What is a life and health insurance license, and how do I get one?
A life and health license is a state producer license that lets you sell life insurance, annuities, and accident and health coverage. To get one, you must be at least 18, complete any prelicensing education your state requires (where required, the uniform standard is 20 hours per line of authority), pass the state exam, clear a fingerprint background check where applicable, and apply, usually through the National Insurance Producer Registry (NIPR). Continuing education keeps the license active at renewal.
A life and health license is an Alabama producer license with the Life and the Accident & Health or Sickness lines of authority, letting you sell life, health, and disability coverage. You can pass the separate Life and Health exams or the combined Life & Health exam, which has 150 questions in 3 hours and requires 105 correct answers (70%) to pass. The combined exam costs $75, or $50 for each single-line exam.
Sources: University of Alabama: Alabama insurance testing (state exam administrator); NIPR: Alabama resident individual renewal requirements.
A life and health license is an Alaska insurance producer license covering both the Life and Health lines of authority. Each exam has a general portion on product knowledge and an Alaska portion on state law, and the passing score is a scaled 70. At a physical Pearson VUE test center you can take the Life and Health exams in one session for a single $89 fee, then apply at nipr.com with the $75 license fee and a fingerprint card with its $48.25 fee.
Sources: Pearson VUE: Alaska insurance candidate handbook.
A life and health license combines the Life and the Accident and Health or Sickness lines of authority in one producer credential. Arizona offers a combined exam (Series 13-33, $59) or separate exams for each line ($50 each); you need 70% to pass and must apply through the National Insurance Producer Registry with the $120 state fee within one year of passing. Arizona does not require pre-licensing education.
Sources: PSI: Arizona insurance candidate information bulletin (revised June 11, 2026).
A life and health insurance license combines the Life line with the Accident & Health or Sickness line of authority, allowing a producer to sell life insurance and health products in Arkansas. Each line requires its own prelicensing certificate before you may take the exam, but the two exams can be taken together. Each exam costs $50, allows 2.5 hours, and requires a score of at least 70%.
Sources: PSI: Arkansas insurance candidate information bulletin.
A life and health license in California is a "full Life Agent" license that combines the Life-Only Agent and Accident and Health Agent authorities. Complete the 12-hour ethics and California Insurance Code course, then schedule one combined exam through PSI; checking both license types on the exam registration and application means one exam (150 questions) and one $188 filing fee. The exam requires a 60% score to pass, and fingerprints ($74) are required before issuance.
Sources: Cal. Ins. Code 1749: Prelicensing education requirements by license type; PSI: California insurance candidate information bulletin (revised March 2026); California CDI: Licensing fees and schedule of fees and charges; California CDI: Resident licensing fingerprint requirements.
Colorado issues one Producer license that lists each line of authority, and Life and Accident & Health are two of those lines. You complete 50 hours of prelicensing education per line (the shared ethics and law hours count only once when you train for multiple lines), then pass both Pearson VUE exams; you can take up to two exams in one session for a single $41 fee. The resident license fee is $44 per line of authority, and you must apply within one year of passing.
Sources: Colorado Division of Insurance, Regulation 1-2-5: Insurance Producer Prelicensing Education Requirements for Residents (3 CCR 702); Pearson VUE: Colorado Insurance Licensing Candidate Handbook (July 2026, #120600).
A life and health insurance license in Connecticut is the combined Life, Accident & Health or Sickness producer line. Candidates complete 40 hours of pre-licensing education (20 hours for either single line), pass the 2.5-hour Pearson VUE exam ($105 fee as of March 2026, 70% passing score), then apply online through the National Insurance Producer Registry (NIPR) with the $140 individual producer application fee.
Sources: Pearson VUE: Connecticut insurance candidate handbook (March 2026, #120700).
A life and health license is a Delaware producer license covering the Life and Accident and Health lines of authority. Delaware requires no prelicensing education. You pass the Pearson VUE Life and Accident and Health producer exams (one $90 fee if you schedule both the same day), apply electronically through the National Insurance Producer Registry (NIPR), submit a State Criminal Background Report from the Delaware State Police, and pay the $125 producer fee.
Sources: Pearson VUE: Delaware Insurance Candidate Handbook (June 2025).
A life and health license is a producer license covering both the life and the Accident and Health or Sickness lines of authority. The District of Columbia does not offer a life and health combination exam, so you must pass each exam separately: life (80 scored questions) and health (75 scored questions), each with a $75 fee. You then apply at nipr.com, where the $100 fee covers lines in the same grouping.
Sources: Pearson VUE: District of Columbia insurance candidate handbook; DC DISB: Insurance Bureau schedule of fees, taxes and deposits.
A life and health insurance license is Florida's 2-15 Health and Life (Including Annuities and Variable Contracts) Agent license. It lets an appointed agent sell life insurance, annuities, health insurance, and health maintenance organization coverage. To get one, you complete a 60-hour approved life and health course within four years of applying, pass the Pearson VUE state exam, apply through MyProfile with the fees, and submit fingerprints. Continuing education is 24 hours every two years.
Sources: Florida DFS: 2-15 resident life, health and variable annuity agent qualifications; Florida DFS: continuing education requirements by license type.
A Life and Accident and Sickness license authorizes you to sell both life and health coverage. Georgia requires an 8-hour prelicensing course for each line (a combined course is offered), a passing Pearson VUE exam score, and an application at sircon.com/georgia with the $120 fee, electronic fingerprints, and a notarized Citizenship Affidavit. The combined Life and Accident and Sickness exam has 125 scored questions.
Sources: Georgia OCI: Get a resident insurance agent license.
Life and health are separate lines of authority in Idaho, not a single combined license. Each line requires its own $65 exam (both 120 minutes with 75 scored questions). Pass the exams, submit fingerprints, and apply online through the National Insurance Producer Registry (NIPR) with the $80 fee. Idaho requires no pre-licensing education.
Sources: Idaho DOI: Testing and fingerprints; Idaho Department of Insurance — Testing and Fingerprints page.
A life and health license is a producer license that carries both the Life and Accident/Health lines of authority, so one credential covers life and health products. Each line requires 20 hours of pre-licensing education, with 7.5 hours in a classroom or webinar, so a combined path doubles the single-line coursework. Pass the General and State exams for each line through Pearson VUE, wait 5 days, then apply online at nipr.com for the $215 resident license.
Sources: Illinois IDOI: How to become a resident producer (Illinois insurance agent); Illinois IDOI: Fee schedule.
A life and health (L&H) license authorizes you to sell both life and health insurance products in Indiana. To get one, complete 40 hours of pre-licensing education, pass the combined Pearson VUE Life & Health exam (150 questions, 180 minutes, $69 fee, 70% passing score), and apply online through Sircon or NIPR with a $40 fee. You must pass the exam and apply within six months of course completion, when your certificate expires.
Sources: Pearson VUE: Indiana insurance candidate handbook (Aug 2026); Indiana Department of Insurance — Bulletin 160 (Producer Minimum Flood Training Requirements), reproduced on FEMA FloodSmart for Agents State Training Requirements; NIPR: Indiana resident individual renewal requirements.
Iowa treats life and accident and health as separate exams: the Life exam (12-IA-01) and the Accident & Health exam (12-IA-02), each 2 hours long with a $44 fee. Life has 77 scoreable questions (50 general plus 27 Iowa-specific) and Accident & Health has 80 (50 general plus 30 Iowa-specific), with unscored pretest questions mixed in. After passing, submit your application and license fee through the National Insurance Producer Registry (NIPR) within 90 days.
Sources: Pearson VUE: Iowa insurance candidate handbook (incl. content outlines, July 2025 / effective Jan 2026).
A life and health license lets a Kansas producer sell life insurance and accident and health coverage together. You earn it by passing either the separate Life and Accident and Health exams ($57 each, 84 scored questions each) or the combined exam ($64, 140 scored questions, 70% passing score). You must also be at least 18, clear the fingerprint background check, and submit the NAIC Uniform Application through NIPR.
Sources: Kansas KDOI: Producer examinations.
A life and health license is a Kentucky agent license that qualifies you in both the life and health lines of authority. The life line covers insurance on human lives, including endowments and annuities, while the health line covers sickness, bodily injury, or accidental death. To earn it, complete 20 hours of prelicensing training for each line, pass the life exam and the health exam with 70%, and pay the $40 license fee, $40 for each line of authority, and $50 for each exam.
Sources: Kentucky DOI: Licensing Frequently Asked Questions; NIPR: Kentucky Resident Individual Renewal Requirements.
A life and health license combines the Life and the Health and Accident or Sickness lines of authority. Louisiana requires no prelicensing education; you pass the combined PSI exam (Series 103, $58 fee), then file the license application through the National Insurance Producer Registry (NIPR) and complete fingerprinting.
Sources: PSI: Louisiana Department of Insurance candidate information bulletin.
A life and health license in Maine is a producer license covering the Life and Accident and Health lines of authority, letting you transact those types of insurance. You must pass the licensing exam with a scaled score of 70, either the combined Life, Accident & Health exam (12-ME-01), which costs $80, runs 3 hours 30 minutes, and has 136 scoreable questions, or the separate Life and Accident & Health exams at $55 each. You then submit a license application and fee to the Maine Bureau of Insurance.
Sources: Pearson VUE: Maine insurance candidate handbook (incl. exam content outlines, March 2026).
A life and health insurance license is a Maryland producer license covering both the Life line and the Health line, which the exam system labels Accident and Health or Sickness. Many candidates take the combined Prometric exam, which has 130 scored questions plus 10 unscored ones and a 2.5-hour time limit, with a 70% passing score. After passing, you apply through the National Insurance Producer Registry (NIPR) with the $54 fee, and the license lets you sell life products and annuities as well as health coverage.
Sources: Prometric: Property and Casualty Producer — Combo exam outline (Series 20-32); Maryland MIA: Licensing and registration fees.
In Massachusetts, a life and health license means holding the Life and the Accident and Health or Sickness lines of authority, which are tested as two separate exams. Each exam costs $37, has 80 scored questions (50 general knowledge plus 30 Massachusetts-specific), and requires a passing scaled score of 70. After passing both, you apply through the National Insurance Producer Registry (NIPR), and the Division of Insurance issues the license upon approval.
Sources: Pearson VUE: Massachusetts insurance candidate handbook.
A life and health license combines the Life and Accident and Health lines of authority on one Michigan producer license. It requires 40 hours of pre-licensing education, the combined Life, Accident and Health Producer exam (150 items in 2.5 hours with a 75% cut score), and an application through the National Insurance Producer Registry (NIPR) with a $10.00 state fee plus a $5.00 transaction fee.
Sources: Michigan DIFS: Insurance pre-licensing education FAQ; PSI: Michigan insurance candidate information bulletin; Michigan DIFS: How to become licensed as a resident producer.
A life and health license combines Minnesota's Life and Accident & Health lines of authority, authorizing you to sell life, health, and related products. You must complete 20 hours of approved prelicensing education for each line and pass the PSI exam, which offers a combined Life, Accident & Health exam that takes 3 hours and costs $45, with a 70% passing score. After fingerprinting and the online application through Sircon or NIPR, Minnesota issues joint Life/Health licenses to candidates who pass all parts of both exams.
Sources: Minnesota Department of Commerce: Resident Producers; Minn. Stat. 60K.56: Producer continuing education; PSI: Minnesota Insurance Candidate Information Bulletin.
A life and health license is an insurance producer license carrying the Life and Accident & Health lines of authority. Effective July 1, 2024, Life-only applicants are exempt from pre-licensing education, but Accident & Health still requires 20 hours. You can take the combined Life, Accident & Health exam, which has 125 questions, 150 minutes of seat time, and a 65% passing score, then apply at sircon.com or nipr.com with the $100 fee.
Sources: Mississippi MID: Licensing hub; Mississippi MID: How to get a Mississippi insurance license (PDF); Pearson VUE: Mississippi insurance candidate handbook (PDF, July 2025); Mississippi MID: Licensing forms and fees.
A life and health insurance license is a producer license covering both the Life line and the Accident and Health or Sickness line, letting you sell policies in both. In Missouri you must be 18, pass the combined Life, Accident and Health exam (code 54, $40, 145 scored questions plus pretest items, 3 hours, scaled passing score of 70), and apply through NIPR with the $100 fee within 1 year. Renewal every 2 years requires 16 hours of continuing education, including 3 hours of ethics.
Sources: Pearson VUE: Missouri insurance candidate handbook (March 2026); Missouri DCI: Agent/producer continuing education requirements; Missouri DCI: Resident producer licensing requirements; Missouri DCI: Producer licensing FAQs.
A life and health license lets you sell life and disability (health) insurance lines in Montana. To get one, pass the Pearson VUE licensing exam with a score of 75% or better, paying the $65 exam fee. The Life exam has 86 scoreable questions and the Accident and Health exam has 92. Then apply through the National Insurance Producer Registry (NIPR) and submit fingerprints for the background check with a $30 fee; Montana requires no prelicensing education.
Sources: Pearson VUE: Montana insurance candidate handbook (June 2025); Montana CSI: Fingerprints for insurance licensing purposes.
A life and health license combines the Life line and the Accident & Health or Sickness line, allowing you to sell both life and health insurance in Nebraska. You pass the combined exam ($47 fee, 70% passing score), allow 2-3 business days for results to upload, then apply at the National Insurance Producer Registry (NIPR) website with a $50 resident fee. You can instead take the two single-line exams separately at $43 each.
Sources: PSI: Nebraska Insurance Licensing Examination Candidate Information Bulletin; Nebraska DOI: Licensing Fee Schedule (7/17/2026).
A life and health license is a producer license with the Life and Health lines of authority, letting you sell life insurance and health products. In Nevada, you take the Pearson VUE Life/Health Combo exam, which has 144 scored questions across the general and Nevada-specific sections, costs $47, and requires a scaled score of 70. Apply for the $185 license through Sircon or NIPR within one year of passing; no prelicensing education is required.
Sources: Pearson VUE: Nevada Insurance Candidate Handbook (October 2024); Nevada Division of Insurance – Producer Licensing (Individuals) page and DOI Licensing FAQs for Applicants and Licensees.
A life and health license is a producer license with both the Life and Accident and Health lines of authority, permitting the holder to sell life, disability, and health coverage. In New Hampshire you take the combined PSI exam (series 12-63, $72) or the separate Life (12-61) and Accident and Health (12-62) exams at $59 each, then apply online through NIPR with the $210 license fee. No prelicensing course is required, and the two-year renewal costs $150 with 24 hours of continuing education.
Sources: PSI: New Hampshire insurance candidate information bulletin; New Hampshire NHID: Licensing fees; New Hampshire NHID: Producers/adjusters FAQ.
A life and health license combines two lines of authority, life and accident and health or sickness, on a New Jersey producer license. You complete 40 hours of prelicensing education, 20 for each line, pass the PSI exam for each line with at least 70%, complete Live Scan fingerprinting, and apply online through NIPR. The application carries $170 in state fees for the major-line combination.
Sources: New Jersey DOBI: Producer licensing FAQs; New Jersey DOBI: Insurance licensing and education hub.
A life and health license combines the life and the accident and health or sickness lines of authority on one New Mexico producer license. You can take each line's exam separately or take the combined exam, and each requires a score of at least 70%. After the $67 fingerprint background check, apply online through NIPR with the $30 fee. Before selling long-term care insurance, complete 8 hours of LTC training, then 4 hours each compliance period after that.
Sources: New Mexico Office of Superintendent of Insurance — Individual Licensing Instructions (PDF); New Mexico OSI: License Fees 2026; NM Register Vol. XXXV No. 23: 13.4.7 NMAC Continuing Education Requirements (replacement rule eff. 4/1/2025).
A life and health license in New York is the combined life, accident and health line of authority, which lets you sell life insurance, annuities, and accident and health products. To get it, complete 40 hours of Department-approved prelicensing education (20 hours for life only or accident and health only), pass the combined PSI exam of 150 questions in 2.5 hours with at least 70% correct, and apply online within 2 years. The exam fee is $40, and the resident license fee is $80.
Sources: New York DFS: Agent and broker prelicensing education; New York DFS: Life, accident and health agent and broker licensing; PSI: New York DFS insurance candidate information bulletin; New York DFS: Property and casualty / personal lines agent or broker licensing.
A life and health license combines two lines of authority: Life and Accident and Health or Sickness. Each line requires its own exam at $45.00 per attempt, and each adds a $50 registration fee to your NIPR application. Prelicensing education is not required for applications submitted on or after October 1, 2025.
Sources: Pearson VUE: North Carolina insurance candidate handbook (October 2025); North Carolina NCDOI: Licensing checklist for new resident license.
A life and health insurance license covers two North Dakota lines of authority, life and accident and health or sickness, letting one producer sell both product types. You must be at least 18, pass each line's PSI exam ($64 each, 110 items, 70% to pass, 150 minutes), submit fingerprint cards, and apply through the National Insurance Producer Registry (NIPR) with the $100 fee. After licensing, selling long-term care insurance requires 8 hours of training, and selling annuities requires 4 hours of annuity training.
Sources: North Dakota NDID / PSI: Insurance licensing examination candidate information bulletin (Dec 27, 2024); North Dakota NDID: Apply for a resident producer license.
A life and health insurance license combines the Life line and the Accident & Health line, permitting you to sell life products, annuities, and health-related coverage. To get one, complete 20 hours of pre-licensing education per line (40 total), pass the exam with at least 70%, submit fingerprints, and apply through NIPR. You can take the exams separately or as one combined 150-question exam, and the application fee is $10 per line.
Sources: Ohio ODI: Pre-licensing education; PSI: Ohio insurance candidate information bulletin; Ohio ODI: License fees and application fee chart.
A life and health insurance license is an Oklahoma producer license that includes both the Life line and the Accident & Health or Sickness line of authority. Candidates pass the combined Life, Accident & Health or Sickness exam through PSI, which costs $38 and requires a 70% score. After passing, wait 3 business days, then apply online through the National Insurance Producer Registry (NIPR); the resident fee is $60, and the Oklahoma Insurance Department (OID) processes the application in 5-7 business days.
Sources: Oklahoma PSI: Insurance Licensing Examination Candidate Information Bulletin; Oklahoma OID: License Fee Schedule (revised 09/07/2023).
A life and health insurance license is a producer license covering both lines of authority. Oregon requires 20 hours of prelicensing education per line, so you complete training separately for life and for health. The combined Life and Health exam (Series 12-03) costs $55 and allows 2 hours and 40 minutes, and you must score 70% to pass. Afterward, submit fingerprints ($61.25) and apply online through NIPR.
Sources: Oregon DFR: Producer licensing; Oregon DFR: Fees and forms; PSI Services LLC — Oregon Producer's Examination for Life and Health Insurance Series 12-03 Content Outline (linked from the PSI State of Oregon Candidate Information Bulletin, 8/5/2025, hosted by Oregon DFR).
A life and health insurance license is a producer license that carries the Life and the Accident and Health lines of authority. In Pennsylvania, you qualify by passing either the two single-line exams (16-01 Life and 16-02 Accident and Health, $45 each) or the combination exam (16-03, $55); a candidate who takes the combination exam must pass the overall exam to be licensed in either line. You then apply online through Sircon or NIPR ($55 resident fee) and submit fingerprints.
Sources: PSI: Pennsylvania Insurance Licensing Examination Candidate Information Booklet.
A life and health license authorizes you to sell life, annuity, and health insurance products. In Rhode Island, you must be at least 18, pass the Pearson VUE Life and Accident & Health producer exams ($80 each, passing score 70), provide a certified background check (BCI) from the Rhode Island Attorney General, and apply through NIPR with the $120 resident fee. Rhode Island requires no prelicensing education hours. Exam results take 3-5 days to post to NIPR, and scores stay valid for 12 months.
Sources: Pearson VUE: Rhode Island insurance content outlines (effective May 28, 2026); Rhode Island Department of Business Regulation — Insurance Regulation 103 / 230-RICR-20-50-5 (Licensing and Renewal Fees); NIPR: Rhode Island resident individual licensing requirements; NIPR: Rhode Island state information.
A life and health license in South Carolina is a producer license covering both the life and the accident and health lines of authority, so you can sell, solicit, and negotiate life and health insurance. You qualify by passing the combined Life, Accident and Health exam with Pearson VUE ($59) or the two single-line exams at $59 each, then applying through NIPR and submitting fingerprints. The combined exam is longer than either single-line exam.
Sources: South Carolina Department of Insurance (SCDOI) and Pearson VUE SC Insurance Candidate Handbook.
In South Dakota, a life and health license is a producer license that includes the life line and the accident and health or sickness line. First-time licensees must pass the exam for each line, then apply online through NIPR with a $25 fee plus a service fee. You must be at least 18 years old, and no pre-licensing education is required. Pearson VUE has conducted the Division's exams since January 1, 2018.
Sources: SDCL 58-2-29: Division of Insurance fee schedule; SDCL 58-30-148: Resident producer license application requirements.
A life and health license in Tennessee means holding both the Life and the Accident and Health lines of authority on an insurance producer license. To earn it, you must be at least 18, complete 20 hours of pre-licensing education for each line, and pass a separate Pearson VUE exam for each line with a 70% minimum score. After a fingerprint-based background check, you must wait 48 hours and then apply online through the National Insurance Producer Registry (NIPR) with a $50 fee. The single-line exam costs $55, and the combined exam costs $80.
Sources: Tenn. Comp. R. & Regs. 0780-01-56: Licensing Requirements for Insurance Producers; TN TDCI — Insurance Producer Licensing Procedure with Exams; Pearson VUE — Tennessee Insurance Licensing Candidate Handbook (October 2026 edition, #124300).
A life and health insurance license in Texas is the General Lines Life, Accident and Health credential, which covers life, accident, health, and HMO products. Pass the Pearson VUE exam with a scaled score of 70 (130 scoreable questions: 100 general and 30 state), get fingerprinted, and apply within one year of passing with the $50 fee. Keep the license active with 24 hours of continuing education every two years, including 3 hours of ethics.
Sources: Texas TDI: life agent license management (renewal); Texas TDI: continuing education for agents and adjusters.
A life and health license in Utah is a producer license with the Life and Accident & Health or Sickness lines, earned by passing Prometric's combined exam 17-03 (150 questions, 2.5 hours, $44 fee). Single-line Life (17-01) and Accident & Health (17-02) exams are also available, each with 100 questions, 2 hours, and a $32 fee. You must be at least 18, apply online within 90 days of passing, and be fingerprinted; test scores are valid for 90 days.
Sources: Prometric: Utah Insurance Department Licensing Information Bulletin (effective September 25, 2025); Utah UID: Exam and Licensing Procedures.
A life and health insurance license in Vermont is a Producer license with the Life and Accident and Health or Sickness lines of authority. The combined Series 14-29 exam qualifies you for both lines: 150 scored questions plus 5 unscored items, a 2.5-hour time limit, and a $67.60 fee. After passing, you wait 48 hours and apply through NIPR.
Sources: Prometric: Vermont insurance Life, A&H and HMO exam outline (Series 14-29); Prometric: Vermont insurance licensing information bulletin; Vermont DFR: Producer license.
A life and health license lets you sell life insurance, annuities, and health coverage in Virginia; Life and Annuities and Health are separate lines of authority with a $15 application fee each. You must be at least 18, pass the Prometric Series 11-01 Life, Annuities and Health exam or the separate Life and Annuities and Health exams, complete fingerprinting, and apply through NIPR or Sircon. Virginia does not require a prelicensing course.
Sources: NIPR: Virginia resident individual licensing requirements.
In Washington, a life and health license is a producer license with the life and disability lines of authority; the state calls the health line "disability." You must pass the exam for each line, or the combined Life and Disability exam ($55, 150 questions, 195 minutes), with at least 70% correct. Then apply for your license online and submit fingerprints. No pre-licensing education has been required since July 23, 2023.
Sources: PSI Services LLC — Washington OIC Insurance Candidate Information Bulletin; PSI: Washington OIC insurance license exam candidate information bulletin.
A life and health license authorizes a producer to sell life insurance and Accident & Sickness (Health) products. In West Virginia, complete 20 hours of pre-licensing education for each line, then pass the Life exam and the Accident & Health or Sickness exam, each with 90 questions in 120 minutes and an $84 fee. After passing, get fingerprinted through Identogo and apply through NIPR with the $50 fee.
Sources: West Virginia OIC: How to Apply for a Resident Producer License; Pearson VUE: West Virginia Insurance Candidate Handbook (September 2026); West Virginia Offices of the Insurance Commissioner fee schedule and Pearson VUE West Virginia Insurance Candidate Handbook (September 2026); West Virginia OIC: Licensing and Education Fees (fee schedule, updated 8/19/2026).
Wisconsin treats life and health as two lines of authority: Life and Accident and Health or Sickness. Each requires 20 hours of prelicensing education, and the 8 hours covering principles, Wisconsin law, and ethics are shared, so you need not repeat them within 12 months. You then pass both PSI exams (series 22-01 for Life, 22-03 for Health), wait 48-72 hours for scores to record, and apply through the National Insurance Producer Registry (NIPR). The fee is $75 per line of authority plus a $10 application fee.
Sources: Wisconsin OCI: Prelicensing Requirements; Wisconsin OCI: Resident License Requirements; Wisconsin OCI: Insurance License Types and Fees.
A life and health insurance license is a producer license that carries the Life and Accident and Health or Sickness lines of authority, letting you sell life policies, health coverage, and annuities. You must pass the Wyoming Insurance Licensing Exam for those lines through Pearson VUE, apply online through Sircon, pay the $100 resident fee, and submit fingerprints. Producers selling annuities must also complete a one-time 4-credit annuity training course from a department-approved provider.
Sources: Wyoming DOI: producer licensing requirements, fees and FAQs; Wyo. Admin. Code Ch. 64 sec. 64-6: Annuity producer training (LII).