What are the requirements to get a life insurance broker license?

A life insurance broker represents the insured rather than an insurance company and can place business with any authorized insurer that will accept it. Requirements are set by each state and mirror producer licensing: you must be at least 18, complete any required prelicensing education, pass the state exam, and apply through the state or the National Insurance Producer Registry. Some states, including New York, let broker candidates substitute one year of qualifying industry experience for the education requirement.