What is an SR-22, and why is it required?
The answer depends on your state. Pick yours to see it.
An SR-22 is a form of financial responsibility that your insurer files electronically with the Arizona Motor Vehicle Division to show you carry the state's minimum liability coverage. Arizona requires it after license suspensions, including DUI-related suspensions, and most drivers must maintain the filing for three years from reinstatement. You cannot file it yourself, and the filing adds a one-time fee to the policy.
Sources: NIPR: Arizona resident individual licensing requirements; NIPR: Arizona resident individual renewal requirements.
An SR-22 is a form an insurer files with the state showing that minimum liability coverage is in force. It is typically required after a license suspension or revocation. A person who does not own a car can satisfy the requirement with a non-owners car insurance policy.
Sources: Delaware Code Title 18 Chapter 17: Licensing of Professional Insurance Personnel (producers and adjusters); Delaware Code Title 18 Chapter 7: Fees and Taxes (18 Del. C. §701 fee schedule).
An SR-22 is a certificate showing that the holder has motor vehicle liability insurance. Insurance companies issue it as proof of "future responsibility"; it is not insurance itself. Oregon requires the filing after a crash while driving uninsured, a conviction for driving uninsured or DUII, or certain other traffic crimes. You must maintain the filing until the requirement ends, even if you do not own a vehicle, and DMV must suspend your driving privileges if you fail to file.
Sources: Oregon DFR: Producer licensing; Oregon DFR: Fees and forms.
An SR-22 is a certificate of financial responsibility proving you carry the auto insurance your state requires. It is typically required after a license suspension or similar event, and most drivers must maintain it for several years. The filing itself usually carries a modest fee where one is charged.
Sources: Wyoming DOI: producer licensing requirements, fees and FAQs; Wyoming DOI: adjuster licensing requirements, fees and FAQs.