What are the requirements to get a public adjuster license?

Public adjusters represent policyholders in negotiating property insurance claims, and they must be licensed by each state where they practice. Requirements vary, but most states require applicants to be at least 18, pass the state exam, submit to a background check, and post a surety bond; Florida requires a $50,000 bond, Texas $10,000, and New York $1,000. Some states add coursework or experience, such as New York's 40-hour prelicensing course or Florida's requirement of 6 months of licensed, appointed adjuster experience.