What are the requirements to renew an insurance license?

Most states renew insurance licenses every two years, though cycles range from annually to every four years. You must generally complete continuing education before the renewal is accepted, commonly 24 hours per two-year period including 3 hours of ethics. Renewal windows typically open 60 to 120 days before expiration, and missing the deadline brings late fees or a full reapplication depending on the state. Renewals are processed through the National Insurance Producer Registry (NIPR) LicenseHub or, in states that opt out such as Florida, the state's own portal.