What are the minimum car insurance requirements in my state?

Minimum car insurance requirements are set state by state, so the coverage amounts differ depending on where you live. Most states require a minimum amount of liability coverage for bodily injury and property damage, and no-fault states also require personal injury protection. New Hampshire is an exception where auto insurance is not mandatory.

Washington requires drivers to carry liability insurance with limits of at least $25,000 for bodily injury or death of one person per accident, $50,000 for two people, and $10,000 for injury to or destruction of others' property (25/50/10). Driving without coverage can bring a fine of $550 or more. Registered vehicles may instead be covered by self-insurance, a certificate of deposit of at least $60,000, or a liability bond of at least $60,000.