings projected each year, and 63% of agents worked in agencies and brokerages.
Sources: BLS OOH: Insurance Sales Agents (SOC 41-3021).
There is no single answer, but the federal data describes a stable occupation: insurance sales agents earn a median of $62,280 per year, and employment is projected to grow 3% from 2025 to 2035, with about 43,100 openings per year. Typical entry-level education is a high school diploma or equivalent, and agents must be licensed in the states where they work.
Sources: BLS OOH: Insurance Sales Agents (SOC 41-3021).
That depends on your goals, but federal labor data offers concrete figures: insurance sales agents nationwide earned a median of $62,280 per year in May 2025, with the lowest 10% under $37,330 and the highest 10% over $138,140. Employment is projected to grow 3% from 2025 to 2035, with about 43,100 openings per year. Most agents (63%) worked in insurance agencies and brokerages, and 12% were self-employed.
Sources: BLS Occupational Outlook Handbook: Insurance Sales Agents (SOC 41-3021).
Whether it is worth it depends on your goals, but the work is well defined: life and health agents sell term and permanent life insurance, annuities, individual and group health, disability, Medicare supplement, and long-term care coverage. Agents are paid by commission from the insurers whose products they sell, so income rises and falls with sales. U.S. Bureau of Labor Statistics projections show modest employment growth for insurance sales agents through 2034.
Sources: Pearson VUE: Nevada Insurance Candidate Handbook (October 2024); Pearson VUE: Nevada Insurance Exam Content Outlines (effective October 1, 2024; with pre/post November 14, 2026 versions).
That depends on your goals, but the occupation offers steady demand and middling pay: the median wage for insurance sales agents was $62,280 per year in May 2025, and employment is projected to grow 3% from 2025 to 2035. In Ohio, life insurance agents tend to earn the most among the major lines, ahead of health and property and casualty agents. Income is largely commission-based, so earnings vary widely by agent.
Sources: BLS OOH: Insurance Sales Agents (SOC 41-3021).
Whether the work is worthwhile depends on your goals, but federal wage data shows the earning picture: insurance sales agents had a median pay of $62,280 per year in May 2025, with the lowest 10% earning under $37,330 and the highest 10% earning over $138,140. The Bureau of Labor Statistics projects employment to grow 3% from 2025 to 2035, with about 43,100 openings per year.
Sources: BLS OOH: Insurance Sales Agents (SOC 41-3021).
Whether it is worth it depends on your goals, but federal data offers benchmarks. Insurance sales agents earned a median of $62,280 per year in May 2025, and the Bureau of Labor Statistics projects 3% employment growth from 2025 to 2035, with about 43,100 openings per year. Pay varies widely: the lowest 10% of agents earned less than $37,330, while the highest 10% earned more than $138,140.
Sources: BLS Occupational Outlook Handbook: Insurance Sales Agents (41-3021).
That depends on your goals, but federal wage data offers a benchmark. Insurance sales agents earned a national median of $62,280 per year in May 2025, with the lowest 10% earning under $37,330 and the highest 10% earning over $138,140. Employment is projected to grow 3% from 2025 to 2035, and the typical entry requirement is only a high school diploma. Agents selling securities or variable annuities also need FINRA registration.
Sources: BLS OOH: Insurance Sales Agents (SOC 41-3021).
That depends on your goals, but federal wage data offers context. Insurance sales agents earned a median of $62,280 in May 2025, with the lowest 10% earning under $37,330 and the highest 10% earning over $138,140. The Bureau of Labor Statistics projects 3% employment growth from 2025 to 2035, about as fast as the average for all occupations, with about 43,100 openings per year.
Sources: BLS Occupational Outlook Handbook: Insurance Sales Agents (SOC 41-3021).
That depends on your goals, but the federal data show steady work. Insurance sales agents earned a median of $62,280 per year as of May 2025, with the lowest 10% earning under $37,330 and the highest 10% earning over $138,140. The Bureau of Labor Statistics projects 3% employment growth from 2025 to 2035, about as fast as average, and about 43,100 openings each year. Pay structures vary, from commission-only independent agents to salaried employees with bonuses.
Sources: BLS Occupational Outlook Handbook: Insurance Sales Agents (SOC 41-3021).